8817 S Thomas Drive A205, Panama City Beach, FL 32408

New Listing
$229,000
Property Type: Residential Baths: 1 Square Footage: 489 Status: Active
Current Price: $229,000 List Date: 7/05/2026 Last Modified: 7/05/2026

Overview

Description

Enjoy Gulf and pool views from this 2nd floor studio at Top of the Gulf, a well-maintained beachfront community that has recently completed major building upgrades. This unit offers all the excitement of poolside activity as well as Gulf views. This turnkey condo is fully furnished and features a functional open layout. The fully equipped kitchen includes stove, refrigerator, dishwasher, microwave, Keurig, dishes, and cookware. Additional features of the unit include Wifi, large TV, comfortable seating, dining for four, and large walk-in closet. Recent building upgrades and amenities include new elevators, resurfaced floors, recently replaced windows and doors, new railings, and complex-wide Wifi. Community amenities include direct beach access, gulf-front pool and kiddie pool, seasonal snack bar, second-story sundeck, and BBQ/picnic areas. Inside the complex you will find a fitness room, game room, owner's lounge with kitc

Listing Details MLS# 792220

Contract Info

List Price/SqFt
468.3

Location

Area
03 – Bay County – Beach
Street #
8817
Street Direction
S
Street Name
Thomas
Street Suffix
Drive
Unit #
A205
State
FL
Zip Code
32408
County
Bay
Sub Area
0323 – Beach – South of Grand Lagoon
Subdivision
Top Of The Gulf Condo.
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
34994-130-000
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Directions
From Front Beach Road traveling west turn left on Thomas Drive at Red Light past Ripley's Believe it or not travel down Thomas drive to red light just before Alvin's Island turn left at light onto S Thomas Drive, take next left onto South Thomas Drive Extension Top Of Gulf Condos are on right .
Legal Description
TOP OF THE GULF CONDO UNIT # 1 # A-205 EFF 1B 489 H&C ORB 504 P 566 . ORB 4320 P 1482

General Property Info

Sub-Type
Condominium
Floor Number
2
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
489
SqFt Source
Owner Measured
Full Baths
Yes
Total Baths
Yes
Year Built
1976
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community
Half Baths
0

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
525
HOA Frequency
Monthly
HOA Annual Amount
6300
New Buyer Fee
No
Last Tax Year
2025
Brokerage Interest
No Interest
Condo Doc
Yes

Remarks & Misc

Remarks
Enjoy Gulf and pool views from this 2nd floor studio at Top of the Gulf, a well-maintained beachfront community that has recently completed major building upgrades. This unit offers all the excitement of poolside activity as well as Gulf views. This turnkey condo is fully furnished and features a functional open layout. The fully equipped kitchen includes stove, refrigerator, dishwasher, microwave, Keurig, dishes, and cookware. Additional features of the unit include Wifi, large TV, comfortable seating, dining for four, and large walk-in closet. Recent building upgrades and amenities include new elevators, resurfaced floors, recently replaced windows and doors, new railings, and complex-wide Wifi. Community amenities include direct beach access, gulf-front pool and kiddie pool, seasonal snack bar, second-story sundeck, and BBQ/picnic areas. Inside the complex you will find a fitness room, game room, owner's lounge with kitchen, public lounge/wifi room, and four laundry rooms on even-numbered floors. Walk to dining, shopping, and attractions. Pineapple Willy's, Tootsie's, Juan Taco, Hersey's Ice Cream, and Alvin's Island are walkable. Ripley's Believe or Not, Coconut Maze, and Signal Hill Golf Course are all nearby. Great opportunity for a low-maintenance beach getaway or income-producing property with great short-term rental potential.

Association Fees Include

BBQ Pit/Grill
Yes
Exercise Room
Yes
Game Room
Yes
Gated Community
Yes
Ground Keeping
Yes
Internet-WiFi
Yes
Pool
Yes
Security
Yes
TV Cable
Yes
Water
Yes

More Information

Furnished

Unfurnished
Yes

Utilities

TV Cable
Yes
Electricity – Availabile
Yes
Public Water – Connected
Yes

Waterfront Type

Gulf
Yes

Property Features

Association Fees Include: BBQ Pit/Grill; TV Cable; Exercise Room; Game Room; Gated Community; Internet-WiFi; Ground Keeping; Pool; Security; Water Furnished: Unfurnished Utilities: TV Cable; Electricity – Availabile; Public Water – Connected Waterfront Type: Gulf
Listing Office: Savvy Avenue LLC
Last Updated: July – 05 – 2026
Information deemed reliable but not guaranteed.