8817 S Thomas Drive A418, Panama City, FL 32408 (MLS# 793690)

8817 S Thomas Drive A418, Panama City, FL 32408

New Listing

$237,000

Property Type: Residential Baths: 1 Square Footage: 489 Status: Active

Current Price: $237,000 List Date: 8/06/2026 Last Modified: 8/06/2026

Overview

Description

Welcome to Top of the Gulf, where the sugar-white sands and emerald waters of Panama City Beach are just steps from your door. This Gulf-front community offers direct beach access along with a large Gulf-front swimming pool, kiddie pool, seasonal snack bar, fitness center, game room, internet café, shuffleboard and cornhole, community laundry facilities, elevators, and outdoor gathering areas. Located on Thomas Drive, you're also convenient to local restaurants, golf, shopping, entertainment, and many of PCB's favorite attractions. Whether you're searching for a personal beach getaway, second home, or vacation rental opportunity, Top of the Gulf offers the location and amenities that keep owners and guests coming back to Panama City Beach. Now meet Unit A-418 — a furnished and updated studio with beautiful Gulf views through floor-to-ceiling windows. The spacious layout features two Queen beds, comfortably sleeping up to four guests, along with coastal-inspired furnishings and dura … (Read more)

Listing Details MLS# 793690

Contract Info

List Price/SqFt: 484.66

Location

Area: 03 – Bay County – Beach
Street #: 8817
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: A418
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Top Of The Gulf Condo.
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 34994-193-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Hathaway Bridge, head east on US-98 E for approximately 0.6 miles. Take FL-368 to US-98 W, then continue on US-98 W/FL-30 W (Front Beach Road) for about 3.4 miles. Turn onto Joan Avenue, then continue to Thomas Drive. Follow Thomas Drive to 8817 Thomas Drive, Unit A418, Panama City Beach, FL 32408, located in the Top of the Gulf Condominiums.
Legal Description: TOP OF THE GULF CONDO UNIT A-418 EFF 1B 489 H&C ORB 1272 P 1625 ORB 4229 P 1682

General Property Info

Sub-Type: Condominium
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 489
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Accessory Dwelling Unit: No
Year Built: 1976
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 525
HOA Frequency: Monthly
HOA Annual Amount: 6300
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Top of the Gulf, where the sugar-white sands and emerald waters of Panama City Beach are just steps from your door. This Gulf-front community offers direct beach access along with a large Gulf-front swimming pool, kiddie pool, seasonal snack bar, fitness center, game room, internet café, shuffleboard and cornhole, community laundry facilities, elevators, and outdoor gathering areas. Located on Thomas Drive, you're also convenient to local restaurants, golf, shopping, entertainment, and many of PCB's favorite attractions. Whether you're searching for a personal beach getaway, second home, or vacation rental opportunity, Top of the Gulf offers the location and amenities that keep owners and guests coming back to Panama City Beach. Now meet Unit A-418 — a furnished and updated studio with beautiful Gulf views through floor-to-ceiling windows. The spacious layout features two Queen beds, comfortably sleeping up to four guests, along with coastal-inspired furnishings and durable luxury vinyl plank flooring. The unit also features a well-equipped kitchen, dedicated dining area, full bathroom with tub/shower combination, and a large owner's closet providing valuable storage for personal items between stays. Best of all, A-418 is offered furnished and is currently on a rental program, giving the next owner the opportunity to continue using it as a vacation rental or keep it as their own easy-to-enjoy beach retreat. Direct beach access, Gulf views, resort-style amenities, furnished and rental-ready — A-418 puts the Panama City Beach lifestyle right at your fingertips.

Pool Features

Spa/ Hot Tub: Yes

More Information

Appliances

Cooktop – Electric: Yes
Microwave: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Association Fees Include

Dumpster: Yes
Internet Service: Yes
Internet-WiFi: Yes
Pest Control: Yes
Security: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Parking Features

No Garage: Yes
Parking Lot: Yes

Association Amenities

Beach: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Game Room: Yes
Laundry: Yes
Pool: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Waterfront Type

Gulf: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Electric: Yes

Property Features

Appliances: Cooktop – Electric; Microwave; Refrigerator; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air Heating: Electric Association Fees Include: TV Cable; Dumpster; Internet Service; Internet-WiFi; Pest Control; Security; Water Financing: Cash; Conventional; FHA; VA Furnished: Furnished Pool Features: Spa/ Hot Tub Parking Features: No Garage; Parking Lot Association Amenities: Beach; Community Room; Dumpster; Elevators; Exercise Room; Game Room; Laundry; Pool Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf

Listing Office: Legacy Premier Agency

Last Updated: August – 06 – 2026

Information deemed reliable but not guaranteed.