8817 S Thomas Drive A624, Panama City Beach, FL 32408 (MLS# 789009)

8817 S Thomas Drive A624, Panama City Beach, FL 32408

$224,900

Property Type: Residential Baths: 1 Square Footage: 489 Status: Under Contract – Taking Backups

Current Price: $224,900 List Date: 4/28/2026 Last Modified: 6/24/2026

Overview

Description

Experience coastal living at its finest in this beautifully remodeled studio at Top of the Gulf! Completely renovated in 2021, this unit features all-new sheetrock, updated HVAC system, modern kitchen cabinetry, sleek quartz countertops, and a full suite of appliances–offering a clean, fresh, and move-in-ready space. Enjoy breathtaking Gulf views right from your unit, where you can take in the iconic pier and miles of sugary white sand beaches. Whether you're looking for a personal getaway or an income-producing rental, this property delivers both comfort and location. Top of the Gulf is a well-maintained, beachfront complex offering a variety of amenities including a gulf-front swimming pool, fitness center, on-site snack shop, sun deck, shuffleboard courts, and direct beach access. The community also provides laundry facilities, BBQ grilling areas, and ample parking for owners and guests. Ideally located in the heart of Panama City Beach, you're just minutes from popular di … (Read more)

Listing Details MLS# 789009

Contract Info

List Price/SqFt: 459.92

Location

Area: 03 – Bay County – Beach
Street #: 8817
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: A624
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Top Of The Gulf Condo.
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 34994-249-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Front Beach Rd. and Thomas Drive, travel East on Thomas Drive, past Signal Hill Golf Course to next traffic light. Turn right, then take an immediate left. Top of The Gulf will be on the right.
Legal Description: TOP OF THE GULF CONDO UNIT A-624 ORB 504 P 566 EFF 1B 489 H&C ORB 4110 P 641

General Property Info

Sub-Type: Condominium
Floor Number: 6
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 489
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Year Built: 1976
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0X0
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-06-24

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 525
HOA Frequency: Monthly
HOA Annual Amount: 6300
New Buyer Fee: No
Last Taxes: 2585
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Experience coastal living at its finest in this beautifully remodeled studio at Top of the Gulf! Completely renovated in 2021, this unit features all-new sheetrock, updated HVAC system, modern kitchen cabinetry, sleek quartz countertops, and a full suite of appliances–offering a clean, fresh, and move-in-ready space. Enjoy breathtaking Gulf views right from your unit, where you can take in the iconic pier and miles of sugary white sand beaches. Whether you're looking for a personal getaway or an income-producing rental, this property delivers both comfort and location. Top of the Gulf is a well-maintained, beachfront complex offering a variety of amenities including a gulf-front swimming pool, fitness center, on-site snack shop, sun deck, shuffleboard courts, and direct beach access. The community also provides laundry facilities, BBQ grilling areas, and ample parking for owners and guests. Ideally located in the heart of Panama City Beach, you're just minutes from popular dining, shopping, entertainment, and attractions–making this an excellent opportunity for short-term rental income or your own slice of paradise. Don't miss your chance to own an updated beachfront studio with stunning views and strong rental potential!

More Information

Pool Features

Inground: Yes

Studio

First: Yes

Appliances

Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes

Interior Features

Kitchen Island: Yes

Construction/Siding

Foundation – On Piling: Yes
Siding – Stucco: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Game Room: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Laundry: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Repairs/Maintenance: Yes
Security: Yes
Sewer: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Parking Lot: Yes
Paved: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Game Room: Yes
Laundry: Yes
Pool: Yes
Waterfront: Yes
Shuffleboard Court: Yes

Rooms

Studio: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Security Guard: Yes

Property Features

Appliances: Microwave; Range – Electric; Refrigerator Cooling: Central Air; Electric Heating: Central; Electric Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Exercise Room; Game Room; Internet-WiFi; Laundry; Ground Keeping; Repairs/Maintenance; Management; Pest Control; Pool; Security; Sewer; Water Financing: Cash; Conventional Furnished: Furnished Lot Access: City Street; Paved Road Pool Features: Inground Security Features: Security Guard Studio: First Parking Features: Parking Lot; Paved Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dumpster; Exercise Room; Game Room; Laundry; Pool; Shuffleboard Court; Waterfront Rooms: Studio Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Studio	First	0 x 0	0.00	0.00

Listing Office: Keller Williams Realty Emerald

Last Updated: June – 24 – 2026

Information deemed reliable but not guaranteed.