8817 Thomas Drive A208, Panama City Beach, FL 32408

$214,900
Property Type: Residential Baths: 1 Square Footage: 489 Status: Active
Current Price: $214,900 List Date: 5/09/2025 Last Modified: 7/29/2026

Overview

Description

Welcome to Top of the Gulf 208, a beachfront property offering stunning views of the white sands and emerald-green waters of the Gulf of America. This fully furnished studio features floor-to-ceiling windows with beautiful views, two queen beds, a full bathroom, and an updated and open kitchen equipped with everything needed to prepare the perfect meal. Enjoy the sunset after a day of leisure from your residence, vacation home, or investment property. Top of the Gulf offers exceptional coastal views and amenities including beach access, a large Gulf-side pool, separate kiddie pool, game room, shuffleboard court, fitness center, owners lounge, BBQ grills, picnic areas, large Adirondack chairs for relaxing, laundry facilities, and a small poolside café. The resort is centrally located in Panama City Beach, within minutes of Tootsies, restaurants, shopping, and various local attractions. The HOA fee covers water, sewer, garbage, cable, and internet, ensuring a hassle-free living experi

Listing Details MLS# 773250

Contract Info

List Price/SqFt
439.47

Location

Area
03 – Bay County – Beach
Street #
8817
Street Name
Thomas
Street Suffix
Drive
Unit #
A208
State
FL
Zip Code
32408
County
Bay
Sub Area
0323 – Beach – South of Grand Lagoon
Subdivision
Top Of The Gulf Condo.
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
34994-133-000
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Directions
From Front Beach Rd. and Thomas Drive, travel East on Thomas Drive, past Signal Hill Golf Course to next traffic light. Turn right, then take an immediate left. Top of The Gulf will be on the right.
Legal Description
TOP OF THE GULF CONDO UNIT #A-208 EFF 1B 489 H&C ORB 504 P 566 . ORB 3661 P 2293

General Property Info

Sub-Type
Condominium
Floor Number
2
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
489
SqFt Source
Prop App Site
Full Baths
Yes
Total Baths
Yes
Year Built
1976
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
525
HOA Frequency
Monthly
HOA Annual Amount
6300
New Buyer Fee
No
Last Taxes
2240
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
Yes
Condo Doc
Yes

Remarks & Misc

Remarks
Welcome to Top of the Gulf 208, a beachfront property offering stunning views of the white sands and emerald-green waters of the Gulf of America. This fully furnished studio features floor-to-ceiling windows with beautiful views, two queen beds, a full bathroom, and an updated and open kitchen equipped with everything needed to prepare the perfect meal. Enjoy the sunset after a day of leisure from your residence, vacation home, or investment property. Top of the Gulf offers exceptional coastal views and amenities including beach access, a large Gulf-side pool, separate kiddie pool, game room, shuffleboard court, fitness center, owners lounge, BBQ grills, picnic areas, large Adirondack chairs for relaxing, laundry facilities, and a small poolside café. The resort is centrally located in Panama City Beach, within minutes of Tootsies, restaurants, shopping, and various local attractions. The HOA fee covers water, sewer, garbage, cable, and internet, ensuring a hassle-free living experience. This charming property won't last long–Schedule your showing today to make this your ideal beach retreat. All information is approximate and should be verified by the buyer if deemed important.

Pool Features

Fenced
Yes
Inground
Yes

More Information

Studio

First
Yes

Appliances

Dishwasher
Yes
Microwave
Yes
Range – Electric
Yes
Water Heater – Electric
Yes

Interior Features

Floor – Tile
Yes

Construction/Siding

Foundation – On Piling
Yes
Siding – Stucco
Yes

Waterfront Feature

Shore – Beach
Yes

Association Fees Include

Accounting
Yes
BBQ Pit/Grill
Yes
Beach
Yes
Community Room
Yes
Dumpster
Yes
Exercise Room
Yes
Game Room
Yes
Ground Keeping
Yes
Internet Service
Yes
Laundry
Yes
Management
Yes
Pest Control
Yes
Pool
Yes
Repairs/Maintenance
Yes
Security
Yes
Sewer
Yes
TV Cable
Yes
Water
Yes

Financing

Cash
Yes
Conventional
Yes

Furnished

Furnished
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Parking Features

Parking Lot
Yes

Association Amenities

BBQ Pit/Grill
Yes
Beach
Yes
Community Room
Yes
Dumpster
Yes
Exercise Room
Yes
Game Room
Yes
Laundry
Yes
Pool
Yes
Waterfront
Yes
Shuffleboard Court
Yes

Rooms

Studio
Yes

Utilities

Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterfront Type

Gulf
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Primary Bdrm/Primary Bath

MBath Shower Only
Yes

Security Features

Security Guard
Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Exercise Room; Game Room; Internet Service; Laundry; Ground Keeping; Repairs/Maintenance; Management; Pest Control; Pool; Security; Sewer; Water Financing: Cash; Conventional Furnished: Furnished Lot Access: City Street; Paved Road Pool Features: Fenced; Inground Security Features: Security Guard Studio: First Parking Features: Parking Lot Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dumpster; Exercise Room; Game Room; Laundry; Pool; Shuffleboard Court; Waterfront Rooms: Studio Utilities: Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach

Room Information

Room Name Level Dimensions Length Width
Studio First 0 x 0 0.00 0.00
Listing Office: Lifes A Beach Real Estate, LLC
Last Updated: July – 29 – 2026
Information deemed reliable but not guaranteed.