8891 Coral Reef Way, Panama City Beach, FL 32413 (MLS# 785284)

8891 Coral Reef Way, Panama City Beach, FL 32413

$649,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 2,170 Lot Size (sq. ft.): 6,534 Status: Pending

Current Price: $649,000 List Date: 2/15/2026 Last Modified: 6/03/2026

Overview

Description

MOTIVATED SELLER — One-Year Home Warranty Included AND $5,500 LENDER CREDIT offered! Experience privacy, luxury, and resort-style living in this highly upgraded Breeze Bay home located in Phase 4 of Latitude Margaritaville Watersound. Situated on a rare oversized homesite with no neighbor to the left and peaceful preserve views, this property offers exceptional privacy and a tranquil natural setting. Inside, coastal elegance meets modern sophistication with thoughtfully selected upgrades throughout. The chef-inspired kitchen features Montgomery Quartz countertops, a gas cooktop, and premium finishes that combine both style and functionality. Luxury vinyl plank flooring runs through the main living areas, while tile flooring in all bathrooms provides durability and easy maintenance. Expansive sliding glass doors lead to a fully extended paved lanai–perfect for relaxing or entertaining while enjoying the serene preserve backdrop. Conveniently located just a short golf cart … (Read more)

Listing Details MLS# 785284

Contract Info

List Price/SqFt: 299.08

Location

Area: 04 – Bay County – North
Street #: 8891
Street Name: Coral Reef
Street Suffix: Way
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0411 – Bay North – West Bay
Subdivision: Latitude at Watersound
Community/Resort: None
Waterfront: No
Parcel ID: 32503-400-278
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Highway 79, then turn east on West Bay Parkway. Turn left at 2nd gate on coral Reef Way
Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 4B LOT 4456

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2170
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 2023
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 50×131
Acreage: 0.15
Lot Size (SqFt): 6534
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-04-30

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 334.84
HOA Frequency: Monthly
HOA Annual Amount: 4018.08
Senior Community: Yes
New Buyer Fee: Yes
New Buyer Fee Amt: 600
New Buyer Fee Paid: $
Last Taxes: 5885
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: MOTIVATED SELLER — One-Year Home Warranty Included AND $5,500 LENDER CREDIT offered! Experience privacy, luxury, and resort-style living in this highly upgraded Breeze Bay home located in Phase 4 of Latitude Margaritaville Watersound. Situated on a rare oversized homesite with no neighbor to the left and peaceful preserve views, this property offers exceptional privacy and a tranquil natural setting. Inside, coastal elegance meets modern sophistication with thoughtfully selected upgrades throughout. The chef-inspired kitchen features Montgomery Quartz countertops, a gas cooktop, and premium finishes that combine both style and functionality. Luxury vinyl plank flooring runs through the main living areas, while tile flooring in all bathrooms provides durability and easy maintenance. Expansive sliding glass doors lead to a fully extended paved lanai–perfect for relaxing or entertaining while enjoying the serene preserve backdrop. Conveniently located just a short golf cart ride from the vibrant Town Center and upcoming retail complex, this home provides easy access to everything Latitude Margaritaville has to offer. Residents enjoy an exceptional 55+ resort lifestyle with amenities including the Latitude Town Square Bandshell, Bar & Chill Restaurant, Paradise Pool with cabanas and tiki huts, Fins Up! Fitness Center, Last Mango Theater, tennis and pickleball courts, dog park and spa, kayak launch, walking trails, plus daily live entertainment and social events. Impeccably maintained, extensively upgraded, and offering rare privacy, this home presents an outstanding opportunity in Latitude Margaritaville Watersound. Priced to sell–bring your offer and start living the Margaritaville lifestyle today. 🏝️🌴

More Information

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Gas: Yes
Range Hood: Yes
Refrigerator: Yes
Water Heater – Gas: Yes

Interior Features

Ceiling – Cathedral: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Wet Bar: Yes

Exterior

Porch Screened: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Community Room: Yes
Conference Center: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Management: Yes
Master Association: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Pool: Yes
Recreational Faclty: Yes
Tennis: Yes
Theater: Yes
Whirlpool: Yes
Termite Bond: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Partially: Yes

Lot Features

Covenants & Rescrictions: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes
MBed Sitting Area: Yes

Association Amenities

Basketball Court: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Conference Center: Yes
Exercise Room: Yes
Fishing: Yes
Gated Community: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Pool: Yes
Tennis: Yes
Theater: Yes
Waterfront: Yes
Whirlpool: Yes
Dining: Yes
Dog Park: Yes
Pickle Ball: Yes
Recreation Facilities: Yes
Sidewalks: Yes
Trail(s): Yes

Rooms

Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Security Features

Security Gate: Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Gas; Range Hood; Refrigerator; Water Heater – Gas Bedroom: First Exterior: Porch Screened Association Fees Include: BBQ Pit/Grill; Community Room; Exercise Room; Gated Community; Ground Keeping; Management; Master Association; Conference Center; Pavilion/Gazebo; Picnic Area; Pool; Recreational Faclty; Whirlpool; Tennis; Termite Bond; Theater Financing: Cash; Conventional; FHA; VA Furnished: Partially Lot Features: Covenants & Rescrictions Security Features: Security Gate Association Amenities: Basketball Court; BBQ Pit/Grill; Community Room; Dining; Dog Park; Fishing; Exercise Room; Gated Community; Conference Center; Pavilion/Gazebo; Pickle Ball; Picnic Area; Pool; Recreation Facilities; Sidewalks; Whirlpool; Tennis; Theater; Trail(s); Waterfront Rooms: Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	16 x 14	16.00	14.00
Bedroom	First	13 x 11	13.00	11.00

Listing Office: Coldwell Banker Realty

Last Updated: June – 03 – 2026

Information deemed reliable but not guaranteed.