8896 Cool Water Way, Panama City Beach, FL 32413
$697,793
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
2,492
Lot Size (sq. ft.):
7,841
Status:
Pending
Current Price:
$697,793
List Date:
8/06/2026
Last Modified:
10/16/2026
Listing Details MLS# 793662
Contract Info
- List Price/SqFt
- 280.01
Location
- Area
- 04 – Bay County – North
- Street #
- 8896
- Street Name
- Cool Water
- Street Suffix
- Way
- State
- FL
- Zip Code
- 32413
- County
- Bay
- Sub Area
- 0411 – Bay North – West Bay
- Subdivision
- Latitude at Watersound
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 32503-750-162
- Elementary School
- West Bay
- Middle School
- Surfside
- High School
- Arnold
- Directions
- MUST GO DIRECTLY TO THE ON SITE MINTO SALES OFFICE AT 9201 HIGHWAY 79, PANAMA CITY BEACH, FL.
- Legal Description
- LATITUDE AT WATERSOUND AREA 1 PHASE 8 LOT 8081
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Other
- Apx SqFt(Htd/Cooled)
- 2492
- SqFt Source
- Builders Plans
- Full Baths
- 3
- Total Baths
- 3
- Accessory Dwelling Unit
- No
- Year Built
- 2026
- Construction Status
- Under Construction
- New Construction
- Yes
- Garage Y/N
- Yes
- Garage Spaces
- 3
- Lot Dimensions
- 60.0 ft x 131.0 ft
- Acreage
- 0.18
- Lot Size (SqFt)
- 7841
- Pool
- No
Status Change Info
- Under Contract Date
- 2026-10-15
Listing Info, Tax and Legal
- HOA Fee
- Yes
- HOA Amount
- 352.89
- HOA Frequency
- Monthly
- HOA Annual Amount
- 4234.68
- Senior Community
- Yes
- New Buyer Fee
- Yes
- New Buyer Fee Amt
- 600
- Last Taxes
- 610.56
- Last Tax Year
- 2025
- Lot
- 8081
- Brokerage Interest
- No Interest
- As Is
- Yes
Remarks & Misc
- Remarks
- This home showcases the highly sought-after St. Bart floorplan in the award-winning Latitude Margaritaville Watersound community, blending style, comfort, and thoughtful upgrades throughout. The gourmet kitchen is a standout feature, offering a gas cooktop with vent hood, built-in wall oven, and wall microwave, complemented by upgraded cabinetry and premium quartz countertops that continue throughout the home. Enjoy durable laminate flooring throughout the main living areas and bedrooms, with tile flooring in all bathrooms for easy maintenance and timeless appeal. Additional upscale features include 8-foot interior doors, creating an open and elevated feel, along with impact-resistant windows and an impact glass front door for added peace of mind and storm protection. The home is also pool pre-wired, providing a convenient opportunity for future backyard enhancements after closing. Combining quality construction, modern finishes, and desirable upgrades, this St. Bart offers the perfect opportunity to enjoy the Margaritaville lifestyle in one of Northwest Florida's premier active-adult communities.
More Information
Breakfast Room
- First
- Yes
Dining Room
- First
- Yes
Great Room
- First
- Yes
Appliances
- Cooktop – Gas
- Yes
- Dishwasher
- Yes
- ENERGY STAR Qualified Appliances
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Range Hood
- Yes
Interior Features
- Ceiling – Vaulted
- Yes
- Floor – Laminate
- Yes
- Floor – Tile
- Yes
- Kitchen Island
- Yes
- Lighting – Recessed
- Yes
Construction/Siding
- Foundation – Slab on Grade
- Yes
- Roof – Asphalt
- Yes
- Roof – Gutters
- Yes
- Roof – Metal
- Yes
- Siding – Hardie Board
- Yes
- Trim – Hardie Board
- Yes
Exterior
- Porch Covered
- Yes
- Storm Windows
- Yes
Association Fees Include
- BBQ Pit/Grill
- Yes
- Community Room
- Yes
- Exercise Room
- Yes
- Gated Community
- Yes
- Ground Keeping
- Yes
- Master Association
- Yes
- Pavilion/Gazebo
- Yes
- Picnic Area
- Yes
- Pool
- Yes
- Recreational Faclty
- Yes
- Tennis
- Yes
- Theater
- Yes
- Whirlpool
- Yes
- Irrigation
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Furnished
- Unfurnished
- Yes
Interior
- Ceiling – Tray
- Yes
Kitchen
- First
- Yes
Lot Features
- Landscaped
- Yes
Lot Access
- Gated Access
- Yes
- Graded/Maintained
- Yes
- Paved Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
- Garage Door Opener
- Yes
- Golf Cart Garage
- Yes
Present Zoning
- City
- Yes
Association Amenities
- Basketball Court
- Yes
- BBQ Pit/Grill
- Yes
- Community Room
- Yes
- Exercise Room
- Yes
- Gated Community
- Yes
- Pavilion/Gazebo
- Yes
- Picnic Area
- Yes
- Pool
- Yes
- Tennis
- Yes
- Theater
- Yes
- Whirlpool
- Yes
- Dining
- Yes
- Dog Park
- Yes
- Pickle Ball
- Yes
- Recreation Facilities
- Yes
- Sidewalks
- Yes
Rooms
- Bedroom
- Yes
- Breakfast Room
- Yes
- Dining Room
- Yes
- Great Room
- Yes
- Kitchen
- Yes
- Primary Bedroom
- Yes
Showing
- ShowingTime
- Yes
Utilities
- Cable – Available
- Yes
- Electricity – Connected
- Yes
- Garbage
- Yes
- Natural Gas – Connected
- Yes
- Internet – Fiber Optic
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
- Underground Utilities
- Yes
Accessibility Features
- Central Living Area
- Yes
- Common Area
- Yes
Sale Type
- As Is
- Yes
Primary Bedroom
- First
- Yes
Bedroom
- First
- Yes
Cooling
- ENERGY STAR Qualified Equipment
- Yes
Heating
- Central
- Yes
- Heat Pump
- Yes
- Humidity Control
- Yes
Primary Bdrm/Primary Bath
- MBath Double Vanity
- Yes
- MBath Shower Only
- Yes
- MBed First Floor
- Yes
- MBed Walk-in Closet
- Yes
Security Features
- Carbon Monoxide Detector
- Yes
- Gated Community
- Yes
- Smoke Detector(s)
- Yes
Property Features
Accessibility Features:
Central Living Area; Common Area
Appliances:
Cooktop – Gas; Dishwasher; ENERGY STAR Qualified Appliances; Microwave; Oven – Electric; Range Hood
Primary Bedroom:
First
Bedroom:
First
Cooling:
ENERGY STAR Qualified Equipment
Heating:
Central; Heat Pump; Humidity Control
Exterior:
Porch Covered; Storm Windows
Association Fees Include:
BBQ Pit/Grill; Community Room; Exercise Room; Gated Community; Irrigation; Ground Keeping; Master Association; Pavilion/Gazebo; Picnic Area; Pool; Recreational Faclty; Whirlpool; Tennis; Theater
Financing:
Cash; Conventional; FHA; VA
Furnished:
Unfurnished
Interior:
Ceiling – Tray
Kitchen:
First
Lot Features:
Landscaped
Lot Access:
Gated Access; Graded/Maintained; Paved Road
Breakfast Room:
First
Dining Room:
First
Great Room:
First
Security Features:
Carbon Monoxide Detector; Gated Community; Smoke Detector(s)
Parking Features:
Driveway; Garage Attached; Garage Door Opener; Golf Cart Garage
Association Amenities:
Basketball Court; BBQ Pit/Grill; Community Room; Dining; Dog Park; Exercise Room; Gated Community; Pavilion/Gazebo; Pickle Ball; Picnic Area; Pool; Recreation Facilities; Sidewalks; Whirlpool; Tennis; Theater
Rooms:
Bedroom; Breakfast Room; Dining Room; Great Room; Kitchen; Primary Bedroom
Sale Type:
As Is
Showing:
ShowingTime
Utilities:
Cable – Available; Electricity – Connected; Garbage; Internet – Fiber Optic; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Primary Bedroom | First | 16 x 16 | 16.00 | 16.00 |
| Bedroom | First | 12 x 10 | 12.00 | 10.00 |
| Bedroom | First | 11 x 11 | 11.00 | 11.00 |
| Great Room | First | 21 x 20 | 21.00 | 20.00 |
| Dining Room | First | 12 x 10 | 12.00 | 10.00 |
| Breakfast Room | First | 13 x 10 | 13.00 | 10.00 |
| Kitchen | First | 13 x 20 | 13.00 | 20.00 |
Listing Office:
RE/MAX GOLD
Last Updated: October – 16 – 2026
Information deemed reliable but not guaranteed.