8944 Coral Reef Way, Panama City Beach, FL 32413
$417,000
Property Type:
Residential
Bedrooms:
2
Baths:
2
Square Footage:
1,472
Status:
Active
Current Price:
$417,000
List Date:
4/17/2026
Last Modified:
6/07/2026
Listing Details MLS# 788506
Contract Info
- List Price/SqFt
- 283.29
Location
- Area
- 04 – Bay County – North
- Street #
- 8944
- Street Name
- Coral Reef
- Street Suffix
- Way
- State
- FL
- Zip Code
- 32413
- County
- Bay
- Sub Area
- 0411 – Bay North – West Bay
- Subdivision
- Latitude at Watersound
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 32503-400-176
- Elementary School
- West Bay
- Middle School
- Surfside
- High School
- Arnold
- Directions
- Hwy 79 N to left on West Bay Parkway, follow to 2nd gated entrance on left, Coral Reef Way, home on left at corner of Coral Reef Way & Cheeseburger Drive.
- Legal Description
- LATITUDE AT WATERSOUND AREA 1 PHASE 4B LOT 4405
General Property Info
- Sub-Type
- Attached Single Unit
- Design
- Florida Cottage
- Apx SqFt(Htd/Cooled)
- 1472
- SqFt Source
- Builders Plans
- Full Baths
- 2
- Total Baths
- 2
- Year Built
- 2023
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Assigned Spaces
- Yes
- Lot Dimensions
- 0x0
- Pool
- No
Listing Info, Tax and Legal
- HOA Fee
- Yes
- HOA Amount
- 340.82
- HOA Frequency
- Monthly
- HOA Annual Amount
- 4089.84
- New Buyer Fee
- Yes
- New Buyer Fee Amt
- 600
- Last Taxes
- 4781
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
Remarks & Misc
- Remarks
- Step into the best of low-maintenance, resort-style living in this barely lived-in Aloha Cottage! Perfectly situated in Phase 4. You're just minutes from the vibrant Town Square amenities of Latitude Margaritaville Watersound — one of Northwest Florida's premier 55+ active adult communities. Nestled on a fabulous oversized corner lot, this charming 2-bedroom, 2-bath Florida cottage with a versatile flex room delivers 1,472 square feet of thoughtfully designed living space — complete with upgrades galore, including granite countertops, elevated cabinetry, and beautiful laminate flooring throughout. The spacious kitchen flows seamlessly into the dining and family rooms, while a large laundry room and a lovely screened-in porch add everyday comfort and coastal charm. Just 7 miles from pristine Gulf beaches and situated within a golf-cart-friendly community, you'll enjoy world-class amenities set along the Intracoastal Waterway — including a resort-style pool, two-story waterfront restaurant, state-of-the-art fitness center with indoor pool and spa, tennis and pickleball courts, and a lively bandshell for concerts and outdoor events. With two garage spaces, furnishings negotiable, and a brand-new Publix coming soon nearby, this turnkey cottage is ready to become your perfect primary retreat or sun-soaked second home. Live where others vacation — your coastal dream starts here!
Dining Room
- First
- Yes
More Information
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Range – Electric
- Yes
- Water Heater – Tankless
- Yes
Interior Features
- Breakfast Bar
- Yes
- Ceiling – Coffered
- Yes
- Ceiling – Vaulted
- Yes
- Floor – Tile
- Yes
- Floor – Vinyl Plank
- Yes
- Kitchen Island
- Yes
- Lighting – Recessed
- Yes
- Pantry
- Yes
Construction/Siding
- Roof – Composite Shngl
- Yes
- Siding – Hardie Board
- Yes
Exterior
- Porch Covered
- Yes
- Porch Screened
- Yes
Association Fees Include
- Accounting
- Yes
- Business Center
- Yes
- Exercise Room
- Yes
- Gated Community
- Yes
- Management
- Yes
- Pool
- Yes
- Recreational Faclty
- Yes
- Tennis
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Furnished
- Unfurnished
- Yes
Living Room
- First
- Yes
Lot Features
- Corner Lot
- Yes
- Covenants & Rescrictions
- Yes
- Landscaped
- Yes
Lot Access
- Gated Access
- Yes
- Paved Road
- Yes
Parking Features
- Garage Attached
- Yes
Present Zoning
- Resid Single Family
- Yes
Association Amenities
- Business Center
- Yes
- Community Room
- Yes
- Exercise Room
- Yes
- Gated Community
- Yes
- Pool
- Yes
- Security-24 hour
- Yes
- Sidewalks
- Yes
Rooms
- Bedroom
- Yes
- Dining Room
- Yes
- Living Room
- Yes
- Primary Bedroom
- Yes
Showing
- ShowingTime
- Yes
Utilities
- Public Sewer – Connected
- Yes
- Underground Utilities
- Yes
Bedroom
- First
- Yes
Cooling
- Central Air
- Yes
- Electric
- Yes
Heating
- Central
- Yes
- Electric
- Yes
Security Features
- Carbon Monoxide Detector
- Yes
- Fire Alarm
- Yes
- Security Gate
- Yes
- Smoke Detector(s)
- Yes
Property Features
Appliances:
Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Water Heater – Tankless
Bedroom:
First
Cooling:
Central Air; Electric
Heating:
Central; Electric
Exterior:
Porch Covered; Porch Screened
Association Fees Include:
Accounting; Business Center; Exercise Room; Gated Community; Management; Pool; Recreational Faclty; Tennis
Financing:
Cash; Conventional; FHA; VA
Furnished:
Unfurnished
Living Room:
First
Lot Features:
Corner Lot; Covenants & Rescrictions; Landscaped
Lot Access:
Gated Access; Paved Road
Dining Room:
First
Security Features:
Carbon Monoxide Detector; Fire Alarm; Security Gate; Smoke Detector(s)
Parking Features:
Garage Attached
Association Amenities:
Business Center; Community Room; Exercise Room; Gated Community; Pool; Security-24 hour; Sidewalks
Rooms:
Bedroom; Dining Room; Living Room; Primary Bedroom
Showing:
ShowingTime
Utilities:
Public Sewer – Connected; Underground Utilities
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Master Bedroom | First | 13.5 x 14.2 | 13.50 | 14.20 |
| Bedroom | First | 10.11 x 10.4 | 10.11 | 10.40 |
| Bedroom | First | 11.2 x 14.7 | 11.20 | 14.70 |
| Dining Room | First | 12.7 x 12.1 | 12.70 | 12.10 |
| Living Room | First | 18.7 x 16.6 | 18.70 | 16.60 |
Listing Office:
Legacy Premier Agency
Last Updated: June – 07 – 2026
Information deemed reliable but not guaranteed.