8990 Coral Reef Way, Panama City Beach, FL 32413 (MLS# 795054)

8990 Coral Reef Way, Panama City Beach, FL 32413

New Listing

$485,000

Emergency Panic Button in master bedroom

Overlook bar overlooking intracoastal wa

Seating overlooking intracoastal waterwa

Last Mango Theater performances and danc

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,383 Lot Size (sq. ft.): 3,920 Status: Active

Current Price: $485,000 List Date: 9/04/2026 Last Modified: 9/04/2026

Overview

Description

If you've ever dreamed of owning a beautiful cottage in Latitude Margaritaville, this is it? Welcome home to one of the most sought after models, the Dreamsicle. As you enter this corner lot cottage through the spacious wrap-a-round screened porch, you will immediately feel the difference. An open, airy retreat with vaulted ceilings, custom wall paint throughout, and an open concept design perfect for entertaining. This desirable split floor plan provides privacy and features an additional hobby/den room. You will love the many tasteful upgrades such as laminate flooring, recessed lighting, ceiling fans, custom top down/bottom up window blinds. The kitchen is amazing with 42'' cabinets, under-counter/over-counter lighting, tasteful backsplash, pull out drawers in cabinets including the pantry, custom extended refrigerator cabinet with spice rack, custom pull out dishwasher with added cabinet below, double oven (air fryer & convection oven) gas stove, flush mounted self cleaning mi … (Read more) If you’ve ever dreamed of owning a beautiful cottage in Latitude Margaritaville, this is it? Welcome home to one of the most sought after models, the Dreamsicle. As you enter this corner lot cottage through the spacious wrap-a-round screened porch, you will immediately feel the difference. An open, airy retreat with vaulted ceilings, custom wall paint throughout, and an open concept design perfect for entertaining. This desirable split floor plan provides privacy and features an additional hobby/den room. You will love the many tasteful upgrades such as laminate flooring, recessed lighting, ceiling fans, custom top down/bottom up window blinds. The kitchen is amazing with 42” cabinets, under-counter/over-counter lighting, tasteful backsplash, pull out drawers in cabinets including the pantry, custom extended refrigerator cabinet with spice rack, custom pull out dishwasher with added cabinet below, double oven (air fryer & convection oven) gas stove, flush mounted self cleaning microwave, 4-door refrigerator, quartz counters, recycled glass pendants, extended bar and so much more! Dining room also has recycled glass pendants that are stunning. The master bedroom is spacious and has an important upgrade, THE PANIC ALARM BUTTON ON THE WALL. If pushed, a blue strobe light comes on outside providing a quick way for EMS to find when YOU call 911. The shower has wall to floor tile and a custom built closet with shelves and dresser drawers. The guest bedroom also has a custom built closet. A Whole Home Water Filtration System has been installed. The garage is insulated, has epoxy floor coating, and and upgraded garage door. And the amenities!! Only a 5 minute golf cart ride and you will be fully entertained. From various poolside singers daily to many well known bands that rotate playing weekends at the town square, you will love the vibe. Enjoy great food at the bar and chill restaurant and bar overlooking the intra-coastal waterway. Have dogs? Barkaritaville Dog Park is a perfect place for your dogs to run and for you to meet other people too. Fin Up Fitness Center has everything you need and more to keep you active. Indoor lap pool, hot tub, state of the art fitness equipment and various fitness classes. Come join the fun today! SEE ALL THE UPGRADES FOR THIS WONDERFUL DREAMSICLE COTTAGE UNDER THE DOCUMENT FILE. TOO MANY TO LIST. Short term rentals allowed minimum of 30 days not to exceed 3 leases per year. One occupant must be 55+ years of age and no residents under 18 years of age.

Listing Details MLS# 795054

Contract Info

List Price/SqFt: 350.69

Location

Area: 04 – Bay County – North
Street #: 8990
Street Name: Coral Reef
Street Suffix: Way
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0411 – Bay North – West Bay
Subdivision: Latitude at Watersound
Community/Resort: None
Waterfront: No
Parcel ID: 32503-400-130
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Hwy 79 North, left on West Bay Parkway at red light beside Margaritaville Sales Center. Left on Coral Reef, cottage on the left (corner of Coral Reef and Weekend Drive).
Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 4B LOT 4382 ORB 4748 P 1975

General Property Info

Sub-Type: Attached Single Unit
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1383
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2023
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Assigned Spaces: Yes
Lot Dimensions: 35.0 ft x 110.0 ft
Acreage: 0.09
Lot Size (SqFt): 3920
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 340.82
HOA Frequency: Monthly
HOA Annual Amount: 4089.84
Senior Community: Yes
New Buyer Fee: Yes
New Buyer Fee Amt: 2600
Last Taxes: 3613.83
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: If you've ever dreamed of owning a beautiful cottage in Latitude Margaritaville, this is it? Welcome home to one of the most sought after models, the Dreamsicle. As you enter this corner lot cottage through the spacious wrap-a-round screened porch, you will immediately feel the difference. An open, airy retreat with vaulted ceilings, custom wall paint throughout, and an open concept design perfect for entertaining. This desirable split floor plan provides privacy and features an additional hobby/den room. You will love the many tasteful upgrades such as laminate flooring, recessed lighting, ceiling fans, custom top down/bottom up window blinds. The kitchen is amazing with 42'' cabinets, under-counter/over-counter lighting, tasteful backsplash, pull out drawers in cabinets including the pantry, custom extended refrigerator cabinet with spice rack, custom pull out dishwasher with added cabinet below, double oven (air fryer & convection oven) gas stove, flush mounted self cleaning microwave, 4-door refrigerator, quartz counters, recycled glass pendants, extended bar and so much more! Dining room also has recycled glass pendants that are stunning. The master bedroom is spacious and has an important upgrade, THE PANIC ALARM BUTTON ON THE WALL. If pushed, a blue strobe light comes on outside providing a quick way for EMS to find when YOU call 911. The shower has wall to floor tile and a custom built closet with shelves and dresser drawers. The guest bedroom also has a custom built closet. A Whole Home Water Filtration System has been installed. The garage is insulated, has epoxy floor coating, and and upgraded garage door. And the amenities!! Only a 5 minute golf cart ride and you will be fully entertained. From various poolside singers daily to many well known bands that rotate playing weekends at the town square, you will love the vibe. Enjoy great food at the bar and chill restaurant and bar overlooking the intra-coastal waterway. Have dogs? Barkaritaville Dog Park is a perfect place for your dogs to run and for you to meet other people too. Fin Up Fitness Center has everything you need and more to keep you active. Indoor lap pool, hot tub, state of the art fitness equipment and various fitness classes. Come join the fun today! SEE ALL THE UPGRADES FOR THIS WONDERFUL DREAMSICLE COTTAGE UNDER THE DOCUMENT FILE. TOO MANY TO LIST. Short term rentals allowed minimum of 30 days not to exceed 3 leases per year. One occupant must be 55+ years of age and no residents under 18 years of age.

Den

First: Yes

More Information

Dining Room

First: Yes

Screened Porch

First: Yes

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Double: Yes
Oven – Gas: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Tankless: Yes

Interior Features

Ceiling – Vaulted: Yes
Floor – Laminate: Yes
Floor – Tile: Yes
Lighting – Recessed: Yes
Pantry: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes
Trim – Vinyl: Yes

Exterior

Double Pane Windows: Yes
Porch Covered: Yes
Porch Screened: Yes

Waterfront Feature

Other – See Remarks: Yes

Association Fees Include

Accounting: Yes
Business Center: Yes
Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Management: Yes
Pool: Yes
Recreational Faclty: Yes
Tennis: Yes
Theater: Yes
Whirlpool: Yes
Irrigation: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes
Smart Thermostat: Yes

Living Room

First: Yes

Lot Access

Gated Access: Yes

Parking Features

Additional Parking: Yes
Assigned: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Shared Driveway: Yes

Association Amenities

Basketball Court: Yes
Business Center: Yes
Community Room: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Tennis: Yes
Theater: Yes
Waterfront: Yes
Whirlpool: Yes
Dining: Yes
Recreation Facilities: Yes
Sidewalks: Yes
Trail(s): Yes

Rooms

Bedroom: Yes
Den: Yes
Dining Room: Yes
Living Room: Yes
Primary Bedroom: Yes
Screened Porch: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Internet – Fiber Optic: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Heat Pump: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes

Security Features

Carbon Monoxide Detector: Yes
Firewall(s): Yes
Gated Community: Yes
Panic Alarm: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Dryer; Microwave; Oven – Double; Oven – Gas; Refrigerator; Washer; Water Heater – Tankless Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump Heating: Central; Electric Exterior: Double Pane Windows; Porch Covered; Porch Screened Association Fees Include: Accounting; Business Center; Community Room; Exercise Room; Gated Community; Irrigation; Ground Keeping; Management; Pool; Recreational Faclty; Whirlpool; Tennis; Theater Financing: Cash; Conventional; VA Furnished: Unfurnished Interior: Bonus Room; Smart Thermostat Living Room: First Lot Access: Gated Access Den: First Dining Room: First Security Features: Carbon Monoxide Detector; Firewall(s); Gated Community; Panic Alarm; Smoke Detector(s) Screened Porch: First Parking Features: Additional Parking; Assigned; Garage Attached; Garage Door Opener; Shared Driveway Association Amenities: Basketball Court; Business Center; Community Room; Dining; Elevators; Exercise Room; Gated Community; Pool; Recreation Facilities; Sidewalks; Whirlpool; Tennis; Theater; Trail(s); Waterfront Rooms: Bedroom; Den; Dining Room; Living Room; Primary Bedroom; Screened Porch Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Garbage; Internet – Broadband Available; Internet – Fiber Optic; Natural Gas – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Feature: Other – See Remarks

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	13.3 x 12.3	13.30	12.30
Bedroom	First	12.5 x 10.9	12.50	10.90
Living Room	First	17.1 x 15	17.10	15.00
Dining Room	First	12.5 x 11.8	12.50	11.80
Den	First	11.8 x 8.2	11.80	8.20
Screened Porch	First	17 x 9.33	17.00	9.33

Listing Office: RC Real Estate Group

Last Updated: September – 04 – 2026

Information deemed reliable but not guaranteed.