90 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459

New Listing
$415,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,871 Lot Size (sq. ft.): 3,485 Status: Active
Current Price: $415,000 List Date: 6/23/2026 Last Modified: 6/23/2026

Overview

Description

$5,000 CLOSING CREDIT!! Coastal cottage charm meets everyday functionality in this well-maintained home in Mosaic Oaks, ideally located in Santa Rosa Beach. Offering 3 bedrooms and 2.5 baths, the layout features an open main living area with all bedrooms upstairs, including a primary suite with private balcony, walk-in closet, and spacious bath with dual vanities, soaking tub, and separate shower. Recent upgrades include a new HVAC (2025), new range, microwave, and dishwasher (2026), fresh interior paint (2026), new sod (2026), new LVP flooring upstairs (2022), and fencing (2022). Situated on an exterior lot, this home offers a private backyard backing to a natural wooded backdrop, complete with a fenced yard and screened porch for relaxed outdoor living. A one-car garage and no-carpet interior add everyday convenience. Enjoy the best of coastal living from Bay to Beach — just minutes to bay access, parks, and approximately 10 minutes to 30A, Ed Walline Beach Access, and dining and sh

Listing Details MLS# 791732

Contract Info

List Price/SqFt
221.81

Location

Area
12 – Walton County
Street #
90
Street Name
Mosaic Oaks
Street Suffix
Circle
State
FL
Zip Code
32459
County
Walton
Sub Area
1202 – Walton – Santa Rosa Beach
Subdivision
[No Recorded Subdiv]
Community/Resort
None
Waterfront
No
Parcel ID
24-2S-20-33510-000-0090
Elementary School
Dune Lakes
Middle School
Emerald Coast
High School
South Walton
Directions
Heading east on US HWY 98 turn left on CO RD 393 N. Right on CHAT HOLLEY RD. Continue until you reach HARSTVEDT RD and then take a left. Take a left on to MOSAIC OAKS CIR and follow the road to the left. The home will be on your left.
Legal Description
LOT 9 MOSAIC OAKS S/D PB 18-15 OR 2859-69 OR 2866-3602 OR 2902-82 OR 2955-2412

General Property Info

Sub-Type
Detached Single Family
Design
Florida Cottage
Apx SqFt(Htd/Cooled)
1871
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
Year Built
2014
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
Yes
Lot Dimensions
43.0 ft x 86.0 ft
Acreage
0.08
Lot Size (SqFt)
3485
Pool
No

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
165
HOA Frequency
Quarterly
HOA Annual Amount
660
New Buyer Fee
No
Last Taxes
1662.22
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
$5,000 CLOSING CREDIT!! Coastal cottage charm meets everyday functionality in this well-maintained home in Mosaic Oaks, ideally located in Santa Rosa Beach. Offering 3 bedrooms and 2.5 baths, the layout features an open main living area with all bedrooms upstairs, including a primary suite with private balcony, walk-in closet, and spacious bath with dual vanities, soaking tub, and separate shower. Recent upgrades include a new HVAC (2025), new range, microwave, and dishwasher (2026), fresh interior paint (2026), new sod (2026), new LVP flooring upstairs (2022), and fencing (2022). Situated on an exterior lot, this home offers a private backyard backing to a natural wooded backdrop, complete with a fenced yard and screened porch for relaxed outdoor living. A one-car garage and no-carpet interior add everyday convenience. Enjoy the best of coastal living from Bay to Beach — just minutes to bay access, parks, and approximately 10 minutes to 30A, Ed Walline Beach Access, and dining and shopping at Gulf Place.

Association Fees Include

Management
Yes
Pavilion/Gazebo
Yes

More Information

Furnished

Unfurnished
Yes

Living Room

First
Yes

Rooms

Bedroom
Yes
Living Room
Yes
Primary Bedroom
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Primary Bedroom

Second
Yes

Bedroom

Second
Yes

Property Features

Primary Bedroom: Second Bedroom: Second Association Fees Include: Management; Pavilion/Gazebo Furnished: Unfurnished Living Room: First Rooms: Bedroom; Living Room; Primary Bedroom Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name Level Dimensions Length Width
Living Room First 16 x 15 16.00 15.00
Primary Bedroom Second 16 x 14 16.00 14.00
Bedroom Second 13 x 12 13.00 12.00
Listing Office: 1 Percent Lists Florida Coast
Last Updated: June – 23 – 2026
Information deemed reliable but not guaranteed.