902 Laurel Oak Lane, Panama City, FL 32408 (MLS# 788491)

902 Laurel Oak Lane, Panama City, FL 32408

$435,000

Driveway view at sunset at 902 Laurel Oak Ln Panama City Beach, FL

Virtual Tour

https://www.cribflyer.com/902-laurel-oak-lane/mls

This home sits on a cul de sac, so you have minimal traffic

Beautiful live oaks highlight the front yard and provide shade

Pool and filtration system newly refurbished

Great for entertaining with 12X32 screened patio

A privacy fence encloses the entire back yard and pool area

This great room offers several options for furniture

The corner fireplace rounds out this spacious great room

Tile throughout the common areas make for easy upkeep

View from fireplace side of room. Several options for feature walls

Access to the screened Florida room has new sliding door units

The pennisula counter makes for optional seating

14-web-or-mls-PANHANDLE - 902 LAUREL OAK

View from garage inside door thru kitchen

The west wall of the kitchen has a builtin oven, new microwave and a three basing porcelain sink

View into master bath from this large master bedroom

In the master bedroom is a new laundry with barn door access

View in Master bath from Florida room door

Master bedroom has new sliding door to Florida room and pool

Master bedroom with new wall to wall carpet. Wide built in closets

Full bath has an acrylic combination tub/shower

Rear bedroom has dual closets with new wall to wall carpet

Huge 12X32 newly screened Florida room with access to great room, master bedroom and bathroom

This storage building has steel shelving

42-web-or-mls-PANHANDLE - 902 LAUREL OAK

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,711 Lot Size (sq. ft.): 8,712 Status: Active

Current Price: $435,000 List Date: 4/17/2026 Last Modified: 6/06/2026

Overview

Description

SELLER WILL PAY $5,000.00 TOWARDS BUYERS CLOSING COSTS! NO HOA AND MOVE IN READY! Discover your perfect beachside retreat in Panama City Beach! This beautiful pool home is in an ESTABLISHED BEACH NEIGHBORHOOD is ideally located just minutes from the World's most beautiful beaches, where sugar-white sand and emerald-green waters await. Enjoy effortless access to St. Andrews State Park for world-class snorkeling, fishing, boating, camping or hiking on pristine nature trails. Military families will love the short commute to the nearby Navy base, while investors will appreciate the strong short-term rental potential in this high-demand tourist destination. Just a quick drive from popular attractions like Pier Park, Ripley's, Wonder Works and countless dining and entertainment options, this home offers the ultimate blend of relaxation and convenience. This 3-bedroom, 2-bath split-plan home does NOT require flood insurance and has NO HOA, giving you maximum freedom and lower costs. R … (Read more) SELLER WILL PAY $5,000.00 TOWARDS BUYERS CLOSING COSTS! NO HOA AND MOVE IN READY! Discover your perfect beachside retreat in Panama City Beach! This beautiful pool home is in an ESTABLISHED BEACH NEIGHBORHOOD is ideally located just minutes from the World’s most beautiful beaches, where sugar-white sand and emerald-green waters await. Enjoy effortless access to St. Andrews State Park for world-class snorkeling, fishing, boating, camping or hiking on pristine nature trails. Military families will love the short commute to the nearby Navy base, while investors will appreciate the strong short-term rental potential in this high-demand tourist destination. Just a quick drive from popular attractions like Pier Park, Ripley’s, Wonder Works and countless dining and entertainment options, this home offers the ultimate blend of relaxation and convenience. This 3-bedroom, 2-bath split-plan home does NOT require flood insurance and has NO HOA, giving you maximum freedom and lower costs. Recent updates include fresh paint, new carpeting, and a new laundry room addition. The home sits back from the street, providing a spacious driveway for plenty of parking and added privacy. Step inside to a welcoming open-concept layout featuring a large great room with vaulted ceilings, a corner fireplace, and sliding doors that open to the Florida room. The adjoining kitchen offers a spacious wrap-around counter, cooktop with new microwave, built-in oven, three-basin porcelain sink with disposal and a convenient breakfast/dining area. Ceramic tile flows through the common areas, while the bedrooms feature new wall-to-wall carpet (in two) and laminate flooring (in the front bedroom). The oversized master suite boasts a vaulted ceiling, new carpeting, dual walk-in closets, and direct access to the Florida room. The master bath connects to the brand-new laundry room (with stylish barn door) and offers pass-through access to the pool area. Two additional bedrooms and a full bath with acrylic tub/shower combo complete the split-plan design — ideal for families or guests. The highlight? The screened 12×30 Florida room overlooks your private, in-ground full-sized Gunite saltwater pool (recently refinished) and surrounded by a concrete deck. A wood privacy fence, a yard building, and plenty of space for outdoor entertaining or relaxation finish the backyard space. Additional recent upgrades include a new septic drain field, a two-year-old water heater, and a 6-year-old dimensional shingle roof — giving you peace of mind for years to come. The home also has a paid transferrable pest inspection and home warranty in effect. Whether you’re seeking a permanent residence, a seasonal vacation home, or a high-potential short-term rental investment in this strong tourist market, this move-in-ready pool home delivers comfort, convenience, and excellent income potential. Ready to experience Florida coastal living at its best? Contact today to schedule a private showing!

Listing Details MLS# 788491

Contract Info

List Price/SqFt: 254.24

Location

Area: 03 – Bay County – Beach
Street #: 902
Street Name: Laurel Oak
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Hidden Lagoon
Community/Resort: None
Waterfront: No
Parcel ID: 30167-240-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Highway 98 go South on Navy Blvd ( Thomas Drive) Turn west on North Lagoon Drive. Turn right on Laurel Oak Lane. Property is second house on right. Sign in yard OR From Front Beach road go west to Laurie. Turn left and go south to N. Lagoon Drive. Turn left and go east to Laurel Oak Lane (near Lagoon Convenience store). Turn left on Laurel Oak Lane, house is second on right. Sign in yard
Legal Description: NORTH LAGOON OAKS 5TH ADD LOT 3 BLK A ORB 4128 P 1116

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1711
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 1991
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: Irregular Approx 52 x 142 x 120 x 162
Acreage: 0.2
Lot Size (SqFt): 8712
Pool: Yes
Pool Type: Private
Half Baths: 0

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 3899
Last Tax Year: 2025
Lot: 3
Block: A
Brokerage Interest: No Interest
As Is: No
Section: 5
Township: 15W
Range: 45
Condo Doc: No

Remarks & Misc

Remarks: SELLER WILL PAY $5,000.00 TOWARDS BUYERS CLOSING COSTS! NO HOA AND MOVE IN READY! Discover your perfect beachside retreat in Panama City Beach! This beautiful pool home is in an ESTABLISHED BEACH NEIGHBORHOOD is ideally located just minutes from the World's most beautiful beaches, where sugar-white sand and emerald-green waters await. Enjoy effortless access to St. Andrews State Park for world-class snorkeling, fishing, boating, camping or hiking on pristine nature trails. Military families will love the short commute to the nearby Navy base, while investors will appreciate the strong short-term rental potential in this high-demand tourist destination. Just a quick drive from popular attractions like Pier Park, Ripley's, Wonder Works and countless dining and entertainment options, this home offers the ultimate blend of relaxation and convenience. This 3-bedroom, 2-bath split-plan home does NOT require flood insurance and has NO HOA, giving you maximum freedom and lower costs. Recent updates include fresh paint, new carpeting, and a new laundry room addition. The home sits back from the street, providing a spacious driveway for plenty of parking and added privacy. Step inside to a welcoming open-concept layout featuring a large great room with vaulted ceilings, a corner fireplace, and sliding doors that open to the Florida room. The adjoining kitchen offers a spacious wrap-around counter, cooktop with new microwave, built-in oven, three-basin porcelain sink with disposal and a convenient breakfast/dining area. Ceramic tile flows through the common areas, while the bedrooms feature new wall-to-wall carpet (in two) and laminate flooring (in the front bedroom). The oversized master suite boasts a vaulted ceiling, new carpeting, dual walk-in closets, and direct access to the Florida room. The master bath connects to the brand-new laundry room (with stylish barn door) and offers pass-through access to the pool area. Two additional bedrooms and a full bath with acrylic tub/shower combo complete the split-plan design — ideal for families or guests. The highlight? The screened 12×30 Florida room overlooks your private, in-ground full-sized Gunite saltwater pool (recently refinished) and surrounded by a concrete deck. A wood privacy fence, a yard building, and plenty of space for outdoor entertaining or relaxation finish the backyard space. Additional recent upgrades include a new septic drain field, a two-year-old water heater, and a 6-year-old dimensional shingle roof — giving you peace of mind for years to come. The home also has a paid transferrable pest inspection and home warranty in effect. Whether you're seeking a permanent residence, a seasonal vacation home, or a high-potential short-term rental investment in this strong tourist market, this move-in-ready pool home delivers comfort, convenience, and excellent income potential. Ready to experience Florida coastal living at its best? Contact today to schedule a private showing!

Covered Porch

First: Yes

More Information

Dining Room

First: Yes

Garage

First: Yes

Great Room

First: Yes

Laundry

First: Yes

Master Bathroom

First: Yes

Pool Features

Gunite Concrete: Yes
Inground: Yes
Saltwater: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Range Hood: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Fireplace: Yes
Floor – Tile: Yes
Pantry: Yes
Split Bedroom: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes
Siding – Stucco: Yes

Exterior

Fenced Back Yard: Yes
Fireplace: Yes
Patio Enclosed: Yes
Porch Covered: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Garage Attached: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Shower Only: Yes
MBed Walk-in Closet: Yes

Present Zoning

City: Yes
Resid Single Family: Yes

Rooms

Bedroom: Yes
Covered Porch: Yes
Dining Room: Yes
Full Bathroom: Yes
Garage: Yes
Great Room: Yes
Kitchen: Yes
Laundry: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Full Bathroom

First: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Microwave; Oven – Electric; Range – Electric; Range Hood; Washer/Dryer Stacked; Water Heater – Electric Full Bathroom: First Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Fenced Back Yard; Fireplace; Patio Enclosed; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Lot Access: City Street; Paved Road Master Bathroom: First Covered Porch: First Dining Room: First Great Room: First Garage: First Laundry: First Pool Features: Gunite Concrete; Inground; Saltwater Parking Features: Garage Attached; Paved Rooms: Bedroom; Covered Porch; Dining Room; Full Bathroom; Garage; Great Room; Kitchen; Laundry; Master Bathroom; Master Bedroom Utilities: TV Cable; Phone – Available; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	20 x 136	20.00	136.00
Bedroom	First	125 x 12	125.00	12.00
Bedroom	First	13 x 11	13.00	11.00
Great Room	First	26 x 21	26.00	21.00
Kitchen	First	15 x 12	15.00	12.00
Dining Room	First	10 x 10	10.00	10.00
Master Bathroom	First	18 x 9	18.00	9.00
Full Bathroom	First	9 x 5	9.00	5.00
Covered Porch	First	33 x 12	33.00	12.00
Garage	First	20 x 20	20.00	20.00
Laundry	First	9 x 6	9.00	6.00

Listing Office: True Coastal Realty PLLC

Last Updated: June – 06 – 2026

Information deemed reliable but not guaranteed.