909 Bay Avenue, Panama City, FL 32401 (MLS# 795552)

909 Bay Avenue, Panama City, FL 32401

$235,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,136 Lot Size (sq. ft.): 10,890 Status: Pending

Current Price: $235,000 List Date: 9/17/2026 Last Modified: 9/20/2026

Overview

Description

Adorable started home , ready to move in ! No HOA fees ! If you looking for a clean and well -maintained Florida cottage – MUST SEE this house ! Its located at the quiet area and sits at the large size lot. House features the functional layout with 3 bedrooms , 2 bathrooms and living room /kitchen open area. The house was totally renovated 2018 : Roof , waterheater , interior walls , elecrtical and plumbing , windows, doors, insullation , lightliing, vinyl flooring, both bathrooms updated, new kitchen and bath cabinetry, stainess steel appliances. Kitchen has quartz countertops and kitchen island on the rollers , can be kept in the middle or move it back to the wall. House has original hard wood floors and vinyl plank floors throught the house. The large back yard with shed / storage The additional screen porch and laundry room with washer & dryer connections . The covered parking area on front and connected to the house and laudry room . Paved driveway make look … (Read more)

Listing Details MLS# 795552

Contract Info

List Price/SqFt: 206.87

Location

Area: 02 – Bay County – Central
Street #: 909
Street Name: Bay
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: Bayou Plat
Community/Resort: None
Waterfront: No
Parcel ID: 16982-000-000
Elementary School: Patterson
Middle School: Jinks
High School: Rosenwald
Directions: From 15th street/ HWY 98 turn south nto HWY 77 towards 11th street, urn left , continue towards Bay Ave, turn right , House at the right side of the road.
Legal Description: BAYOU PLAT LOTS 12, 13 BLK 4 ORB 3958 P 1909 .

General Property Info

Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1136
SqFt Source: Owner Measured
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Accessory Dwelling Unit: No
Year Built: 1952
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: Yes
Driveway Spaces: 2
Lot Dimensions: 80.0 ft x 140.0 ft
Acreage: 0.25
Lot Size (SqFt): 10890
Pool: No

Status Change Info

Under Contract Date: 2026-09-20

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
New Buyer Fee: No
Last Taxes: 488.06
Last Tax Year: 2025
Lot: 12, 13
Block: 4
Brokerage Interest: No Interest
As Is: Yes
Section: 4
Township: 4S
Range: 14W

Remarks & Misc

Remarks: Adorable started home , ready to move in ! No HOA fees ! If you looking for a clean and well -maintained Florida cottage – MUST SEE this house ! Its located at the quiet area and sits at the large size lot. House features the functional layout with 3 bedrooms , 2 bathrooms and living room /kitchen open area. The house was totally renovated 2018 : Roof , waterheater , interior walls , elecrtical and plumbing , windows, doors, insullation , lightliing, vinyl flooring, both bathrooms updated, new kitchen and bath cabinetry, stainess steel appliances. Kitchen has quartz countertops and kitchen island on the rollers , can be kept in the middle or move it back to the wall. House has original hard wood floors and vinyl plank floors throught the house. The large back yard with shed / storage The additional screen porch and laundry room with washer & dryer connections . The covered parking area on front and connected to the house and laudry room . Paved driveway make look clean and modern. Call your agent to schedule private showing!

More Information

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Hardwood: Yes
Floor – Tile: Yes
Floor – Vinyl: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Window – Treatment All: Yes

Construction/Siding

Brick: Yes
Foundation – Off Grade: Yes
Wood/Frame: Yes
Roof – Metal: Yes

Exterior

Double Pane Windows: Yes
Fenced Back Yard: Yes
Fenced Lot-All: Yes
Porch Covered: Yes
Porch Screened: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Lot Access

City Street: Yes

Parking Features

Carport Attached: Yes
Driveway: Yes
Paved: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Kitchen: Yes

Utilities

Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBed Walk-in Closet: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Double Pane Windows; Fenced Back Yard; Fenced Lot-All; Porch Covered; Porch Screened Financing: Cash; Conventional Furnished: Unfurnished Kitchen: First Lot Access: City Street Parking Features: Carport Attached; Driveway; Paved Other Structures: Shed(s) Rooms: Bedroom; Kitchen Sale Type: As Is Utilities: Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Kitchen	First	12 x 12	12.00	12.00
Bedroom	First	10 x 10	10.00	10.00
Bedroom	First	10 x 10	10.00	10.00

Listing Office: Panhandle Real Estate

Last Updated: September – 20 – 2026

Information deemed reliable but not guaranteed.