9101 N Highway 231, Panama City, FL 32404

New Listing
$995,000
Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 3,345 Lot Size (sq. ft.): 217,800 Status: Active
Current Price: $995,000 List Date: 7/20/2026 Last Modified: 7/20/2026

Overview

Description

The coast is close. The quiet is yours. Built like a storm shelter, finished like a custom home, and close to self-sufficient. 5,137 square feet on 5 private acres, reached by a long, paved driveway, a short drive from the beaches. Built stronger than the code requires: twice the wall studs, a hurricane tie on every roof truss. Owned solar: the monthly electric bill is just the FPL connection fee. Sole-source artesian well: cold, clear water from the ground, and even the outdoor spigots run cold and clear, with no water bill. 4 bedrooms and 4½ baths in slate, marble, hardwood, and custom tile. 12-foot ceilings, crown molding, hardwood through the living space, every closet cedar-lined. Steam shower, slate shower, clawfoot tub, jetted tub, wood-burning slate fireplace. Custom kitchen cabinets to the ceiling, dual-fuel range, upstairs wet bar and entertaining space, screen-enclosed saltwater pool. Two garden plots ready to plant and a pole barn with a concrete floor Space, privacy,

Listing Details MLS# 792906

Contract Info

List Price/SqFt
297.46

Location

Area
04 – Bay County – North
Street #
9101
Street Direction
N
Street Name
Highway 231
State
FL
Zip Code
32404
County
Bay
Sub Area
0414 – Bay North – East Deerpoint/Bear Creek
Subdivision
[No Recorded Subdiv]
Community/Resort
None
Waterfront
No
Parcel ID
05454-010-000
Elementary School
Waller
Middle School
Merritt Brown
High School
Mosley
Directions
heading north on 231 go about 14 miles make a u turn road will be on the right hand side.
Legal Description
24 2S 13W -1.1- 5 A M/L 157 E1/2 OF SE1/4 OF SE1/4 OF NE1/4 ORB 4310 P 711

General Property Info

Sub-Type
Detached Single Family
Design
Country
Apx SqFt(Htd/Cooled)
3345
SqFt Source
Prop App Site
Full Baths
4
Half Baths
Yes
Total Baths
5
# of Stories in Building
2
Year Built
2008
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
316×669
Acreage
5
Lot Size (SqFt)
217800
Pool
Yes
Pool Type
Private

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
The coast is close. The quiet is yours. Built like a storm shelter, finished like a custom home, and close to self-sufficient. 5,137 square feet on 5 private acres, reached by a long, paved driveway, a short drive from the beaches. Built stronger than the code requires: twice the wall studs, a hurricane tie on every roof truss. Owned solar: the monthly electric bill is just the FPL connection fee. Sole-source artesian well: cold, clear water from the ground, and even the outdoor spigots run cold and clear, with no water bill. 4 bedrooms and 4½ baths in slate, marble, hardwood, and custom tile. 12-foot ceilings, crown molding, hardwood through the living space, every closet cedar-lined. Steam shower, slate shower, clawfoot tub, jetted tub, wood-burning slate fireplace. Custom kitchen cabinets to the ceiling, dual-fuel range, upstairs wet bar and entertaining space, screen-enclosed saltwater pool. Two garden plots ready to plant and a pole barn with a concrete floor Space, privacy, the coast, and near-zero utilities, together at one address. Built once, by hand, and you wont find another.

Bonus Room

Second
Yes

More Information

Appliances

Bar Fridge
Yes
Cooktop – Electric
Yes
Cooktop – Gas
Yes
Dishwasher
Yes
Disposal
Yes
Range – Gas
Yes
Refrigerator
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Roof – Composite Shngl
Yes
Roof – Solar Panel
Yes
Siding – Other
Yes

Exterior

Patio Covered
Yes
Porch Open
Yes

Other Structures

Pole Barn
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Negotiable
Yes

Lot Access

County Road
Yes
Paved Road
Yes

Rooms

Bedroom
Yes
Bonus Room
Yes
Primary Bedroom
Yes

Utilities

Electricity – Connected
Yes
Private Well
Yes
Septic Tank
Yes
Solar
Yes

Sale Type

As Is
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes
Second
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes

Heating

Central
Yes
Fireplace – Gas
Yes

Property Features

Appliances: Bar Fridge; Cooktop – Electric; Cooktop – Gas; Dishwasher; Disposal; Range – Gas; Refrigerator Primary Bedroom: First Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air Heating: Central; Fireplace – Gas Exterior: Patio Covered; Porch Open Financing: Cash; Conventional; FHA; VA Furnished: Negotiable Lot Access: County Road; Paved Road Bonus Room: Second Other Structures: Pole Barn Rooms: Bedroom; Bonus Room; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Private Well; Septic Tank; Solar

Room Information

Room Name Level Dimensions Length Width
Bedroom First 12 x 12 12.00 12.00
Primary Bedroom First 18 x 12 18.00 12.00
Bedroom First 12 x 12 12.00 12.00
Bonus Room Second 30 x 18 30.00 18.00
Bedroom Second 14 x 12 14.00 12.00
Listing Office: Realty One Group Emerald Coast
Last Updated: July – 20 – 2026
Information deemed reliable but not guaranteed.