912 Camp Fire Circle, Panama City Beach, FL 32413 (MLS# 791587)

912 Camp Fire Circle, Panama City Beach, FL 32413

New Listing

$865,000

1-web-or-mls-PANHANDLE - 912 CAMP FIRE C

2-web-or-mls-PANHANDLE - 912 CAMP FIRE C

9-web-or-mls-PANHANDLE - 912 CAMP FIRE C

7-web-or-mls-PANHANDLE - 912 CAMP FIRE C

8-web-or-mls-PANHANDLE - 912 CAMP FIRE C

3-web-or-mls-PANHANDLE - 912 CAMP FIRE C

4-web-or-mls-PANHANDLE - 912 CAMP FIRE C

5-web-or-mls-PANHANDLE - 912 CAMP FIRE C

6-web-or-mls-PANHANDLE - 912 CAMP FIRE C

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,839 Lot Size (sq. ft.): 7,405 Status: Active

Current Price: $865,000 List Date: 6/19/2026 Last Modified: 6/19/2026

Overview

Description

Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort-style amenities and everyday convenience come together. This beautifully maintained 4-bedroom, 3.5-bath home offers a thoughtful floor plan, a spacious 3-car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool. Situated on a desirable corner homesite within a quiet cul-de-sac, this move-in-ready home allows you to enjoy the benefits of newer construction without the wait. Thoughtfully designed with soaring ceilings and an open-concept layout, the home feels bright, airy, and inviting from the moment you walk in. The spacious kitchen and living area create the perfect place for gathering, entertaining, and enjoying everyday life. The primary suite offers a spa-inspired bath complete with an oversized soaking tub, creating the perfect place to unwind at the end of the day. What truly sets this property apart is the lifestyle t … (Read more)

Open Houses

Friday, June 26, 4:00 pm – 6:00 pm

Listing Details MLS# 791587

Contract Info

List Price/SqFt: 304.68

Location

Area: 03 – Bay County – Beach
Street #: 912
Street Name: Camp Fire
Street Suffix: Circle
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Breakwater at Ward Creek
Community/Resort: None
Waterfront: No
Parcel ID: 32717-250-166
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98, turn on Hwy 79 going north. 2.6 Miles Breakwater community will be on your left.
Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 319 ORB 4815 P 1513

General Property Info

Sub-Type: Detached Single Family
Design: Other
Apx SqFt(Htd/Cooled): 2839
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Year Built: 2025
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 60.0 ft x 125.0 ft
Acreage: 0.17
Lot Size (SqFt): 7405
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 200
HOA Frequency: Monthly
HOA Annual Amount: 2400
New Buyer Fee: Yes
New Buyer Fee Amt: 600
New Buyer Fee Paid: $
Last Taxes: 1354.84
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort-style amenities and everyday convenience come together. This beautifully maintained 4-bedroom, 3.5-bath home offers a thoughtful floor plan, a spacious 3-car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool. Situated on a desirable corner homesite within a quiet cul-de-sac, this move-in-ready home allows you to enjoy the benefits of newer construction without the wait. Thoughtfully designed with soaring ceilings and an open-concept layout, the home feels bright, airy, and inviting from the moment you walk in. The spacious kitchen and living area create the perfect place for gathering, entertaining, and enjoying everyday life. The primary suite offers a spa-inspired bath complete with an oversized soaking tub, creating the perfect place to unwind at the end of the day. What truly sets this property apart is the lifestyle that comes with it. Breakwater residents enjoy access to a resort-style community pool, pickleball and tennis courts, playground, fitness center, clubhouse, and gated entrance–all designed to make everyday living feel a little more like a getaway. Conveniently located just minutes from shopping, dining, Northwest Florida Beaches International Airport, and the beautiful white-sand beaches of the Emerald Coast, it's easy to see what makes this home so special. Where everyday living feels like a getaway.

Covered Porch

First: Yes

More Information

Great Room

First: Yes

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Double: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pantry: Yes

Construction/Siding

Roof – Shingle/Shake: Yes
Siding – Hardie Board: Yes

Exterior

Deck Covered: Yes
Fenced Back Yard: Yes
Fenced Lot-All: Yes
Patio Open: Yes

Association Fees Include

Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Playground: Yes
Pool: Yes
Tennis: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Negotiable: Yes

Kitchen

First: Yes

Lot Features

Cul-De-Sac: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Oversized: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
Pickle Ball: Yes

Rooms

Covered Porch: Yes
Great Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes

Primary Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Security Features

Gated Community: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Oven – Double; Range Hood; Refrigerator; Washer Primary Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Deck Covered; Fenced Back Yard; Fenced Lot-All; Patio Open Association Fees Include: Community Room; Exercise Room; Gated Community; Ground Keeping; Playground; Pool; Tennis Financing: Cash; Conventional; FHA; VA Furnished: Negotiable Kitchen: First Lot Features: Cul-De-Sac Lot Access: Gated Access; Paved Road Covered Porch: First Great Room: First Security Features: Gated Community; Smoke Detector(s) Parking Features: Driveway; Garage Attached; Oversized Association Amenities: Community Room; Exercise Room; Gated Community; Pickle Ball; Picnic Area; Playground; Pool; Tennis Rooms: Covered Porch; Great Room; Kitchen; Primary Bedroom Utilities: Cable – Available; Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	17 x 14.5	17.00	14.50
Great Room	First	19 x 19	19.00	19.00
Kitchen	First	21 x 13	21.00	13.00
Covered Porch	First	24 x 9	24.00	9.00

Listing Office: Counts Real Estate Group Inc

Last Updated: June – 19 – 2026

Information deemed reliable but not guaranteed.