917 Camp Fire Circle, Panama City Beach, FL 32413 (MLS# 787538)

917 Camp Fire Circle, Panama City Beach, FL 32413

$950,000

Virtual Tour

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Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,469 Lot Size (sq. ft.): 7,187 Status: Active

Current Price: $950,000 List Date: 3/28/2026 Last Modified: 4/20/2026

Overview

Description

Welcome to a home that was never meant to be sold. Built in August 2025 as a true forever home, every detail of this custom Toll Brothers Caswell design from the Vista Collection was thoughtfully selected with intention, quality, and comfort in mind. Life simply had other plans–offering a rare opportunity to own a nearly new, highly upgraded home without the wait. Tucked away on a premium cul-de-sac lot, with the majority of construction on the street already complete, this home offers a sense of peace, privacy, and permanence that's hard to find in newer communities. Backing to a natural wooded area with serene lake views beyond, you'll enjoy no rear neighbors and a setting that feels both private and connected to nature. Step outside and you'll immediately understand the lifestyle this home was designed for. The backyard has already been transformed into a private retreat, featuring an 11' x 24' saltwater, heated pool with a steel-reinforced shotcrete shell, pebble sheen fi … (Read more) Welcome to a home that was never meant to be sold. Built in August 2025 as a true forever home, every detail of this custom Toll Brothers Caswell design from the Vista Collection was thoughtfully selected with intention, quality, and comfort in mind. Life simply had other plans–offering a rare opportunity to own a nearly new, highly upgraded home without the wait. Tucked away on a premium cul-de-sac lot, with the majority of construction on the street already complete, this home offers a sense of peace, privacy, and permanence that’s hard to find in newer communities. Backing to a natural wooded area with serene lake views beyond, you’ll enjoy no rear neighbors and a setting that feels both private and connected to nature. Step outside and you’ll immediately understand the lifestyle this home was designed for. The backyard has already been transformed into a private retreat, featuring an 11′ x 24′ saltwater, heated pool with a steel-reinforced shotcrete shell, pebble sheen finish, tanning shelf, and bench seating. The attached spa with waterfall and five jets creates the perfect place to unwind, all enclosed within a spacious screened enclosure–so you can enjoy it year-round without the hassle, expense, or wait of building it yourself. The home is also pre-plumbed for gas on the lanai, offering the option to easily add a future outdoor kitchen. Inside, the attention to detail is evident in every space. A bright, open layout is enhanced by a multi-slide stacked glass door that seamlessly connects indoor and outdoor living, while tray ceilings in the foyer, great room, and primary suite add architectural interest and dimension. The office is enclosed with glass doors, creating a functional yet stylish work-from-home space. The kitchen was designed to be both beautiful and highly functional, featuring an oversized double-sided island with abundant storage, quartz countertops, custom cabinetry, a ceramic tile backsplash, and a suite of stainless KitchenAid appliances including a 36” gas cooktop with hood, built-in microwave, and oven, complemented by a Samsung Bespoke refrigerator. The primary suite offers a true retreat with a spa-like bathroom featuring a frameless glass shower with ceiling-mounted rain head, upgraded Kohler fixtures, elevated vanities, and designer tile selections carried throughout all bathrooms. Hard surface flooring runs throughout the home, with porcelain tile in all baths and thoughtfully selected finishes that elevate each space. Additional upgrades include hurricane-rated front and rear windows and doors, solid 2×6 construction, LED recessed lighting with dimmers, smart home technology, a security system, upgraded interior hardware, comfort-height toilets, and a spacious three-car garage with durable, non-slip polyurea/polyaspartic flooring. The paver driveway and updated landscaping with palm trees complete the home’s polished coastal curb appeal. Located in a thoughtfully designed community where each home is individually built–never mass-produced–you’ll also enjoy resort-style amenities including a pool with lap lanes, fitness center, luxury clubhouse, pickleball and tennis courts, and a playground. All of this just 4 short miles from the beach, shopping, dining, entertainment, and 10 miles to the Northwest Florida Beaches International Airport. If you’ve been searching for a home that offers the quality of new construction, the upgrades of a custom build, and the ease of being completely move-in ready–this is an opportunity not to be missed.

Open Houses

Sunday, April 26, 1:00 pm – 3:00 pm

Listing Details MLS# 787538

Contract Info

List Price/SqFt: 384.77

Location

Area: 03 – Bay County – Beach
Street #: 917
Street Name: Camp Fire
Street Suffix: Circle
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Breakwater at Ward Creek
Community/Resort: None
Waterfront: No
Parcel ID: 32717-250-150
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Traveling South on Highway 79 turn right into the gated community, Breakwater at Ward Creek, take your first left onto Camp Fire Circle, the home is on the right. Traveling North on Highway 79 turn left into the neighborhood and follow the directions above.
Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 311 ORB 4815 P 1513

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 2469
SqFt Source: Builders Plans
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 2025
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 60 x 120
Acreage: 0.17
Lot Size (SqFt): 7187
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 110
HOA Frequency: Monthly
HOA Annual Amount: 1320
New Buyer Fee: Yes
Last Taxes: 1355
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Welcome to a home that was never meant to be sold. Built in August 2025 as a true forever home, every detail of this custom Toll Brothers Caswell design from the Vista Collection was thoughtfully selected with intention, quality, and comfort in mind. Life simply had other plans–offering a rare opportunity to own a nearly new, highly upgraded home without the wait. Tucked away on a premium cul-de-sac lot, with the majority of construction on the street already complete, this home offers a sense of peace, privacy, and permanence that's hard to find in newer communities. Backing to a natural wooded area with serene lake views beyond, you'll enjoy no rear neighbors and a setting that feels both private and connected to nature. Step outside and you'll immediately understand the lifestyle this home was designed for. The backyard has already been transformed into a private retreat, featuring an 11' x 24' saltwater, heated pool with a steel-reinforced shotcrete shell, pebble sheen finish, tanning shelf, and bench seating. The attached spa with waterfall and five jets creates the perfect place to unwind, all enclosed within a spacious screened enclosure–so you can enjoy it year-round without the hassle, expense, or wait of building it yourself. The home is also pre-plumbed for gas on the lanai, offering the option to easily add a future outdoor kitchen. Inside, the attention to detail is evident in every space. A bright, open layout is enhanced by a multi-slide stacked glass door that seamlessly connects indoor and outdoor living, while tray ceilings in the foyer, great room, and primary suite add architectural interest and dimension. The office is enclosed with glass doors, creating a functional yet stylish work-from-home space. The kitchen was designed to be both beautiful and highly functional, featuring an oversized double-sided island with abundant storage, quartz countertops, custom cabinetry, a ceramic tile backsplash, and a suite of stainless KitchenAid appliances including a 36'' gas cooktop with hood, built-in microwave, and oven, complemented by a Samsung Bespoke refrigerator. The primary suite offers a true retreat with a spa-like bathroom featuring a frameless glass shower with ceiling-mounted rain head, upgraded Kohler fixtures, elevated vanities, and designer tile selections carried throughout all bathrooms. Hard surface flooring runs throughout the home, with porcelain tile in all baths and thoughtfully selected finishes that elevate each space. Additional upgrades include hurricane-rated front and rear windows and doors, solid 2×6 construction, LED recessed lighting with dimmers, smart home technology, a security system, upgraded interior hardware, comfort-height toilets, and a spacious three-car garage with durable, non-slip polyurea/polyaspartic flooring. The paver driveway and updated landscaping with palm trees complete the home's polished coastal curb appeal. Located in a thoughtfully designed community where each home is individually built–never mass-produced–you'll also enjoy resort-style amenities including a pool with lap lanes, fitness center, luxury clubhouse, pickleball and tennis courts, and a playground. All of this just 4 short miles from the beach, shopping, dining, entertainment, and 10 miles to the Northwest Florida Beaches International Airport. If you've been searching for a home that offers the quality of new construction, the upgrades of a custom build, and the ease of being completely move-in ready–this is an opportunity not to be missed.

Bonus Room

First: Yes

More Information

Dining Room

First: Yes

Garage

First: Yes

Other

First: Yes

Pool Features

Gunite Concrete: Yes
Inground: Yes
Pool/Spa Combo: Yes
Screened In: Yes
Waterfall: Yes

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes

Interior Features

Ceiling – Raised: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pantry: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Brick Veneer: Yes
Foundation – Slab on Grade: Yes
Roof – Asphalt: Yes
Siding – Hardie Board: Yes

Exterior

Patio Covered: Yes
Porch Covered: Yes
Sprinkler System: Yes
Storm Doors: Yes
Storm Windows: Yes
Tinted Windows: Yes

Association Fees Include

Accounting: Yes
Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Management: Yes
Pool: Yes
Tennis: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Negotiable: Yes

Interior

Ceiling – Tray: Yes
Smart Home: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Dead End: Yes
Interior Lot: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Survey Available: Yes

Lot Access

State Highway: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Paver Block: Yes

Mstr Bath / Mstr Bdrm

MBath Shower Only: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Tennis: Yes
Pickle Ball: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Dining Room: Yes
Garage: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes
Other: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Microwave; Oven – Electric; Refrigerator; Water Heater – Gas; Water Heater – Tankless Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Patio Covered; Porch Covered; Sprinkler System; Storm Doors; Storm Windows; Tinted Windows Association Fees Include: Accounting; Community Room; Exercise Room; Gated Community; Insurance; Ground Keeping; Management; Pool; Tennis Financing: Cash; Conventional; FHA; VA Furnished: Negotiable Interior: Ceiling – Tray; Smart Home Kitchen: First Living Room: First Lot Features: Dead End; Interior Lot; Landscaped; Subdivision – Recorded; Survey Available Lot Access: State Highway; Paved Road Bonus Room: First Dining Room: First Garage: First Other: First Pool Features: Gunite Concrete; Inground; Pool/Spa Combo; Screened In; Waterfall Parking Features: Driveway; Garage Attached; Garage Door Opener; Paver Block Association Amenities: Community Room; Exercise Room; Gated Community; Pickle Ball; Pool; Sidewalks; Tennis Rooms: Bedroom; Bonus Room; Dining Room; Garage; Kitchen; Living Room; Master Bedroom; Other Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterview: Lake Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	18.4 x 15	18.40	15.00
Bedroom	First	12.9 x 11	12.90	11.00
Bedroom	First	11.4 x 10.9	11.40	10.90
Bonus Room	First	11.4 x 9.9	11.40	9.90
Living Room	First	28.2 x 15.9	28.20	15.90
Kitchen	First	14.9 x 14.6	14.90	14.60
Dining Room	First	14.6 x 13.5	14.60	13.50
Other	First	30.8 x 10	30.80	10.00	Covered Lanai
Garage	First	21.1 x 20.4	21.10	20.40	2 Car
Garage	First	20.9 x 11.8	20.90	11.80	1 Car

Listing Office: Keller Williams Success Realty

Last Updated: April – 20 – 2026

Information deemed reliable but not guaranteed.