920 W Beach Drive, Panama City, FL 32401 (MLS# 786706)

920 W Beach Drive, Panama City, FL 32401

$1,095,000

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 2,621 Lot Size (sq. ft.): 20,996 Status: Sold

Current Price: $1,095,000 List Date: 3/12/2026 Last Modified: 3/13/2026

Overview

Description

An exceptional opportunity to own two parcels – waterfront paradise on the BAY! This waterfront home is positioned perfectly on picturesque Scenic Beach Drive, offering a unique blend of modern luxury and serene coastal living. This exquisite, recently renovated, one-story ranch-style home on .48 acres, encompasses 2,621 square feet, presents an exceptional opportunity for those seeking a slice of Florida's coveted waterfront lifestyle. This waterfront property is truly impressive-built for entertaining, complete with a back yard fire pit and ample room for a pool. Open the full glass bi-fold doors the entire length of the sitting room & enjoy sunsets year-round. And speaking of view – wait until the July 4th fireworks displays from the comfort of your own home, a hallmark of scenic Beach Drive known for its pure bay views. The home's interior has been fully renovated as it was taken down to the studs replacing electrical, plumbing, HVAC, windows, water heater, sheetrock … (Read more) An exceptional opportunity to own two parcels – waterfront paradise on the BAY! This waterfront home is positioned perfectly on picturesque Scenic Beach Drive, offering a unique blend of modern luxury and serene coastal living. This exquisite, recently renovated, one-story ranch-style home on .48 acres, encompasses 2,621 square feet, presents an exceptional opportunity for those seeking a slice of Florida’s coveted waterfront lifestyle. This waterfront property is truly impressive-built for entertaining, complete with a back yard fire pit and ample room for a pool. Open the full glass bi-fold doors the entire length of the sitting room & enjoy sunsets year-round. And speaking of view – wait until the July 4th fireworks displays from the comfort of your own home, a hallmark of scenic Beach Drive known for its pure bay views. The home’s interior has been fully renovated as it was taken down to the studs replacing electrical, plumbing, HVAC, windows, water heater, sheetrock and more. The design truly reflects a modern, bright aesthetic and one of the best features is that it’s on a single level with no stairs. The open floor plan is accentuated by abundant windows, allowing natural light to flood the space and offering picturesque views of the bay. The kitchen is a chef’s dream, equipped with a large island, upgraded appliances and elegant quartz countertops. Full glass bi-fold doors in the sitting area seamlessly blends indoor and outdoor living, opening up to reveal the tranquil waterfront setting. One of the best features in this home is the open concept which provides two living areas, one adjacent to the kitchen and one overlooking beautiful St. Andrews Bay. Boasting three spacious bedrooms and three and a half bathrooms, each bedroom is thoughtfully designed with its own en suite bath, ensuring privacy and comfort for all residents and guests. A powder room is convenient adjacent to the foyer, as well. The expansive primary suite in this single level home is a true retreat, featuring breathtaking views of St. Andrews Bay, a zero-entry, roll-in tiled shower, dual vanities and a large walk-in custom closet. The property includes a two-car garage and deeded access to the waterfront, enhancing its appeal as prime waterfront. Its central location between the booming Downtown Panama City area and the vibrant Historic St. Andrews. Residents can enjoy walking to local farmers markets, breweries, boutique shops, and different dining options. The area is also bike-friendly and known for its community events, parades, pubs, restaurants, and marinas. The waterfront lifestyle doesn’t end at home which is even more incredible! Walk or bike down Scenic Beach Drive to an array of activities allowing you to live your best waterfront life! This property not only provides a luxurious living experience but also holds incredible rental potential with no HOA, allowing you and your guests to immerse themselves in the quintessential Florida waterfront lifestyle. You’ll enjoy accessing the Bay by kayaks, paddleboards or just relaxing in the water for a swim.

Listing Details MLS# 786706

Contract Info

List Price/SqFt: 417.78

Location

Area: 02 – Bay County – Central
Street #: 920
Street Direction: W
Street Name: Beach
Street Suffix: Drive
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Boden Addition
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 18191-000-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: Heading east on 15th Street, turn right onto Frankford Avenue. Frankford Avenue turns into W Beach Drive. Home is on the left.
Legal Description: BODEN ADDITION LOTS 7 & 8 ORB 4612 P 222

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 2621
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Year Built: 1969
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 164×67
Acreage: 0.48
Lot Size (SqFt): 20996
Pool: No

Status Change Info

Under Contract Date: 2026-03-12
Sold Date: 2026-03-13
Sold Price/SqFt: 417.78
Sold Price/Acre: 2281250

Waterfront Feature

Waterfront Feet: 67
Shore – Beach: Yes

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: Yes

More Information

Remarks & Misc

Remarks: An exceptional opportunity to own two parcels – waterfront paradise on the BAY! This waterfront home is positioned perfectly on picturesque Scenic Beach Drive, offering a unique blend of modern luxury and serene coastal living. This exquisite, recently renovated, one-story ranch-style home on .48 acres, encompasses 2,621 square feet, presents an exceptional opportunity for those seeking a slice of Florida's coveted waterfront lifestyle. This waterfront property is truly impressive-built for entertaining, complete with a back yard fire pit and ample room for a pool. Open the full glass bi-fold doors the entire length of the sitting room & enjoy sunsets year-round. And speaking of view – wait until the July 4th fireworks displays from the comfort of your own home, a hallmark of scenic Beach Drive known for its pure bay views. The home's interior has been fully renovated as it was taken down to the studs replacing electrical, plumbing, HVAC, windows, water heater, sheetrock and more. The design truly reflects a modern, bright aesthetic and one of the best features is that it's on a single level with no stairs. The open floor plan is accentuated by abundant windows, allowing natural light to flood the space and offering picturesque views of the bay. The kitchen is a chef's dream, equipped with a large island, upgraded appliances and elegant quartz countertops. Full glass bi-fold doors in the sitting area seamlessly blends indoor and outdoor living, opening up to reveal the tranquil waterfront setting. One of the best features in this home is the open concept which provides two living areas, one adjacent to the kitchen and one overlooking beautiful St. Andrews Bay. Boasting three spacious bedrooms and three and a half bathrooms, each bedroom is thoughtfully designed with its own en suite bath, ensuring privacy and comfort for all residents and guests. A powder room is convenient adjacent to the foyer, as well. The expansive primary suite in this single level home is a true retreat, featuring breathtaking views of St. Andrews Bay, a zero-entry, roll-in tiled shower, dual vanities and a large walk-in custom closet. The property includes a two-car garage and deeded access to the waterfront, enhancing its appeal as prime waterfront. Its central location between the booming Downtown Panama City area and the vibrant Historic St. Andrews. Residents can enjoy walking to local farmers markets, breweries, boutique shops, and different dining options. The area is also bike-friendly and known for its community events, parades, pubs, restaurants, and marinas. The waterfront lifestyle doesn't end at home which is even more incredible! Walk or bike down Scenic Beach Drive to an array of activities allowing you to live your best waterfront life! This property not only provides a luxurious living experience but also holds incredible rental potential with no HOA, allowing you and your guests to immerse themselves in the quintessential Florida waterfront lifestyle. You'll enjoy accessing the Bay by kayaks, paddleboards or just relaxing in the water for a swim.

Dining Room

First: Yes

Master Bathroom

First: Yes

Sitting Room

First: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Washer/Dryer Stacked: Yes
Water Heater – Tankless: Yes
Wine Refrigerator: Yes

Interior Features

Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes

Exterior

Fenced Chain Link: Yes
Fenced Lot-Part: Yes
Fire Pit: Yes
Patio Open: Yes
Porch Covered: Yes
Sprinkler System: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Deeded Access Water: Yes
Near Public Boat Ramp: Yes
Survey Available: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Alley Access: Yes
Driveway: Yes
Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes
Sitting Room: Yes

Utilities

Electricity – Connected: Yes
Private Well: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Half Bathroom

First: Yes

Waterfront Type

Bay/Harbor: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Washer/Dryer Stacked; Water Heater – Tankless; Wine Refrigerator Full Bathroom: First Half Bathroom: First Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Chain Link; Fenced Lot-Part; Fire Pit; Patio Open; Porch Covered; Sprinkler System Financing: Cash; Conventional Furnished: Unfurnished Interior: Bonus Room Kitchen: First Living Room: First Lot Features: Deeded Access Water; Near Public Boat Ramp; Survey Available; Waterfront; Within 1/2 Mile to Water Lot Access: Paved Road Master Bathroom: First Dining Room: First Sitting Room: First Parking Features: Alley Access; Driveway; Garage Attached Other Structures: Shed(s) Rooms: Bedroom; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom; Sitting Room Sale Type: As Is Utilities: Electricity – Connected; Private Well; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor Waterfront Feature: Shore – Beach Waterview: Bay Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Sitting Room	First	17.5 x 14	17.50	14.00
Dining Room	First	12 x 12	12.00	12.00
Kitchen	First	20 x 9	20.00	9.00
Living Room	First	25.5 x 14	25.50	14.00
Master Bedroom	First	21 x 14	21.00	14.00
Master Bathroom	First	12 x 8	12.00	8.00
Bedroom	First	12 x 20	12.00	20.00
Full Bathroom	First	9 x 5	9.00	5.00
Bedroom	First	18 x 15	18.00	15.00
Full Bathroom	First	7 x 6	7.00	6.00
Half Bathroom	First	4 x 6	4.00	6.00

Listing Office: Corcoran Reverie

Last Updated: March – 13 – 2026

Information deemed reliable but not guaranteed.