926 Pitts Avenue, Panama City, FL 32404 (MLS# 789077)

Remarks & Misc

Remarks

UNDER CONTRACT WITH CONTINGENCIES; SELLER ACCEPTING BACKUP OFFERS. One of the best-priced bayfront properties with direct Gulf access in Bay County, this beautifully updated three-story East Bay townhome delivers deep-water access, stunning views, and exceptional versatility–including a fully independent 1 bed / 1 bath ground-floor apartment. Whether you're seeking a primary residence, second home, VRBO/Airbnb investment, or a live-upstairs/rent-downstairs setup, this property checks every box. NO HOA. SHORT TERM RENTAL ARE ALLOWED! Located just 5.5 miles from Tyndall AFB and minutes from Sacred Heart Hospital, this home offers convenience paired with true Old Florida charm. The exposed beam ceilings create a warm, heritage feel, while numerous modern upgrades make the home move-in ready. Recent improvements include a brand-new seawall, new porch decking, new fencing, new windows on the 3rd floor and master suite, new LVP flooring, new cabinets with quartz countertops, new bathroom tile, a newer metal roof, a 5-year-old HVAC, and a 3-year-old water heater. Step inside the main level and enjoy a spacious great room and kitchen that open to a 22' x 10' covered waterfront balcony–perfect for hosting, relaxing, and taking in the breathtaking sunsets over East Bay. The middle level features the master suite with its own private 22' x 10' balcony, offering peaceful sunrise and sunset views. This floor also includes a large guest bedroom capable of accommodating two beds, along with a full guest bath. The ground-floor apartment is a standout feature: a complete 1 bed / 1 bath unit with full kitchen, separate entrance, and its own A/C. It functions as a true lockout unit, ideal for rental income, guests, or multigenerational living. The occupant can enter through the backyard and walk around the side of the home to their vehicle without accessing the main residence. Every floor of this home offers beautiful bay views. Step outside to your private beach with seawall, just steps from your door. Ownership also includes 1/11 interest in the 90+ ft ''Pitts Row'' dock, where you can park your boat, jet skis, or other watercraft–or build your own private dock if desired. With deep water and easy access to East Bay, Shell Island, and the Gulf of Mexico, this is a boater's dream. This rare waterfront opportunity blends charm, upgrades, income potential, and unbeatable access to the Gulf. Schedule your showing today and experience the best of East Bay living.

Balcony

First

Yes

Dining Room

Third

Yes

Master Bathroom

First

Yes

Separate Apartment

First

Yes

Appliances

Dishwasher

Yes

Disposal

Yes

Dryer

Yes

Microwave

Yes

Range – Electric

Yes

Range Hood

Yes

Washer

Yes

Water Heater – Electric

Yes

Interior Features

Breakfast Bar

Yes

Ceiling – Beamed

Yes

Ceiling – Vaulted

Yes

Fireplace

Yes

Floor – Tile

Yes

Floor – Vinyl

Yes

Floor – Vinyl Plank

Yes

Lighting – Recessed

Yes

Window – Treatment All

Yes

Construction/Siding

Wood/Frame

Yes

Roof – Metal

Yes

Siding – Wood

Yes

Exterior

Balcony

Yes

Deck Covered

Yes

Fenced Lot-Part

Yes

Fireplace

Yes

Patio Open

Yes

Porch Open

Yes

Furnished

Negotiable

Yes

Interior

Floor – Carpet

Yes

Lot Features

Near Public Boat Ramp

Yes

Waterfront

Yes

Parking Features

Driveway

Yes

Mstr Bath / Mstr Bdrm

MBed Balcony

Yes

MBed Waterfront

Yes

Rooms

Balcony

Yes

Dining Room

Yes

Master Bathroom

Yes

Master Bedroom

Yes

Separate Apartment

Yes

Showing

ShowingTime

Yes

Utilities

Electricity – Connected

Yes

Garbage

Yes

Internet – Broadband Available

Yes

Phone – Available

Yes

Public Sewer – Connected

Yes

Public Water – Connected

Yes

Waterview

Bay

Yes

Waterfront Type

Bay/Harbor

Yes

Master Bedroom

First

Yes

Cooling

Central Air

Yes

Electric

Yes

Heating

Central

Yes

Electric

Yes

Property Features