927 Grace Avenue, Panama City, FL 32401 (MLS# 789191)

927 Grace Avenue, Panama City, FL 32401

$389,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,700 Lot Size (sq. ft.): 4,574 Status: Active

Current Price: $389,000 List Date: 5/01/2026 Last Modified: 10/17/2026

Overview

Description

OWNER FINANCING AVAILABLE! Welcome to 927 Grace Avenue, a beautifully designed three-bedroom, two-and-a-half-bath new-construction home offering the distinctive style and elevated finishes of a custom residence–without the time and headaches of building from the ground up. This home is nearing completion, with completion anticipated this week. Modern architecture, striking black-framed windows, natural wood accents, a covered entry, and a private upper balcony combine to create an unforgettable first impression. Inside, a phenomenal floor plan brings together spacious living areas, thoughtful design, and impressive attention to detail. Raised ceilings and eight-foot interior doors enhance the scale of the home, while an abundance of natural light creates a bright and inviting atmosphere. The open-concept design provides a seamless connection between the kitchen, dining area, and main living space, making the home perfect for everyday living and entertaining. The kitchen serves … (Read more) OWNER FINANCING AVAILABLE! Welcome to 927 Grace Avenue, a beautifully designed three-bedroom, two-and-a-half-bath new-construction home offering the distinctive style and elevated finishes of a custom residence–without the time and headaches of building from the ground up. This home is nearing completion, with completion anticipated this week. Modern architecture, striking black-framed windows, natural wood accents, a covered entry, and a private upper balcony combine to create an unforgettable first impression. Inside, a phenomenal floor plan brings together spacious living areas, thoughtful design, and impressive attention to detail. Raised ceilings and eight-foot interior doors enhance the scale of the home, while an abundance of natural light creates a bright and inviting atmosphere. The open-concept design provides a seamless connection between the kitchen, dining area, and main living space, making the home perfect for everyday living and entertaining. The kitchen serves as the centerpiece of the home, featuring stylish cabinetry, upgraded fixtures, generous countertop and storage space, and a beautifully coordinated tile backsplash. Carefully selected finishes continue throughout the residence, creating a clean, cohesive, and modern appearance. Each of the three bedrooms is generously sized, while the bathrooms feature custom tile showers, updated fixtures, and designer-inspired details. The spacious primary suite provides a comfortable private retreat with the quality and character expected from a custom-built home. One of the standout features of this property is its incredible outdoor potential. The backyard offers ample room to create a personalized extension of the home for relaxing, entertaining, and enjoying the Florida lifestyle. Buyers also have the opportunity to add a custom pool and expand the parking area for an additional $60,000. This optional package can create the ultimate backyard retreat while providing additional space for vehicles and recreational toys. Whether you envision a private outdoor oasis, an entertainment area, or added parking and storage functionality, the possibilities are truly endless. With its modern architecture, thoughtfully designed floor plan, custom-quality finishes, eight-foot doors, raised ceilings, black-framed windows, custom tilework, and outdoor expansion possibilities, 927 Grace Avenue delivers the appearance and quality of custom new construction in a nearly completed package. Opportunities like this do not come around often. Schedule your private showing today and experience everything this exceptional home has to offer. Some listing photos may include renderings, virtual enhancements, digitally altered images, or photographs of the completed residence next door at 925 Grace Avenue. These images are provided for illustrative purposes and may depict the planned design and anticipated finished appearance of 927 Grace Avenue, including the optional pool and expanded parking area. The finishes at 927 Grace Avenue are intended to be comparable in quality; however, actual colors, fixtures, materials, landscaping, dimensions, and final design selections may vary. The optional pool and parking package is not included unless otherwise stated and is subject to builder approval, specifications, pricing, and availability. All measurements are approximate. Buyer should independently verify all measurements, features, finishes, specifications, optional improvements, completion dates, and any other information deemed important.

Listing Details MLS# 789191

Contract Info

List Price/SqFt: 228.82

Location

Area: 02 – Bay County – Central
Street #: 927
Street Name: Grace
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: No
Parcel ID: 18198-015-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: Heading down Harrison Avenue take a right then first left down on your right.
Legal Description: ELLIS PLAT PART OF LOT 5 BLK A DESC AS; BEG AT THE NE COR OF LOT 5 BLK A OF E.D. ELLIS 1ST ADD TO PANAMA CITY TH RUN S 33.75' W 140' N 33.75' E 140' TO POB ORB 4827 P 2134

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1700
SqFt Source: Builders Plans
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 2026
Construction Status: Under Construction
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 33×138
Acreage: 0.1
Lot Size (SqFt): 4574
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Brokerage Interest: No Interest

Remarks & Misc

Remarks: OWNER FINANCING AVAILABLE! Welcome to 927 Grace Avenue, a beautifully designed three-bedroom, two-and-a-half-bath new-construction home offering the distinctive style and elevated finishes of a custom residence–without the time and headaches of building from the ground up. This home is nearing completion, with completion anticipated this week. Modern architecture, striking black-framed windows, natural wood accents, a covered entry, and a private upper balcony combine to create an unforgettable first impression. Inside, a phenomenal floor plan brings together spacious living areas, thoughtful design, and impressive attention to detail. Raised ceilings and eight-foot interior doors enhance the scale of the home, while an abundance of natural light creates a bright and inviting atmosphere. The open-concept design provides a seamless connection between the kitchen, dining area, and main living space, making the home perfect for everyday living and entertaining. The kitchen serves as the centerpiece of the home, featuring stylish cabinetry, upgraded fixtures, generous countertop and storage space, and a beautifully coordinated tile backsplash. Carefully selected finishes continue throughout the residence, creating a clean, cohesive, and modern appearance. Each of the three bedrooms is generously sized, while the bathrooms feature custom tile showers, updated fixtures, and designer-inspired details. The spacious primary suite provides a comfortable private retreat with the quality and character expected from a custom-built home. One of the standout features of this property is its incredible outdoor potential. The backyard offers ample room to create a personalized extension of the home for relaxing, entertaining, and enjoying the Florida lifestyle. Buyers also have the opportunity to add a custom pool and expand the parking area for an additional $60,000. This optional package can create the ultimate backyard retreat while providing additional space for vehicles and recreational toys. Whether you envision a private outdoor oasis, an entertainment area, or added parking and storage functionality, the possibilities are truly endless. With its modern architecture, thoughtfully designed floor plan, custom-quality finishes, eight-foot doors, raised ceilings, black-framed windows, custom tilework, and outdoor expansion possibilities, 927 Grace Avenue delivers the appearance and quality of custom new construction in a nearly completed package. Opportunities like this do not come around often. Schedule your private showing today and experience everything this exceptional home has to offer. Some listing photos may include renderings, virtual enhancements, digitally altered images, or photographs of the completed residence next door at 925 Grace Avenue. These images are provided for illustrative purposes and may depict the planned design and anticipated finished appearance of 927 Grace Avenue, including the optional pool and expanded parking area. The finishes at 927 Grace Avenue are intended to be comparable in quality; however, actual colors, fixtures, materials, landscaping, dimensions, and final design selections may vary. The optional pool and parking package is not included unless otherwise stated and is subject to builder approval, specifications, pricing, and availability. All measurements are approximate. Buyer should independently verify all measurements, features, finishes, specifications, optional improvements, completion dates, and any other information deemed important.

Appliances

Cooktop – Electric: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Ceiling – Raised: Yes
Floor – Vinyl Plank: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Primary Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Walk-in Closet: Yes

Property Features

Appliances: Cooktop – Electric; Disposal; Microwave; Oven – Electric; Range – Electric; Water Heater – Electric Primary Bedroom: Second Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Access: City Street; Paved Road Rooms: Bedroom; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	Second	1,234 x 1,434	1234.00	1434.00
Bedroom	Second	1,412 x 10	1412.00	10.00
Bedroom	Second	11 x 10	11.00	10.00

Listing Office: EXP Realty LLC

Last Updated: October – 17 – 2026

Information deemed reliable but not guaranteed.