93 N Emerald Cove Lane, Inlet Beach, FL 32461 (MLS# 778616)

93 N Emerald Cove Lane, Inlet Beach, FL 32461

$3,190,000

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Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 2,794 Lot Size (sq. ft.): 3,485 Status: Active

Current Price: $3,190,000 List Date: 3/06/2026 Last Modified: 3/06/2026

Overview

Description

FABULOUS OCEAN VIEW! 175 FEET OF PRISTINE BEACHFRONT SHARED BY ONLY 14 HOMEOWNERS — NO CUSTOMARY USE ISSUES! This rare opportunity awaits at 93 Emerald Cove Lane, an exclusive coastal retreat in Inlet Beach with direct gated, deeded private beach access just one tier off the Gulf. Tucked inside a boutique HOA south of Highway 98/30A and less than a mile to Rosemary Beach (via convenient back roads), this 5-bedroom, 3.5-bath home blends luxury, strength, and effortless beachside living. On the first floor, you'll immediately feel at home with light gray wood-tile flooring, soft blue shiplap accents, and an elevator that travels to all levels. This floor also includes a spacious guest suite with a fully remodeled bath featuring quartz countertops and custom tilework. The shiplap continues up the stairways to the second floor, home to three bedrooms—including the true master retreat with a private lookout balcony and pristine Gulf views. The master showcases a wood accent wall, … (Read more) FABULOUS OCEAN VIEW! 175 FEET OF PRISTINE BEACHFRONT SHARED BY ONLY 14 HOMEOWNERS — NO CUSTOMARY USE ISSUES! This rare opportunity awaits at 93 Emerald Cove Lane, an exclusive coastal retreat in Inlet Beach with direct gated, deeded private beach access just one tier off the Gulf. Tucked inside a boutique HOA south of Highway 98/30A and less than a mile to Rosemary Beach (via convenient back roads), this 5-bedroom, 3.5-bath home blends luxury, strength, and effortless beachside living. On the first floor, you’ll immediately feel at home with light gray wood-tile flooring, soft blue shiplap accents, and an elevator that travels to all levels. This floor also includes a spacious guest suite with a fully remodeled bath featuring quartz countertops and custom tilework. The shiplap continues up the stairways to the second floor, home to three bedrooms—including the true master retreat with a private lookout balcony and pristine Gulf views. The master showcases a wood accent wall, a Pecky Cypress barn door, a spa-like bath, and a fully built-out walk-in closet. Another full bath on this level continues the elegant coastal palette of blues, whites, and grays. On the third floor, a light-filled open living space seamlessly connects the kitchen, dining, and living areas. Enjoy a gas fireplace, a cozy sitting room with French doors, and a redesigned chef’s kitchen with stainless steel appliances. Step outside to the expansive balcony, perfectly positioned for breathtaking Gulf sunsets. This level also features an additional guest bedroom. Forever-protected Gulf views stretch west over the state preserve, while the community pool is just steps away and rarely crowded. Built with ICF construction, this home is up to 10 times stronger and significantly more energy efficient than traditional builds. Additional upgrades include a backyard fenced patio, driveway pavers, and a refinished oversized garage with parking for 3-4 cars plus space for 3 more outside. Ideally located in Inlet Beach, just east of Rosemary Beach and minutes from the boutiques and dining of 30 Avenue, this immaculate home is in like-new condition and would make a perfect full-time residence, second home, or investment property. Don’t miss this rare chance to experience the very best of coastal luxury living along 30A.

Listing Details MLS# 778616

Contract Info

List Price/SqFt: 1141.73

Location

Area: 12 – Walton County
Street #: 93
Street Direction: N
Street Name: Emerald Cove
Street Suffix: Lane
State: FL
Zip Code: 32461
County: Walton
Sub Area: 1207 – Walton – Inlet Beach
Subdivision: Cottages At Inlet Beach
Community/Resort: None
Waterfront: No
Parcel ID: 36-3S-18-16150-000-0080
Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton
Directions: Traveling East from Rosemary Beach on 30A: Turn right onto US-98 E, turn right onto S Walton Lakeshore Dr, turn right onto Emerald Cove Ln S. Destination is located on the right. Traveling West on Highway 98 from Panama City Beach: US-98 W, turn left onto S Walton Lakeshore Dr, turn right onto Emerald Cove Ln S. Destination is on the right.
Legal Description: LOT 8 COTTAGES AT INLET BEACH PB 16-13 OR 2633-2059 OR 2854-3040 OR 3104-3717 OR 3179-4368

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2794
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Year Built: 2013
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Driveway Spaces: 3
Lot Dimensions: 40×93
Acreage: 0.08
Lot Size (SqFt): 3485
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 1400
HOA Frequency: Annually
HOA Annual Amount: 1400
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 700
New Buyer Fee Paid: $
Last Taxes: 24781
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No

Remarks & Misc

Remarks: FABULOUS OCEAN VIEW! 175 FEET OF PRISTINE BEACHFRONT SHARED BY ONLY 14 HOMEOWNERS — NO CUSTOMARY USE ISSUES! This rare opportunity awaits at 93 Emerald Cove Lane, an exclusive coastal retreat in Inlet Beach with direct gated, deeded private beach access just one tier off the Gulf. Tucked inside a boutique HOA south of Highway 98/30A and less than a mile to Rosemary Beach (via convenient back roads), this 5-bedroom, 3.5-bath home blends luxury, strength, and effortless beachside living. On the first floor, you'll immediately feel at home with light gray wood-tile flooring, soft blue shiplap accents, and an elevator that travels to all levels. This floor also includes a spacious guest suite with a fully remodeled bath featuring quartz countertops and custom tilework. The shiplap continues up the stairways to the second floor, home to three bedrooms—including the true master retreat with a private lookout balcony and pristine Gulf views. The master showcases a wood accent wall, a Pecky Cypress barn door, a spa-like bath, and a fully built-out walk-in closet. Another full bath on this level continues the elegant coastal palette of blues, whites, and grays. On the third floor, a light-filled open living space seamlessly connects the kitchen, dining, and living areas. Enjoy a gas fireplace, a cozy sitting room with French doors, and a redesigned chef's kitchen with stainless steel appliances. Step outside to the expansive balcony, perfectly positioned for breathtaking Gulf sunsets. This level also features an additional guest bedroom. Forever-protected Gulf views stretch west over the state preserve, while the community pool is just steps away and rarely crowded. Built with ICF construction, this home is up to 10 times stronger and significantly more energy efficient than traditional builds. Additional upgrades include a backyard fenced patio, driveway pavers, and a refinished oversized garage with parking for 3-4 cars plus space for 3 more outside. Ideally located in Inlet Beach, just east of Rosemary Beach and minutes from the boutiques and dining of 30 Avenue, this immaculate home is in like-new condition and would make a perfect full-time residence, second home, or investment property. Don't miss this rare chance to experience the very best of coastal luxury living along 30A.

Dining Room

Third: Yes

More Information

Family Room

Third: Yes

Garage

First: Yes

Master Bathroom

Second: Yes

Pantry

Third: Yes

Sitting Room

Third: Yes

Appliances

Bar Fridge: Yes
Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Gas: Yes
Range – Gas: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes
Wine Refrigerator: Yes

Interior Features

Ceiling – Crwn Molding: Yes
Elevator: Yes
Fireplace: Yes
Floor – Vinyl: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Lock Out Closet: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Deck Covered: Yes
Deck Open: Yes
Fenced Back Yard: Yes

Association Fees Include

Accounting: Yes
Management: Yes
Master Association: Yes
Pool: Yes
Other – See Remarks: Yes

Financing

Cash: Yes
Conventional: Yes
Other: Yes

Furnished

Furnished: Yes

Kitchen

Third: Yes

Lot Features

Deeded Access: Yes
Near Beach Access: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Balcony: Yes
MBed Walk-in Closet: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Beach: Yes
Boardwalk: Yes
Pool: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Full Bathroom: Yes
Garage: Yes
Half Bathroom: Yes
Kitchen: Yes
Master Bathroom: Yes
Master Bedroom: Yes
Pantry: Yes
Sitting Room: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes

Waterview

Gulf: Yes

Full Bathroom

First: Yes
Second: Yes

Half Bathroom

Third: Yes

Master Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Fireplace – Gas: Yes

Property Features

Appliances: Bar Fridge; Cooktop – Gas; Dishwasher; Disposal; Dryer; Microwave; Oven – Gas; Range – Gas; Refrigerator; Washer; Water Heater – Electric; Wine Refrigerator Full Bathroom: First; Second Half Bathroom: Third Master Bedroom: Second Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace – Gas Exterior: Balcony; Deck Covered; Deck Open; Fenced Back Yard Association Fees Include: Accounting; Management; Master Association; Pool; Other – See Remarks Financing: Cash; Conventional; Other Furnished: Furnished Kitchen: Third Lot Features: Deeded Access; Near Beach Access Lot Access: County Road; Paved Road Master Bathroom: Second Dining Room: Third Family Room: Third Garage: First Pantry: Third Sitting Room: Third Parking Features: Driveway; Garage Attached; Garage Door Opener Association Amenities: Beach; Boardwalk; Pool Rooms: Bedroom; Dining Room; Family Room; Full Bathroom; Garage; Half Bathroom; Kitchen; Master Bathroom; Master Bedroom; Pantry; Sitting Room Utilities: Electricity – Connected; Garbage; Natural Gas – Connected; Public Sewer – Connected Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Kitchen	Third	18 x 14	18.00	14.00
Dining Room	Third	12 x 11	12.00	11.00
Family Room	Third	18 x 17	18.00	17.00
Half Bathroom	Third	9 x 5	9.00	5.00
Pantry	Third	9 x 5	9.00	5.00
Sitting Room	Third	11 x 7	11.00	7.00
Master Bedroom	Second	18 x 14	18.00	14.00
Master Bathroom	Second	14 x 10	14.00	10.00
Bedroom	Second	11 x 10	11.00	10.00
Full Bathroom	Second	9 x 8	9.00	8.00
Bedroom	Second	10 x 10	10.00	10.00
Bedroom	First	13 x 13	13.00	13.00
Full Bathroom	First	9 x 5	9.00	5.00
Garage	First	51 x 18	51.00	18.00

Listing Office: Compass Florida, LLC

Last Updated: March – 06 – 2026

Information deemed reliable but not guaranteed.