943 Camp Fire Circle Lot 295, Panama City Beach, FL 32413 (MLS# 791676)

943 Camp Fire Circle Lot 295, Panama City Beach, FL 32413

New Listing

$689,000

Stock photo. Not of actual home, but same home plan.

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,542 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $689,000 List Date: 6/21/2026 Last Modified: 6/21/2026

Overview

Description

Toll Brothers Sandestin home with limited time to select your design finishes! Construction estimated to be complete January 2027. Located in a gated community with completed resort style amenities. Exceptional 4-bedroom, 3-bathroom, Flex room/office, upstairs loft/bonus area, two-story that combines luxury, comfort, and modern design. This home boasts an array of high-end finishes and thoughtful details, perfect for families and entertainers alike. 10-foot ceilings on the first floor, creating an open and airy atmosphere throughout the main living areas. The open layout allows for effortless flow between the kitchen, dining area, and the spacious living room, making it perfect for both everyday living and hosting gatherings. A versatile office/study room on the first floor provides the ideal space for remote work or a quiet retreat. The secondary bedroom on the first floor offers convenience and privacy for guests or family members. Upstairs, you'll find a large loft/bonus area–perf … (Read more)

Listing Details MLS# 791676

Contract Info

List Price/SqFt: 271.05

Location

Area: 03 – Bay County – Beach
Street #: 943
Street Name: Camp Fire
Street Suffix: Circle
Unit #: Lot 295
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Breakwater at Ward Creek
Community/Resort: None
Waterfront: No
Parcel ID: 32717-250-118
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. Sales Office is located at 232 Breakwater Blvd 4th building on the right next to parking lot.
Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 295

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 2542
SqFt Source: Builders Plans
Full Baths: 3
Total Baths: 3
# of Stories in Building: 2
Year Built: 2026
Immediate Occupancy: No
Pre-Const Flip: No
Construction Status: Under Construction
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Lot Dimensions: 48.0 ft x 120.0 ft
Acreage: 0.12
Lot Size (SqFt): 5227
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 210
HOA Frequency: Monthly
HOA Annual Amount: 2520
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 630
New Buyer Fee Paid: $
Last Tax Year: 2025
Brokerage Interest: No Interest
Township: Santa Rosa Beac

Remarks & Misc

Remarks: Toll Brothers Sandestin home with limited time to select your design finishes! Construction estimated to be complete January 2027. Located in a gated community with completed resort style amenities. Exceptional 4-bedroom, 3-bathroom, Flex room/office, upstairs loft/bonus area, two-story that combines luxury, comfort, and modern design. This home boasts an array of high-end finishes and thoughtful details, perfect for families and entertainers alike. 10-foot ceilings on the first floor, creating an open and airy atmosphere throughout the main living areas. The open layout allows for effortless flow between the kitchen, dining area, and the spacious living room, making it perfect for both everyday living and hosting gatherings. A versatile office/study room on the first floor provides the ideal space for remote work or a quiet retreat. The secondary bedroom on the first floor offers convenience and privacy for guests or family members. Upstairs, you'll find a large loft/bonus area–perfect for additional living space, a playroom, or a media room. The primary bedroom is a true sanctuary, with ample space, a luxurious tile shower, and generous closet space. Outside, enjoy peaceful evenings on the covered lanai with beautiful pavers, overlooking a large serene, private wooded area, that provides privacy and tranquility. Plenty of space for building your own pool or outdoor oasis. The paver driveway adds to the home's impressive curb appeal and completes the luxurious look of this new construction home. Community completed amenities include pool, clubhouse, fitness center, pickleball, tennis, playground, multi-purpose field and more. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix, and recreation outdoor activities at Frank Brown Park. Call now and make this dream home yours today. Pictures are stock photos and not of actual home.

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Range Hood: Yes
Water Heater – Tankless: Yes

More Information

Interior Features

Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Media Room: Yes
Pantry: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Siding – Hardie Board: Yes

Exterior

Patio Covered: Yes
Sprinkler System: Yes

Association Fees Include

Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
Trash Disposal: Yes

Financing

Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Covenants & Rescrictions: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes
Survey Available: Yes
Wooded: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
Pickle Ball: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Internet – Fiber Optic: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Primary Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Electric: Yes

Heating

Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Walk-in Closet: Yes

Security Features

Gated Community: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Microwave; Oven – Electric; Range Hood; Water Heater – Tankless Primary Bedroom: Second Bedroom: First; Second Cooling: Electric Heating: Electric Exterior: Patio Covered; Sprinkler System Association Fees Include: Community Room; Exercise Room; Gated Community; Picnic Area; Playground; Pool; Tennis; Trash Disposal Financing: Conventional; FHA; VA Furnished: Unfurnished Lot Features: Covenants & Rescrictions; Landscaped; Sidewalk; Subdivision – Recorded; Survey Available; Wooded Lot Access: Paved Road Security Features: Gated Community; Smoke Detector(s) Parking Features: Driveway; Garage Attached Association Amenities: Community Room; Exercise Room; Gated Community; Pickle Ball; Picnic Area; Playground; Pool; Sidewalks; Tennis Rooms: Bedroom; Primary Bedroom Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Internet – Fiber Optic; Natural Gas – Connected; Phone – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	12.17 x 12	12.17	12.00
Master Bedroom	Second	16 x 14.25	16.00	14.25
Bedroom	Second	11 x 11	11.00	11.00
Bedroom	Second	11.08 x 11	11.08	11.00

Listing Office: Jacksonville TBI Realty LLC

Last Updated: June – 21 – 2026

Information deemed reliable but not guaranteed.