945 Agnes Scott Circle, Panama City, FL 32405 (MLS# 784877)

945 Agnes Scott Circle, Panama City, FL 32405

$199,900

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,909 Lot Size (sq. ft.): 10,677 Status: Pending

Current Price: $199,900 List Date: 2/07/2026 Last Modified: 6/30/2026

Overview

Description

Cash Sale Only | Foundation Repair Required | Investor Opportunity Located in the desirable Forest Park neighborhood, 945 Agens Scott Circle sits at the end of a quiet cul-de-sac and offers convenient access to shopping, dining, schools, and major roadways. This centrally located property presents a strong opportunity for investors or buyers looking to add value. The current owners completed several major improvements following their 2021 purchase, with extensive updates in 2022 including a new roof, LVP flooring, kitchen cabinets, stainless steel appliances, and updated fixtures throughout. The home features a large open-concept layout with spacious living areas, creating a bright and functional flow with flexibility for a variety of living arrangements. Please note: the home has known foundation issues and will require repair, along with additional improvements throughout. A structural engineer has evaluated the foundation, and reports are available upon request. Repair esti … (Read more)

Listing Details MLS# 784877

Contract Info

List Price/SqFt: 104.71

Location

Area: 02 – Bay County – Central
Street #: 945
Street Name: Agnes Scott
Street Suffix: Circle
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0204 – Bay – Central NW
Subdivision: Forest Hills Unit 3
Community/Resort: Forest Park
Waterfront: No
Parcel ID: 13026-125-000
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: From State Avenue and 23rd Street go North on State Avenue. Take a left onto Rosemont Drive, then a left onto Agnes Scott Drive, then a right onto Agnes Scott Circle. Home will be down in the cul-de-sac.
Legal Description: FOREST HILLS UNIT # 3 M-91A LOT 37 BLK A ORB 4439 P 1779

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1909
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 1984
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: Irregular
Acreage: 0.25
Lot Size (SqFt): 10677
Pool: No

Status Change Info

Under Contract Date: 2026-06-29

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
New Buyer Fee: No
Last Taxes: 3023
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Cash Sale Only | Foundation Repair Required | Investor Opportunity Located in the desirable Forest Park neighborhood, 945 Agens Scott Circle sits at the end of a quiet cul-de-sac and offers convenient access to shopping, dining, schools, and major roadways. This centrally located property presents a strong opportunity for investors or buyers looking to add value. The current owners completed several major improvements following their 2021 purchase, with extensive updates in 2022 including a new roof, LVP flooring, kitchen cabinets, stainless steel appliances, and updated fixtures throughout. The home features a large open-concept layout with spacious living areas, creating a bright and functional flow with flexibility for a variety of living arrangements. Please note: the home has known foundation issues and will require repair, along with additional improvements throughout. A structural engineer has evaluated the foundation, and reports are available upon request. Repair estimates from multiple foundation companies are also available; however, buyers are encouraged to conduct their own due diligence and obtain independent evaluations. Seller and listing brokerage make no representations and have no affiliation with any contractors. Property is being sold strictly as-is, and due to current condition, will require a cash purchase. This is a prime opportunity for an investor, contractor, or buyer seeking a project with upside potential in a well-established location.

More Information

Florida Room

First: Yes

Garage

First: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Microwave: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Fireplace: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Stone: Yes
Trim – Wood: Yes

Financing

Cash: Yes

Furnished

Unfurnished: Yes

Lot Features

Cul-De-Sac: Yes
Interior Lot: Yes
Subdivision – Recorded: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Florida Room: Yes
Garage: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Fireplace(s): Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes
MBath Walk-In Closet: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Microwave; Refrigerator; Water Heater – Electric Primary Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric; Fireplace(s) Financing: Cash Furnished: Unfurnished Lot Features: Cul-De-Sac; Interior Lot; Subdivision – Recorded Lot Access: City Street; Paved Road Florida Room: First Garage: First Parking Features: Driveway; Garage Attached Rooms: Bedroom; Florida Room; Garage; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	18 x 14	18.00	14.00
Florida Room	First	14 x 14	14.00	14.00
Garage	First	22 x 22	22.00	22.00
Bedroom		15 x 18	15.00	18.00

Listing Office: Think Real Estate

Last Updated: June – 30 – 2026

Information deemed reliable but not guaranteed.