9714 Summer Creek Drive, Panama City, FL 32409
$1,250,000
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
3,555
Lot Size (sq. ft.):
74,052
Status:
Sold
Current Price:
$1,399,900
List Date:
5/08/2025
Last Modified:
7/22/2025
Description
Welcome to luxury lakeside living in the highly sought after gated community of Cedar Creek at Deerpoint Lake. This custom-designed executive home is perfectly positioned on1.7 acres with 150 feet of pristine waterfront, offering stunning views and private access to one of the area’s most sought-after lakes.
Boasting 3 spacious bedrooms, 3.5 elegantly appointed baths, and a large bonus room ideal for a home office, media room, or guest suite, this residence combines refined comfort with exceptional functionality. High-end craftsmanship is evident throughout, with distinctive Pecky Cypress accents adding warmth and character to the interior. Other notable features include 2 Carrier Infinity high SEER HVAC Systems, deep well for irrigation, whole house generator and 1000 gallon buried propane tanks.
This home is built for peace of mind and recreation alike, featuring a fully fortified safe room with a professional-grade vault door, a private boat launch, and a dock with an electric lift—making lake access effortless for boating, fishing, and watersports.
For hobbyists or professionals, the property includes a massive, heated and cooled workshop exceeding 1,100 square feet, along with additional covered storage to house all your toys and equipment.
Host your friends in the newly remodeled clubhouse or throw a pool party at the Summer house equipped with bathrooms, showers and picnic tables.
With too many custom features to list, this one-of-a-kind home is a rare find—perfect for those seeking security, luxury, and the ultimate lakefront lifestyle.
More Information MLS# 773013
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: Yes
HOA Amount: 360
HOA Frequency: Quarterly
HOA Annual Amount: 1440
Senior Community: No
New Buyer Fee: Yes
New Buyer Fee Amt: 250
New Buyer Fee Paid: $
Last Taxes: 8972
Last Tax Year: 2024
Lot: 96
Brokerage Interest: No Interest
As Is: No
Section: 7
Township: 2S
Range: 13@
Contract Info
List Price/SqFt: 393.78
Status: Sold
List Date: 2025-05-02
List Price: $1,399,900
Current Price: $1,250,000
Location
Sub Area: 0410 – Bay North – West Deerpoint/Southport
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: North on Hwy 77 to Right on Edwards Rd. Left on Resota Beach, then right on Sweetfield to enter Cedar Creek. Continue right on Baxley Bend, then right on Cedar Creek Dr to Right on Summer Creek Dr. Home will be on the left.
Area: 04 – Bay County – North
Street #: 9714
Street Name: Summer Creek
Street Suffix: Drive
State: FL
Zip Code: 32409
County: Bay
Subdivision: Cedar Creek At Deerpoint Lake
Parcel ID: 05165-010-000
Legal Description: 7 2S 13W -3- 125C COM AT SW COR OF N1/2 OF SW1/4 N 1154.65′ E 1979.60′ FOR POB TH NLY 99.31′ NELY 465′ TO EDGE OF CREEK SELY 200′ SWLY 527′ TO POB P 1197 ORB 4207 P 2358
General Property Info
Acreage: 1.7
Design: Country
Lot Size (SqFt): 74052
Apx SqFt(Htd/Cooled): 3555
Immediate Occupancy: No
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
# of Units in Bldg: 1
Lot Dimensions: 496 x 150
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Covered Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 4
Year Built: 2020
Remarks & Misc
Remarks: Welcome to luxury lakeside living in the highly sought after gated community of Cedar Creek at Deerpoint Lake. This custom-designed executive home is perfectly positioned on1.7 acres with 150 feet of pristine waterfront, offering stunning views and private access to one of the area’s most sought-after lakes.
Boasting 3 spacious bedrooms, 3.5 elegantly appointed baths, and a large bonus room ideal for a home office, media room, or guest suite, this residence combines refined comfort with exceptional functionality. High-end craftsmanship is evident throughout, with distinctive Pecky Cypress accents adding warmth and character to the interior. Other notable features include 2 Carrier Infinity high SEER HVAC Systems, deep well for irrigation, whole house generator and 1000 gallon buried propane tanks.
This home is built for peace of mind and recreation alike, featuring a fully fortified safe room with a professional-grade vault door, a private boat launch, and a dock with an electric lift—making lake access effortless for boating, fishing, and watersports.
For hobbyists or professionals, the property includes a massive, heated and cooled workshop exceeding 1,100 square feet, along with additional covered storage to house all your toys and equipment.
Host your friends in the newly remodeled clubhouse or throw a pool party at the Summer house equipped with bathrooms, showers and picnic tables.
With too many custom features to list, this one-of-a-kind home is a rare find—perfect for those seeking security, luxury, and the ultimate lakefront lifestyle.
Status Change Info
Sold Price/SqFt: 351.62
Sold Price/Acre: 735294.12
Under Contract Date: 2025-06-22
Sold Date: 2025-07-21
Sold Price: $1,250,000
Bonus Room
Second: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven – Convection: 1
Range – Gas: 1
Water Heater – Gas: 1
Water Heater – Tankless: 1
Water Purifier – Owned: 1
Interior Features
Breakfast Bar: 1
Ceiling – Coffered: 1
Ceiling – Crwn Molding: 1
Fireplace: 1
Floor – Tile: 1
Floor – Vinyl Plank: 1
Kitchen Island: 1
Lighting – Recessed: 1
Pantry: 1
Split Bedroom: 1
Window – Treatment Some: 1
Construction/Siding
Brick: 1
Foundation – Slab on Grade: 1
Roof – Composite Shngl: 1
Roof – Gutters: 1
Siding – Hardie Board: 1
Trim – Vinyl: 1
Exterior
Built-in Barbecue/Grill: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Chain Link: 1
Fenced Privacy: 1
Fire Pit: 1
Summer Kitchen: 1
Porch Covered: 1
Sprinkler System: 1
Waterfront Feature
Boat Launch: 1
Boatlift: 1
Dock: 1
Shore – Natural: 1
Waterfront Feet: 150
Other Structures
Garage(s): 1
Pole Barn: 1
Workshop: 1
Association Fees Include
Accounting: 1
Advertising: 1
Community Room: 1
Electricity: 1
Gated Community: 1
Ground Keeping: 1
Legal: 1
Picnic Area: 1
Playground: 1
Pool: 1
Repairs/Maintenance: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Bonus Room: 1
Floor – Carpet: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Cleared: 1
Close to Clubhouse: 1
Covenants & Rescrictions: 1
Deeded Access Water: 1
Interior Lot: 1
Landscaped: 1
Subdivision – Recorded: 1
Survey Available: 1
Waterfront: 1
Lot Access
Gated Access: 1
Paved Road: 1
Private Road: 1
Parking Features
Boat: 1
Carport Detached: 1
Detached: 1
Garage Attached: 1
Garage Door Opener: 1
Golf Cart Garage: 1
Paver Block: 1
Mstr Bath / Mstr Bdrm
MBath Bidet: 1
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
MBed Waterfront: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Community Room: 1
Gated Community: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Waterfront: 1
Rooms
Bedroom: 1
Bonus Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electric 220/240: 1
Generator: 1
Public Water – Connected: 1
Septic Tank: 1
Underground Utilities: 1
Waterview
Lake: 1
Accessibility Features
Central Living Area: 1
Smart Technology: 1
Standby Generator: 1
Waterfront Type
Lakefront: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
ENERGY STAR Qualified Equipment: 1
Heat Pump: 1
Multi Units: 1
Heating
Central: 1
ENERGY STAR Qualified Equipment: 1
Fireplace – Gas: 1
Heat Pump: 1
Security Features
Carbon Monoxide Detector: 1
Gated Community: 1
Smoke Detector(s): 1
Property Features
Accessibility Features: Central Living Area; Smart Technology; Standby Generator
Appliances: Dishwasher; Disposal; Microwave; Oven – Convection; Range – Gas; Water Heater – Gas; Water Heater – Tankless; Water Purifier – Owned
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); ENERGY STAR Qualified Equipment; Heat Pump; Multi Units
Heating: Central; ENERGY STAR Qualified Equipment; Fireplace – Gas; Heat Pump
Exterior: Built-in Barbecue/Grill; Double Pane Windows; Fenced Back Yard; Fenced Chain Link; Fenced Privacy; Fire Pit; Summer Kitchen; Porch Covered; Sprinkler System
Association Fees Include: Accounting; Advertising; Community Room; Electricity; Gated Community; Legal; Ground Keeping; Repairs/Maintenance; Picnic Area; Playground; Pool
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Bonus Room; Floor – Carpet
Kitchen: First
Living Room: First
Lot Features: Cleared; Close to Clubhouse; Covenants & Rescrictions; Deeded Access Water; Interior Lot; Landscaped; Subdivision – Recorded; Survey Available; Waterfront
Lot Access: Gated Access; Paved Road; Private Road
Bonus Room: Second
Security Features: Carbon Monoxide Detector; Gated Community; Smoke Detector(s)
Parking Features: Boat; Carport Detached; Detached; Garage Attached; Garage Door Opener; Golf Cart Garage; Paver Block
Other Structures: Garage(s); Pole Barn; Workshop
Association Amenities: Community Room; Gated Community; Pavilion/Gazebo; Picnic Area; Playground; Pool; Waterfront
Rooms: Bedroom; Bonus Room; Kitchen; Living Room; Master Bedroom
Showing: ShowingTime
Utilities: TV Cable; Electric 220/240; Generator; Public Water – Connected; Septic Tank; Underground Utilities
Waterfront Type: Lakefront
Waterfront Feature: Boat Launch; Boatlift; Dock; Shore – Natural
Waterview: Lake
Present Zoning: Resid Single Family
Room Information
Living Room
Level: First
Dimensions: 22 x 24
Length: 22.00
Width: 24.00
Dimensions: 22 x 24
Kitchen
Level: First
Dimensions: 22 x 14
Length: 22.00
Width: 14.00
Dimensions: 22 x 14
Master Bedroom
Level: First
Dimensions: 17 x 15
Length: 17.00
Width: 15.00
Dimensions: 17 x 15
Bedroom
Level: First
Dimensions: 12 x 13
Length: 12.00
Width: 13.00
Dimensions: 12 x 13
Bedroom
Level: First
Dimensions: 13 x 16
Length: 13.00
Width: 16.00
Dimensions: 13 x 16
Bonus Room
Level: Second
Dimensions: 14 x 20
Length: 14.00
Width: 20.00
Dimensions: 14 x 20
Listing Office:
Anchor Realty Florida
Last Updated: July – 22 – 2025
Information deemed reliable but not guaranteed.