9714 Summer Creek Drive, Panama City, FL 32409 (MLS# 773013)

9714 Summer Creek Drive, Panama City, FL 32409

$1,250,000

Kitchen window overlooking lake. Wall with reclaimed barnwood accents

Pantry with coffee bar and water purifier

Laundry room with direct access to master closet

Hall bath with double vanities and shiplap accents

Interior of workshop. Climate controlled, epoxy floor. Car lift does not convey

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Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,555 Lot Size (sq. ft.): 74,052 Status: Sold

Current Price: $1,250,000 List Date: 5/08/2025 Last Modified: 7/22/2025

Overview

Description

Welcome to luxury lakeside living in the highly sought after gated community of Cedar Creek at Deerpoint Lake. This custom-designed executive home is perfectly positioned on1.7 acres with 150 feet of pristine waterfront, offering stunning views and private access to one of the area's most sought-after lakes. Boasting 3 spacious bedrooms, 3.5 elegantly appointed baths, and a large bonus room ideal for a home office, media room, or guest suite, this residence combines refined comfort with exceptional functionality. High-end craftsmanship is evident throughout, with distinctive Pecky Cypress accents adding warmth and character to the interior. Other notable features include 2 Carrier Infinity high SEER HVAC Systems, deep well for irrigation, whole house generator and 1000 gallon buried propane tanks. This home is built for peace of mind and recreation alike, featuring a fully fortified safe room with a professional-grade vault door, a private boat launch, and a dock with an electri … (Read more)

Listing Details MLS# 773013

Contract Info

List Price/SqFt: 393.78

Location

Area: 04 – Bay County – North
Street #: 9714
Street Name: Summer Creek
Street Suffix: Drive
State: FL
Zip Code: 32409
County: Bay
Sub Area: 0410 – Bay North – West Deerpoint/Southport
Subdivision: Cedar Creek At Deerpoint Lake
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 05165-010-000
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: North on Hwy 77 to Right on Edwards Rd. Left on Resota Beach, then right on Sweetfield to enter Cedar Creek. Continue right on Baxley Bend, then right on Cedar Creek Dr to Right on Summer Creek Dr. Home will be on the left.
Legal Description: 7 2S 13W -3- 125C COM AT SW COR OF N1/2 OF SW1/4 N 1154.65' E 1979.60' FOR POB TH NLY 99.31' NELY 465' TO EDGE OF CREEK SELY 200' SWLY 527' TO POB P 1197 ORB 4207 P 2358

General Property Info

Sub-Type: Detached Single Family
Design: Country
Apx SqFt(Htd/Cooled): 3555
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
# of Stories in Building: 2
# of Units in Bldg: Yes
Year Built: 2020
Immediate Occupancy: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Covered Spaces: 2
Lot Dimensions: 496 x 150
Acreage: 1.7
Lot Size (SqFt): 74052
Pool: No

Status Change Info

Under Contract Date: 2025-06-22
Sold Date: 2025-07-21
Sold Price/SqFt: 351.62
Sold Price/Acre: 735294.12

Waterfront Feature

Waterfront Feet: 150
Boat Launch: Yes
Boatlift: Yes
Dock: Yes
Shore – Natural: Yes

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 360
HOA Frequency: Quarterly
HOA Annual Amount: 1440
Senior Community: No
New Buyer Fee: Yes
New Buyer Fee Amt: 250
New Buyer Fee Paid: $
Last Taxes: 8972
Last Tax Year: 2024
Lot: 96
Brokerage Interest: No Interest
As Is: No
Section: 7
Township: 2S
Range: 13@

More Information

Remarks & Misc

Remarks: Welcome to luxury lakeside living in the highly sought after gated community of Cedar Creek at Deerpoint Lake. This custom-designed executive home is perfectly positioned on1.7 acres with 150 feet of pristine waterfront, offering stunning views and private access to one of the area's most sought-after lakes. Boasting 3 spacious bedrooms, 3.5 elegantly appointed baths, and a large bonus room ideal for a home office, media room, or guest suite, this residence combines refined comfort with exceptional functionality. High-end craftsmanship is evident throughout, with distinctive Pecky Cypress accents adding warmth and character to the interior. Other notable features include 2 Carrier Infinity high SEER HVAC Systems, deep well for irrigation, whole house generator and 1000 gallon buried propane tanks. This home is built for peace of mind and recreation alike, featuring a fully fortified safe room with a professional-grade vault door, a private boat launch, and a dock with an electric lift—making lake access effortless for boating, fishing, and watersports. For hobbyists or professionals, the property includes a massive, heated and cooled workshop exceeding 1,100 square feet, along with additional covered storage to house all your toys and equipment. Host your friends in the newly remodeled clubhouse or throw a pool party at the Summer house equipped with bathrooms, showers and picnic tables. With too many custom features to list, this one-of-a-kind home is a rare find—perfect for those seeking security, luxury, and the ultimate lakefront lifestyle.

Bonus Room

Second: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Convection: Yes
Range – Gas: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes
Water Purifier – Owned: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Coffered: Yes
Ceiling – Crwn Molding: Yes
Fireplace: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Split Bedroom: Yes
Window – Treatment Some: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Roof – Gutters: Yes
Siding – Hardie Board: Yes
Trim – Vinyl: Yes

Exterior

Built-in Barbecue/Grill: Yes
Double Pane Windows: Yes
Fenced Back Yard: Yes
Fenced Chain Link: Yes
Fenced Privacy: Yes
Fire Pit: Yes
Summer Kitchen: Yes
Porch Covered: Yes
Sprinkler System: Yes

Other Structures

Garage(s): Yes
Pole Barn: Yes
Workshop: Yes

Association Fees Include

Accounting: Yes
Advertising: Yes
Community Room: Yes
Electricity: Yes
Gated Community: Yes
Ground Keeping: Yes
Legal: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Repairs/Maintenance: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes
Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Cleared: Yes
Close to Clubhouse: Yes
Covenants & Rescrictions: Yes
Deeded Access Water: Yes
Interior Lot: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Survey Available: Yes
Waterfront: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes
Private Road: Yes

Parking Features

Boat: Yes
Carport Detached: Yes
Detached: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Golf Cart Garage: Yes
Paver Block: Yes

Mstr Bath / Mstr Bdrm

MBath Bidet: Yes
MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes
MBed Waterfront: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Community Room: Yes
Gated Community: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Waterfront: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electric 220/240: Yes
Generator: Yes
Public Water – Connected: Yes
Septic Tank: Yes
Underground Utilities: Yes

Waterview

Lake: Yes

Accessibility Features

Central Living Area: Yes
Smart Technology: Yes
Standby Generator: Yes

Waterfront Type

Lakefront: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
ENERGY STAR Qualified Equipment: Yes
Heat Pump: Yes
Multi Units: Yes

Heating

Central: Yes
ENERGY STAR Qualified Equipment: Yes
Fireplace – Gas: Yes
Heat Pump: Yes

Security Features

Carbon Monoxide Detector: Yes
Gated Community: Yes
Smoke Detector(s): Yes

Property Features

Accessibility Features: Central Living Area; Smart Technology; Standby Generator Appliances: Dishwasher; Disposal; Microwave; Oven – Convection; Range – Gas; Water Heater – Gas; Water Heater – Tankless; Water Purifier – Owned Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); ENERGY STAR Qualified Equipment; Heat Pump; Multi Units Heating: Central; ENERGY STAR Qualified Equipment; Fireplace – Gas; Heat Pump Exterior: Built-in Barbecue/Grill; Double Pane Windows; Fenced Back Yard; Fenced Chain Link; Fenced Privacy; Fire Pit; Summer Kitchen; Porch Covered; Sprinkler System Association Fees Include: Accounting; Advertising; Community Room; Electricity; Gated Community; Legal; Ground Keeping; Repairs/Maintenance; Picnic Area; Playground; Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room; Floor – Carpet Kitchen: First Living Room: First Lot Features: Cleared; Close to Clubhouse; Covenants & Rescrictions; Deeded Access Water; Interior Lot; Landscaped; Subdivision – Recorded; Survey Available; Waterfront Lot Access: Gated Access; Paved Road; Private Road Bonus Room: Second Security Features: Carbon Monoxide Detector; Gated Community; Smoke Detector(s) Parking Features: Boat; Carport Detached; Detached; Garage Attached; Garage Door Opener; Golf Cart Garage; Paver Block Other Structures: Garage(s); Pole Barn; Workshop Association Amenities: Community Room; Gated Community; Pavilion/Gazebo; Picnic Area; Playground; Pool; Waterfront Rooms: Bedroom; Bonus Room; Kitchen; Living Room; Master Bedroom Showing: ShowingTime Utilities: TV Cable; Electric 220/240; Generator; Public Water – Connected; Septic Tank; Underground Utilities Waterfront Type: Lakefront Waterfront Feature: Boat Launch; Boatlift; Dock; Shore – Natural Waterview: Lake Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	22 x 24	22.00	24.00
Kitchen	First	22 x 14	22.00	14.00
Master Bedroom	First	17 x 15	17.00	15.00
Bedroom	First	12 x 13	12.00	13.00
Bedroom	First	13 x 16	13.00	16.00
Bonus Room	Second	14 x 20	14.00	20.00

Listing Office: Anchor Realty Florida

Last Updated: July – 22 – 2025

Information deemed reliable but not guaranteed.