9837 Summer Creek Drive, Panama City, FL 32409 (MLS# 784699)

9837 Summer Creek Drive, Panama City, FL 32409

$554,050

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,044 Lot Size (sq. ft.): 25,515 Status: Pending

Current Price: $554,050 List Date: 2/04/2026 Last Modified: 7/31/2026

Overview

Description

Home is being built. Pictures for reference only. Options and colors may vary. LOT IS OVER HALF AN ACRE!! Our 3044 sq ft plan is one that you have to see to believe! This home is to be built and will awe you upon entry! From the soaring ceilings to the extremely large kitchen….this home is an entertainer's dream!! Large bedrooms, Large Living Room and a smart family layout. Large yards will give you the privacy you have been seeking and endless possibilities! Cedar Creek at Deerpoint Lake, is a Bay County lakeside community, that is inspired by the traditional architecture of country towns and villages. Cedar Creek, is a carefully planned neighborhood on the tranquil shores of Deerpoint Lake, featuring large wooded home sites and community recreation areas. You'll see the commitment to keep land the way it always has been and preserve the wetlands for generations to come. Cedar Creek is life at an easier pace, the way you want it – naturally. Country Living with Convenience … (Read more)

Listing Details MLS# 784699

Contract Info

List Price/SqFt: 182.01

Location

Area: 04 – Bay County – North
Street #: 9837
Street Name: Summer Creek
Street Suffix: Drive
State: FL
Zip Code: 32409
County: Bay
Sub Area: 0410 – Bay North – West Deerpoint/Southport
Subdivision: Cedar Creek At Deerpoint Lake
Community/Resort: None
Waterfront: No
Parcel ID: 07611-450-250
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: Go North on Highway 77. Make a right on Edwards Road and go a few miles to the stop sign. Make a left on Resota Beach Road. Make a right onto Sweetfield Lane. Right on Baxley Bend. Right on Cedar Creek Drive. Left on Summercreek Drive. Home is on the left.
Legal Description: CEDAR CREEK AT DEERPOINT PHIII LOT 50

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 3044
SqFt Source: Builders Plans
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: Yes
Year Built: 2026
Immediate Occupancy: No
Construction Status: Under Construction
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 243×105
Acreage: 0.59
Lot Size (SqFt): 25515
Pool: No

Status Change Info

Under Contract Date: 2026-02-02

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1440
HOA Frequency: Annually
HOA Annual Amount: 1440
New Buyer Fee: Yes
Last Taxes: 1073
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Home is being built. Pictures for reference only. Options and colors may vary. LOT IS OVER HALF AN ACRE!! Our 3044 sq ft plan is one that you have to see to believe! This home is to be built and will awe you upon entry! From the soaring ceilings to the extremely large kitchen….this home is an entertainer's dream!! Large bedrooms, Large Living Room and a smart family layout. Large yards will give you the privacy you have been seeking and endless possibilities! Cedar Creek at Deerpoint Lake, is a Bay County lakeside community, that is inspired by the traditional architecture of country towns and villages. Cedar Creek, is a carefully planned neighborhood on the tranquil shores of Deerpoint Lake, featuring large wooded home sites and community recreation areas. You'll see the commitment to keep land the way it always has been and preserve the wetlands for generations to come. Cedar Creek is life at an easier pace, the way you want it – naturally. Country Living with Convenience & Tranquility! This is it, this is home. Explore Cedar Creek at Deerpoint Lake in Panama City today!

More Information

Dining Room

First: Yes

Family Room

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Plumbed For Ice Maker: Yes
Range – Electric: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Vaulted: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Pull Down Stairs: Yes
Window – Treatment None: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Dimensional Shg: Yes

Exterior

Hurricane Fabric: Yes
Patio Covered: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Dock: Yes
Gated Community: Yes
Ground Keeping: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes
Smart Home: Yes

Living Room

First: Yes

Lot Features

Landscaped: Yes

Lot Access

City Street: Yes
Gated Access: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Paved: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Dock: Yes
Fishing: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Natural Gas – Available: Yes
Internet – Broadband Available: Yes
Internet – Fiber Optic: Yes
Phone – Available: Yes
Private Well: Yes
Public Water – Connected: Yes
Septic Tank: Yes

Accessibility Features

Smart Technology: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Security Features

Gated Community: Yes
Security Lights: Yes
Smoke Detector(s): Yes

Property Features

Accessibility Features: Smart Technology Appliances: Dishwasher; Disposal; Microwave; Plumbed For Ice Maker; Range – Electric; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Hurricane Fabric; Patio Covered; Porch Covered; Sprinkler System Association Fees Include: Accounting; BBQ Pit/Grill; Dock; Gated Community; Ground Keeping; Pavilion/Gazebo; Picnic Area; Playground; Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Ceiling – Tray; Smart Home Living Room: First Lot Features: Landscaped Lot Access: City Street; Gated Access Dining Room: First Family Room: First Security Features: Gated Community; Security Lights; Smoke Detector(s) Parking Features: Driveway; Garage Attached; Garage Door Opener; Paved Association Amenities: Dock; Fishing; Gated Community; Picnic Area; Playground; Pool Rooms: Bedroom; Dining Room; Family Room; Living Room; Primary Bedroom Utilities: Cable – Available; Electricity – Connected; Internet – Broadband Available; Internet – Fiber Optic; Natural Gas – Available; Phone – Available; Private Well; Public Water – Connected; Septic Tank Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Family Room	First	14 x 18.08	14.00	18.08
Living Room	First	19 x 25.5	19.00	25.50
Primary Bedroom	First	12 x 11.08	12.00	11.08
Dining Room	First	12 x 13.08	12.00	13.08
Bedroom	First	17 x 11.5	17.00	11.50
Bedroom	First	17 x 11.5	17.00	11.50
Bedroom	First	12 x 11.08	12.00	11.08

Listing Office: Adams Homes Realty, Inc.

Last Updated: July – 31 – 2026

Information deemed reliable but not guaranteed.