9851 Summer Creek Drive, Panama City, FL 32409 (MLS# 780360)

9851 Summer Creek Drive, Panama City, FL 32409

$516,127

Colors and options may vary. Picture used for demonstration purposes.

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,685 Lot Size (sq. ft.): 25,918 Status: Sold

Current Price: $516,127 List Date: 10/14/2025 Last Modified: 6/27/2026

Overview

Description

Pictures for reference only. Options and colors may vary. Welcome to the charming 2685 floor plan brought to you by Adams Homes. With 5 bedrooms and 3 bathrooms, this single-story home provides a functional and versatile living space. The layout of the home is centered around the kitchen and family room. The bedrooms are thoughtfully placed around the sides of the home to ensure every member of the family has their own personal space and can enjoy the natural sunlight. The living room serves as a central gathering space, providing ample room for relaxation and entertainment. The master suite is privately situated at the back of the home, offering a tranquil retreat for homeowners. It features a spacious bedroom, a walk-in closet, and an ensuite bathroom with a double vanity, garden tub, and separate shower. Convenience is a priority in the 2685 plan, each room has easy access to a bathroom and the kitchen. The additional rooms are also very versatile and can be transformed into any sor … (Read more)

Listing Details MLS# 780360

Contract Info

List Price/SqFt: 193.97

Location

Area: 04 – Bay County – North
Street #: 9851
Street Name: Summer Creek
Street Suffix: Drive
State: FL
Zip Code: 32409
County: Bay
Sub Area: 0410 – Bay North – West Deerpoint/Southport
Subdivision: Cedar Creek At Deerpoint Lake
Community/Resort: None
Waterfront: No
Parcel ID: 07611-450-200
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: North on Hwy 77, right onto Edwards Rd, Left on Resota Beach Rd, Right on Sweetfield. Enter the community.
Legal Description: CEDAR CREEK AT DEERPOINT PHIII LOT 40

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 2685
SqFt Source: Builders Plans
Full Baths: 3
Total Baths: 3
# of Stories in Building: Yes
Year Built: 2025
Construction Status: To Be Built
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: .595
Acreage: 0.59
Lot Size (SqFt): 25918
Pool: No

Status Change Info

Under Contract Date: 2025-10-16
Sold Date: 2026-06-25
Sold Price/SqFt: 192.23
Sold Price/Acre: 874791.53

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 360
HOA Frequency: Quarterly
HOA Annual Amount: 1440
New Buyer Fee: Yes
New Buyer Fee Amt: 350
Last Taxes: 992
Last Tax Year: 2024
Block: 3
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Pictures for reference only. Options and colors may vary. Welcome to the charming 2685 floor plan brought to you by Adams Homes. With 5 bedrooms and 3 bathrooms, this single-story home provides a functional and versatile living space. The layout of the home is centered around the kitchen and family room. The bedrooms are thoughtfully placed around the sides of the home to ensure every member of the family has their own personal space and can enjoy the natural sunlight. The living room serves as a central gathering space, providing ample room for relaxation and entertainment. The master suite is privately situated at the back of the home, offering a tranquil retreat for homeowners. It features a spacious bedroom, a walk-in closet, and an ensuite bathroom with a double vanity, garden tub, and separate shower. Convenience is a priority in the 2685 plan, each room has easy access to a bathroom and the kitchen. The additional rooms are also very versatile and can be transformed into any sort of space to suit your family's needs. Additionally, a patio at the back of the home extends the living space outdoors, providing a perfect spot for relaxation or outdoor gatherings. With Adams Homes' commitment to quality craftsmanship, this home is designed to provide both comfort and style. Embrace the functionality and charm of the 2685 floorplan and personalize it to match your individual preferences and lifestyle, creating a home that truly reflects your unique personality and brings joy to everyday living.

More Information

Dining Room

First: Yes

Family Room

First: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Water Heater – Electric: Yes
Water Purifier – Owned: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Coffered: Yes
Ceiling – Vaulted: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Pull Down Stairs: Yes

Construction/Siding

Block: Yes
Brick: Yes
Foundation – Slab on Grade: Yes
Roof – Asphalt: Yes
Siding – Hardie Board: Yes
Trim – Wood: Yes

Exterior

Columns: Yes
Patio Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Community Room: Yes
Dock: Yes
Fishing: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Smart Home: Yes
Smart Thermostat: Yes

Lot Features

Sidewalk: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Dock: Yes
Fishing: Yes
Gated Community: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Available: Yes
Internet – Broadband Available: Yes
Internet – Fiber Optic: Yes
Phone – Connected: Yes
Public Water – Connected: Yes
Septic Tank: Yes
Tap Fee Due: Yes
Underground Utilities: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Security Features

Carbon Monoxide Detector: Yes
Gated Community: Yes
Security Lights: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Microwave; Oven – Electric; Water Heater – Electric; Water Purifier – Owned Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Columns; Patio Covered; Sprinkler System Association Fees Include: Accounting; Community Room; Dock; Fishing; Gated Community; Picnic Area; Playground; Pool Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Interior: Smart Home; Smart Thermostat Lot Features: Sidewalk Lot Access: Gated Access; Paved Road Dining Room: First Family Room: First Security Features: Carbon Monoxide Detector; Gated Community; Security Lights; Smoke Detector(s) Parking Features: Driveway; Garage Attached; Garage Door Opener Association Amenities: Dock; Fishing; Gated Community; Pavilion/Gazebo; Picnic Area; Playground; Pool; Sidewalks Rooms: Bedroom; Dining Room; Family Room; Primary Bedroom Utilities: Electricity – Connected; Garbage; Internet – Broadband Available; Internet – Fiber Optic; Natural Gas – Available; Phone – Connected; Public Water – Connected; Septic Tank; Tap Fee Due; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Family Room	First	16.6 x 21.6	16.60	21.60
Dining Room	First	13.1 x 16	13.10	16.00
Primary Bedroom	First	15.5 x 22.6	15.50	22.60
Bedroom	First	16.11 x 13.4	16.11	13.40
Bedroom	First	13.4 x 14.6	13.40	14.60

Listing Office: Adams Homes Realty, Inc.

Last Updated: June – 27 – 2026

Information deemed reliable but not guaranteed.