9859 Summer Creek Drive, Panama City, FL 32409 (MLS# 778947)

9859 Summer Creek Drive, Panama City, FL 32409

$555,762

Pictures for reference only. Options and colors may vary.

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,044 Lot Size (sq. ft.): 29,490 Status: Pending

Current Price: $555,762 List Date: 9/12/2025 Last Modified: 6/24/2026

Overview

Description

Pictures for reference only. Options and colors may vary. LOT IS OVER HALF AN ACRE!! Our 3044 sq ft plan is one that you have to see to believe! This home is to be built and will awe you upon entry! From the souring ceilings to the extremely large kitchen….this home is an entertainer's dream!! Large bedrooms, Large Living Room and a smart family layout. Large yards will give you the privacy you have been seeking and endless possibilities! Cedar Creek at Deerpoint Lake, is a Bay County lakeside community, that is inspired by the traditional architecture of country towns and villages. Cedar Creek, is a carefully planned neighborhood on the tranquil shores of Deerpoint Lake, featuring large wooded home sites and community recreation areas. You'll see the commitment to keep land the way it always has been and preserve the wetlands for generations to come. Cedar Creek is life at an easier pace, the way you want it – naturally. Country Living with Convenience & Tranquility! Thi … (Read more)

Listing Details MLS# 778947

Contract Info

List Price/SqFt: 182.58

Location

Area: 04 – Bay County – North
Street #: 9859
Street Name: Summer Creek
Street Suffix: Drive
State: FL
Zip Code: 32409
County: Bay
Sub Area: 0410 – Bay North – West Deerpoint/Southport
Subdivision: Cedar Creek At Deerpoint Lake
Community/Resort: None
Waterfront: No
Parcel ID: 07611-450-190
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: NORTH HWY 77, RIGHT ON TO EDWARDS RD, LEFT ON RESOTA BEACH RD, RIGHT ON SWEETFIELD. *THIS IS A GATED COMMUNITY, CODE IS REQUIRED FOR ENTRY
Legal Description: CEDAR CREEK AT DEERPOINT PHIII LOT 38

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 3044
SqFt Source: Builders Plans
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: Yes
Year Built: 2025
Construction Status: To Be Built
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: .677
Acreage: 0.68
Lot Size (SqFt): 29490
Pool: No

Status Change Info

Under Contract Date: 2025-02-19

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 360
HOA Frequency: Quarterly
HOA Annual Amount: 1440
New Buyer Fee: Yes
New Buyer Fee Amt: 350
Last Taxes: 992
Last Tax Year: 2024
Block: 3
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Pictures for reference only. Options and colors may vary. LOT IS OVER HALF AN ACRE!! Our 3044 sq ft plan is one that you have to see to believe! This home is to be built and will awe you upon entry! From the souring ceilings to the extremely large kitchen….this home is an entertainer's dream!! Large bedrooms, Large Living Room and a smart family layout. Large yards will give you the privacy you have been seeking and endless possibilities! Cedar Creek at Deerpoint Lake, is a Bay County lakeside community, that is inspired by the traditional architecture of country towns and villages. Cedar Creek, is a carefully planned neighborhood on the tranquil shores of Deerpoint Lake, featuring large wooded home sites and community recreation areas. You'll see the commitment to keep land the way it always has been and preserve the wetlands for generations to come. Cedar Creek is life at an easier pace, the way you want it – naturally. Country Living with Convenience & Tranquility! This is it, this is home. Explore Cedar Creek at Deerpoint Lake in Panama City today!

More Information

Dining Room

First: Yes

Family Room

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Plumbed For Ice Maker: Yes
Range – Electric: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Coffered: Yes
Ceiling – Vaulted: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Pull Down Stairs: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Asphalt: Yes
Siding – Hardie Board: Yes
Trim – Wood: Yes

Exterior

Patio Covered: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Dock: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes

Furnished

Unfurnished: Yes

Interior

Smart Home: Yes

Living Room

First: Yes

Lot Features

Cul-De-Sac: Yes
Landscaped: Yes
Sidewalk: Yes

Lot Access

Gated Access: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Dock: Yes
Fishing: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes

Rooms

Dining Room: Yes
Family Room: Yes
Living Room: Yes
Primary Bathroom: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Available: Yes
Internet – Broadband Available: Yes
Internet – Fiber Optic: Yes
Phone – Available: Yes
Private Well: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Tap Fee Paid: Yes
Underground Utilities: Yes

Accessibility Features

Smart Technology: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Gas: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Primary Bathroom

First: Yes

Security Features

Carbon Monoxide Detector: Yes
Gated Community: Yes
Security Lights: Yes
Smoke Detector(s): Yes

Property Features

Accessibility Features: Smart Technology Appliances: Dishwasher; Disposal; Microwave; Plumbed For Ice Maker; Range – Electric; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air; Electric; Gas Heating: Central; Electric Exterior: Patio Covered; Porch Covered; Sprinkler System Association Fees Include: Dock; Gated Community; Picnic Area; Playground; Pool Furnished: Unfurnished Interior: Smart Home Living Room: First Lot Features: Cul-De-Sac; Landscaped; Sidewalk Lot Access: Gated Access Primary Bathroom: First Dining Room: First Family Room: First Security Features: Carbon Monoxide Detector; Gated Community; Security Lights; Smoke Detector(s) Parking Features: Driveway; Garage Attached; Garage Door Opener Association Amenities: Dock; Fishing; Gated Community; Picnic Area; Playground; Pool Rooms: Dining Room; Family Room; Living Room; Primary Bathroom Utilities: Electricity – Connected; Internet – Broadband Available; Internet – Fiber Optic; Natural Gas – Available; Phone – Available; Private Well; Public Sewer – Connected; Public Water – Connected; Tap Fee Paid; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Family Room	First	18.1 x 14	18.10	14.00
Living Room	First	25.6 x 19	25.60	19.00
Primary Bathroom	First	12 x 17	12.00	17.00
Dining Room	First	13.1 x 12	13.10	12.00

Listing Office: Adams Homes Realty, Inc.

Last Updated: June – 24 – 2026

Information deemed reliable but not guaranteed.