9860 S Thomas Drive 101, Panama City, FL 32408 (MLS# 768813)

9860 S Thomas Drive 101, Panama City, FL 32408

$415,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,483 Status: Active

Current Price: $415,000 List Date: 2/14/2025 Last Modified: 7/30/2026

Overview

Description

Rare opportunity to own a spectacular turn key 3 bedroom plus bunk room with window and closet, 3-bathroom condo in the coveted Laketown Wharf condominium, perfectly positioned in the heart of Panama City Beach, Florida. This beautifully appointed end unit has been thoughtfully updated with new paint and flooring creating a modern and inviting atmosphere. This condo features two luxurious master bedrooms with private access to a spacious wraparound balcony, allowing you to soak in stunning views and gentle ocean breezes. This property is designed for both relaxation and entertainment. In addition to the master suites, you'll find a charming room with a built-in bunk bed and a spacious closet, perfect for kids or guests, and another inviting room that shares a large bathroom with that room. The layout is ideal for creating lasting memories with family and friends or capitalizing on its current success as a vacation rental or second home. Laketown Wharf boasts an impressive array of amen … (Read more) Rare opportunity to own a spectacular turn key 3 bedroom plus bunk room with window and closet, 3-bathroom condo in the coveted Laketown Wharf condominium, perfectly positioned in the heart of Panama City Beach, Florida. This beautifully appointed end unit has been thoughtfully updated with new paint and flooring creating a modern and inviting atmosphere. This condo features two luxurious master bedrooms with private access to a spacious wraparound balcony, allowing you to soak in stunning views and gentle ocean breezes. This property is designed for both relaxation and entertainment. In addition to the master suites, you’ll find a charming room with a built-in bunk bed and a spacious closet, perfect for kids or guests, and another inviting room that shares a large bathroom with that room. The layout is ideal for creating lasting memories with family and friends or capitalizing on its current success as a vacation rental or second home. Laketown Wharf boasts an impressive array of amenities, including **five stunning pools** where you can take a refreshing dip or lounge under the sun. You’ll also enjoy exclusive access to the beach with the **private beach access **, just steps from your door, perfect for swimming, sunbathing, or leisurely strolls along the shoreline.For those who love convenience, the property offers an array of **shops and restaurants**, all within easy reach, elevating your vacation experience. Whether you’re craving seafood, local cuisine, or a quick snack, you’re just a walk away from satisfying your appetite. Plus, with **Walmart directly across the street**, daily necessities are never out of reach, making your stay even more effortless. With easy access and no need for an elevator, this end unit condo is a practical choice for families and vacationers alike. Ample parking is conveniently located close to your unit, ensuring hassle-free arrivals and departures.Invest in this exceptional condo at Laketown Wharf and enjoy the best of coastal living, whether as a personal retreat or a lucrative vacation rental. This rare offering won’t last long—schedule your private tour today and step into your dream lifestyle by the beach!With easy access and no need for an elevator, this end unit condo is a practical choice for families and vacationers alike. Ample parking is conveniently located close to your unit, ensuring hassle-free arrivals and departures.Invest in this exceptional condo at Laketown Wharf and enjoy the best of coastal living, whether as a personal retreat or a lucrative vacation rental. This rare offering won’t last long—schedule your private tour today and step into your dream lifestyle by the beach!

Listing Details MLS# 768813

Contract Info

List Price/SqFt: 279.84

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 101
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40001-000-001
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: On South Thomas Drive and Front Beach Road, across from Pineapple Willy's. Laketown Wharf Phase II; right building by the South Parking Garage on first level/floor.
Legal Description: LAKETOWN WHARF UNIT 101 TYPE D BLDG 2 ORB 2994 P 1890 4BR 3BA ORB 4621 P 964 1483 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1483
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Year Built: 2008
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: condo
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1175.91
HOA Frequency: Monthly
HOA Annual Amount: 14110.92
New Buyer Fee: No
Last Taxes: 3621
Last Tax Year: 2024
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Rare opportunity to own a spectacular turn key 3 bedroom plus bunk room with window and closet, 3-bathroom condo in the coveted Laketown Wharf condominium, perfectly positioned in the heart of Panama City Beach, Florida. This beautifully appointed end unit has been thoughtfully updated with new paint and flooring creating a modern and inviting atmosphere. This condo features two luxurious master bedrooms with private access to a spacious wraparound balcony, allowing you to soak in stunning views and gentle ocean breezes. This property is designed for both relaxation and entertainment. In addition to the master suites, you'll find a charming room with a built-in bunk bed and a spacious closet, perfect for kids or guests, and another inviting room that shares a large bathroom with that room. The layout is ideal for creating lasting memories with family and friends or capitalizing on its current success as a vacation rental or second home. Laketown Wharf boasts an impressive array of amenities, including **five stunning pools** where you can take a refreshing dip or lounge under the sun. You'll also enjoy exclusive access to the beach with the **private beach access **, just steps from your door, perfect for swimming, sunbathing, or leisurely strolls along the shoreline.For those who love convenience, the property offers an array of **shops and restaurants**, all within easy reach, elevating your vacation experience. Whether you're craving seafood, local cuisine, or a quick snack, you're just a walk away from satisfying your appetite. Plus, with **Walmart directly across the street**, daily necessities are never out of reach, making your stay even more effortless. With easy access and no need for an elevator, this end unit condo is a practical choice for families and vacationers alike. Ample parking is conveniently located close to your unit, ensuring hassle-free arrivals and departures.Invest in this exceptional condo at Laketown Wharf and enjoy the best of coastal living, whether as a personal retreat or a lucrative vacation rental. This rare offering won't last long—schedule your private tour today and step into your dream lifestyle by the beach!With easy access and no need for an elevator, this end unit condo is a practical choice for families and vacationers alike. Ample parking is conveniently located close to your unit, ensuring hassle-free arrivals and departures.Invest in this exceptional condo at Laketown Wharf and enjoy the best of coastal living, whether as a personal retreat or a lucrative vacation rental. This rare offering won't last long—schedule your private tour today and step into your dream lifestyle by the beach!

Bunk Room

First: Yes

More Information

Pool Features

Inground: Yes
Pool/Spa Combo: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Kitchen Island: Yes
Pantry: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Ground Keeping: Yes
Pest Control: Yes
Playground: Yes
Pool: Yes
Recreational Faclty: Yes
Sauna/Steam Room: Yes
Security: Yes
Tennis: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Parking Features

Parking Lot: Yes

Rooms

Bedroom: Yes
Bunk Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Electric 220/240: Yes
Garbage: Yes
Public Sewer – Connected: Yes

Waterfront Type

Lakefront: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes

Security Features

24 Hour Security: Yes
Fire Alarm: Yes
Fire Escape: Yes
Security Gate: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Community Room; Dumpster; Ground Keeping; Pest Control; Playground; Pool; Recreational Faclty; Sauna/Steam Room; Security; Tennis Financing: Cash; Conventional Furnished: Furnished Bunk Room: First Pool Features: Inground; Pool/Spa Combo Security Features: 24 Hour Security; Fire Alarm; Fire Escape; Security Gate; Smoke Detector(s) Parking Features: Parking Lot Rooms: Bedroom; Bunk Room; Primary Bedroom Showing: ShowingTime Utilities: Electric 220/240; Electricity – Connected; Garbage; Public Sewer – Connected Waterfront Type: Lakefront

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	13 x 12	13.00	12.00
Primary Bedroom	First	13 x 12	13.00	12.00
Bedroom	First	12 x 12	12.00	12.00
Bunk Room	First	8 x 8	8.00	8.00

Listing Office: Keller Williams Success Realty

Last Updated: July – 30 – 2026

Information deemed reliable but not guaranteed.