9860 S Thomas Drive 1012, Panama City, FL 32408 (MLS# 796357)

9860 S Thomas Drive 1012, Panama City, FL 32408

New Listing

$499,000

41_9902 s thomas dr, unit 1833 drone - a

42_9902 s thomas dr, unit 1833 drone - a

43_9902 s thomas dr, unit 1833 drone - a

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,681 Status: Active

Current Price: $499,000 List Date: 10/07/2026 Last Modified: 10/07/2026

Overview

Description

ABSOLUTELY GORGEOUS, FULLY REMODELED 3BR/3BA + BUNK ROOM GULF-VIEW UNIT! Don't miss your opportunity to see this stunning residence at Laketown Wharf, where thoughtful updates and upscale finishes create the perfect combination of style, comfort, and coastal living. With more than 1,600 square feet of beautifully appointed resort living space, this impressive unit offers fantastic views from both inside and out. Rental History: 2024 $75,402.72, 2025 – $75,569.16 & YTD 2026 – $72,749.93. From the moment you step inside, you'll appreciate the beautiful luxury vinyl plank flooring that flows throughout the entire unit. The spacious kitchen features stainless steel appliances, quartz countertops, a subway tile backsplash, and open shelving, creating a modern and sophisticated look. The same attention to detail continues throughout the bathrooms, which showcase quartz countertops, custom cabinetry, and elevated dual vanity sinks. Stylish shiplap accents throughout the unit add warmth and c … (Read more) ABSOLUTELY GORGEOUS, FULLY REMODELED 3BR/3BA + BUNK ROOM GULF-VIEW UNIT! Don’t miss your opportunity to see this stunning residence at Laketown Wharf, where thoughtful updates and upscale finishes create the perfect combination of style, comfort, and coastal living. With more than 1,600 square feet of beautifully appointed resort living space, this impressive unit offers fantastic views from both inside and out. Rental History: 2024 $75,402.72, 2025 – $75,569.16 & YTD 2026 – $72,749.93. From the moment you step inside, you’ll appreciate the beautiful luxury vinyl plank flooring that flows throughout the entire unit. The spacious kitchen features stainless steel appliances, quartz countertops, a subway tile backsplash, and open shelving, creating a modern and sophisticated look. The same attention to detail continues throughout the bathrooms, which showcase quartz countertops, custom cabinetry, and elevated dual vanity sinks. Stylish shiplap accents throughout the unit add warmth and character while enhancing the relaxed coastal atmosphere. When it’s time to enjoy the outdoors, the oversized Gulf-facing balcony is the perfect place to unwind, entertain, and take in breathtaking views of the sugar-white sand beaches and emerald-green Gulf waters. Located in the heart of Panama City Beach, Laketown Wharf places you just steps from the world-famous beach and offers an impressive collection of resort amenities designed for the whole family. Enjoy five distinctive pools, 810 Billiards & Bowling, the Kids Funscape Playground, Splash Bar & Grill, a Gulf-view fitness center, covered garage parking, and a 52,000-square-foot lakefront boardwalk featuring shops and dining. With easy access to the beach and just a short drive to Pier Park, Topgolf, and Dolly Parton’s Pirate Theater, you’ll have everything you need for an unforgettable coastal lifestyle. Whether you’re searching for a vacation getaway, a proven rental investment, or a full-time residence, this beautifully remodeled Laketown Wharf unit offers an exceptional opportunity to own your own piece of paradise. Schedule your private showing today! ALL INFORMATION CONTAINED HEREIN IS DEEMED RELIABLE, BUT NOT GUARANTEED AND SHOULD BE VERIFIED BY BUYER. SUBJECT TO ERRORS, OMISSIONS IN PRIOR SALE, CHANGES OR WITHDRAWALS WITHOUT NOTICE

Listing Details MLS# 796357

Contract Info

List Price/SqFt: 296.85

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 1012
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: No
Parcel ID: 40001-000-337
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Legal Description: LAKETOWN WHARF UNIT 1012 TYPE A BLDG 2 ORB 2994 P 1890 3BR 3BA ORB 4522 P 357 1681 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 10
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1681
SqFt Source: Prop App Site
Balcony SqFt: 335
Full Baths: 3
Total Baths: 3
# of Units in Bldg: 765
Units Above Ground: 765
Accessory Dwelling Unit: No
Year Built: 2008
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: Condo
Pool: Yes
Pool Type: Community
Acreage: 0
Lot Size (SqFt): 0

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 4256.6
HOA Frequency: Quarterly
HOA Annual Amount: 17026.4
Is Subject Leased: No
New Buyer Fee: No
New Buyer Fee Paid: $
Last Taxes: 4796.62
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: ABSOLUTELY GORGEOUS, FULLY REMODELED 3BR/3BA + BUNK ROOM GULF-VIEW UNIT! Don't miss your opportunity to see this stunning residence at Laketown Wharf, where thoughtful updates and upscale finishes create the perfect combination of style, comfort, and coastal living. With more than 1,600 square feet of beautifully appointed resort living space, this impressive unit offers fantastic views from both inside and out. Rental History: 2024 $75,402.72, 2025 – $75,569.16 & YTD 2026 – $72,749.93. From the moment you step inside, you'll appreciate the beautiful luxury vinyl plank flooring that flows throughout the entire unit. The spacious kitchen features stainless steel appliances, quartz countertops, a subway tile backsplash, and open shelving, creating a modern and sophisticated look. The same attention to detail continues throughout the bathrooms, which showcase quartz countertops, custom cabinetry, and elevated dual vanity sinks. Stylish shiplap accents throughout the unit add warmth and character while enhancing the relaxed coastal atmosphere. When it's time to enjoy the outdoors, the oversized Gulf-facing balcony is the perfect place to unwind, entertain, and take in breathtaking views of the sugar-white sand beaches and emerald-green Gulf waters. Located in the heart of Panama City Beach, Laketown Wharf places you just steps from the world-famous beach and offers an impressive collection of resort amenities designed for the whole family. Enjoy five distinctive pools, 810 Billiards & Bowling, the Kids Funscape Playground, Splash Bar & Grill, a Gulf-view fitness center, covered garage parking, and a 52,000-square-foot lakefront boardwalk featuring shops and dining. With easy access to the beach and just a short drive to Pier Park, Topgolf, and Dolly Parton's Pirate Theater, you'll have everything you need for an unforgettable coastal lifestyle. Whether you're searching for a vacation getaway, a proven rental investment, or a full-time residence, this beautifully remodeled Laketown Wharf unit offers an exceptional opportunity to own your own piece of paradise. Schedule your private showing today! ALL INFORMATION CONTAINED HEREIN IS DEEMED RELIABLE, BUT NOT GUARANTEED AND SHOULD BE VERIFIED BY BUYER. SUBJECT TO ERRORS, OMISSIONS IN PRIOR SALE, CHANGES OR WITHDRAWALS WITHOUT NOTICE

Balcony

First: Yes

More Information

Bunk Room

First: Yes

Dining Room

First: Yes

Pool Features

Inground: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Kitchen Island: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes
Foundation – On Piling: Yes
Roof – Clay/Concrete: Yes
Roof – Membrane: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Dock: Yes
Dumpster: Yes
Exercise Room: Yes
Ground Keeping: Yes
Master Association: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

First: Yes

Lot Features

Near Beach Access: Yes
Within 1/2 Mile to Water: Yes

Parking Features

Garage Detached: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Business Center: Yes
Community Room: Yes
Conference Center: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Pavilion/Gazebo: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Other – See Remarks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Dining Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Other – See Remarks: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed Balcony: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes

Security Features

24 Hour Security: Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Community Room; Dock; Dumpster; Exercise Room; Ground Keeping; Master Association; Pest Control; Picnic Area; Pool; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional; VA Furnished: Furnished Interior: Bunk Room Kitchen: First Lot Features: Near Beach Access; Within 1/2 Mile to Water Balcony: First Bunk Room: First Dining Room: First Pool Features: Inground Security Features: 24 Hour Security; Fire Alarm; Fire Sprinkler System; Smoke Detector(s) Parking Features: Garage Detached Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Business Center; Community Room; Dumpster; Elevators; Exercise Room; Conference Center; Pavilion/Gazebo; Pool; Retail Shops; Security-24 hour; Other – See Remarks Rooms: Balcony; Bedroom; Bunk Room; Dining Room; Kitchen; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterview: Lake Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Dining Room	First	21 x 16	21.00	16.00	Dining/Living Combo
Kitchen	First	13 x 9	13.00	9.00
Primary Bedroom	First	14 x 14	14.00	14.00
Bedroom	First	13 x 12	13.00	12.00
Bedroom	First	13 x 12	13.00	12.00
Bunk Room	First	7 x 7	7.00	7.00
Balcony	First	31 x 11	31.00	11.00

Listing Office: Beach Time Realty, Inc

Last Updated: October – 07 – 2026

Information deemed reliable but not guaranteed.