9860 S Thomas Drive 108, Panama City Beach, FL 32408 (MLS# 791349)

9860 S Thomas Drive 108, Panama City Beach, FL 32408

New Listing

$330,000

Virtual Tour

https://www.zillow.com/view-imx/53604669-c59f-4ace-a7a6-f399c8152d5f?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Laketown Wharf - SPC Copyright-20 - TWIL

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,262 Status: Active

Current Price: $330,000 List Date: 6/15/2026 Last Modified: 6/15/2026

Overview

Description

WHIMSICAL COASTAL STYLE. LAKEFRONT BALCONY VIEWS. FIRST RESIDENTIAL LEVEL CONVENIENCE. Laketown Wharf 108 is beautifully updated, thoughtfully styled, and full of beach-inspired personality. This spacious three-bedroom, two-bathroom split-bedroom floor plan has been extensively refreshed within the past year. From the furnishings and décor to the lighting, finishes, and updated details, this residence is move-in ready and equally suited as a primary residence, second home, or vacation rental investment. The primary suite overlooks the lake and features sliding glass door access to the large balcony. The ensuite bathroom includes double vanities, a soaking tub with decorative tile surround, a large walk-in shower, and updated fixtures. On the opposite side of the residence, a guest bedroom and bunk room share a full bathroom, creating privacy for owners and guests alike. A modern barn door with frosted glass panels provides privacy to the bunk room while also concealing the full-si … (Read more) WHIMSICAL COASTAL STYLE. LAKEFRONT BALCONY VIEWS. FIRST RESIDENTIAL LEVEL CONVENIENCE. Laketown Wharf 108 is beautifully updated, thoughtfully styled, and full of beach-inspired personality. This spacious three-bedroom, two-bathroom split-bedroom floor plan has been extensively refreshed within the past year. From the furnishings and décor to the lighting, finishes, and updated details, this residence is move-in ready and equally suited as a primary residence, second home, or vacation rental investment. The primary suite overlooks the lake and features sliding glass door access to the large balcony. The ensuite bathroom includes double vanities, a soaking tub with decorative tile surround, a large walk-in shower, and updated fixtures. On the opposite side of the residence, a guest bedroom and bunk room share a full bathroom, creating privacy for owners and guests alike. A modern barn door with frosted glass panels provides privacy to the bunk room while also concealing the full-size stacked front-load washer and dryer. Throughout the residence, you’ll find updated faucets, fresh paint, new lighting, ceiling fans, flat-screen TVs, and polished coastal décor with a distinctive Mermaid Cove feel. The owner’s attention to detail is evident throughout, and the combination of furnishings, colors, lighting, and décor creates a residence that feels curated, memorable, and ready to enjoy from day one. The kitchen has been thoughtfully updated with River White granite countertops, an extended granite island with beveled corners, tile backsplash, all-new stainless-steel appliances, a deep undermount stainless steel sink, and an upgraded designer faucet. Luxury vinyl plank flooring runs throughout the living areas, with tile flooring in the bathrooms. Step outside onto the oversized balcony, fully furnished with a dining table and multiple seating areas overlooking the Laketown Wharf boardwalk, lake, and the famous nightly fountain show. From the primary bedroom and balcony, you’ll also enjoy views of the iconic WonderWorks Upside Down House and Ripley’s Believe It or Not!, two of Panama City Beach’s most recognizable landmarks. Located on the first residential level, this residence offers convenient access without depending on elevators, although the elevators are located near the front door. The unit is also conveniently positioned near the owner’s parking garage. Additional improvements include a new water heater installed in 2025 and a brand-new HVAC system installed in June 2026. This residence is owner-occupied and meticulously maintained. Some personal items do not convey with the sale. Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, and a 52,000-square-foot boardwalk surrounding the lake with a nightly fountain and light show. The property also offers gated beach access next door to Pineapple Willy’s, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,065.20 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. All information is deemed reliable but should be verified by the buyer if important.

Listing Details MLS# 791349

Contract Info

List Price/SqFt: 261.49

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 108
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 40001-000-007
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Legal Description: LAKETOWN WHARF UNIT 108 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4371 P 327 1262 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: 21
# of Units in Bldg: 765
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: NA
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 1065.2
HOA Frequency: Monthly
HOA Annual Amount: 12782.4
New Buyer Fee: Yes
New Buyer Fee Amt: 100
New Buyer Fee Paid: $
Last Taxes: 3103.23
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: WHIMSICAL COASTAL STYLE. LAKEFRONT BALCONY VIEWS. FIRST RESIDENTIAL LEVEL CONVENIENCE. Laketown Wharf 108 is beautifully updated, thoughtfully styled, and full of beach-inspired personality. This spacious three-bedroom, two-bathroom split-bedroom floor plan has been extensively refreshed within the past year. From the furnishings and décor to the lighting, finishes, and updated details, this residence is move-in ready and equally suited as a primary residence, second home, or vacation rental investment. The primary suite overlooks the lake and features sliding glass door access to the large balcony. The ensuite bathroom includes double vanities, a soaking tub with decorative tile surround, a large walk-in shower, and updated fixtures. On the opposite side of the residence, a guest bedroom and bunk room share a full bathroom, creating privacy for owners and guests alike. A modern barn door with frosted glass panels provides privacy to the bunk room while also concealing the full-size stacked front-load washer and dryer. Throughout the residence, you'll find updated faucets, fresh paint, new lighting, ceiling fans, flat-screen TVs, and polished coastal décor with a distinctive Mermaid Cove feel. The owner's attention to detail is evident throughout, and the combination of furnishings, colors, lighting, and décor creates a residence that feels curated, memorable, and ready to enjoy from day one. The kitchen has been thoughtfully updated with River White granite countertops, an extended granite island with beveled corners, tile backsplash, all-new stainless-steel appliances, a deep undermount stainless steel sink, and an upgraded designer faucet. Luxury vinyl plank flooring runs throughout the living areas, with tile flooring in the bathrooms. Step outside onto the oversized balcony, fully furnished with a dining table and multiple seating areas overlooking the Laketown Wharf boardwalk, lake, and the famous nightly fountain show. From the primary bedroom and balcony, you'll also enjoy views of the iconic WonderWorks Upside Down House and Ripley's Believe It or Not!, two of Panama City Beach's most recognizable landmarks. Located on the first residential level, this residence offers convenient access without depending on elevators, although the elevators are located near the front door. The unit is also conveniently positioned near the owner's parking garage. Additional improvements include a new water heater installed in 2025 and a brand-new HVAC system installed in June 2026. This residence is owner-occupied and meticulously maintained. Some personal items do not convey with the sale. Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, and a 52,000-square-foot boardwalk surrounding the lake with a nightly fountain and light show. The property also offers gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,065.20 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. All information is deemed reliable but should be verified by the buyer if important.

Balcony

First: Yes

More Information

Bunk Room

First: Yes

Dining Room

First: Yes

Foyer

First: Yes

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pantry: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes

Association Fees Include

Accounting: Yes
Advertising: Yes
Community Room: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Recreational Faclty: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Parking Garage: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Business Center: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Mini Golf: Yes
Picnic Area: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Separate Storage: Yes
Whirlpool: Yes
Dining: Yes
Pickle Ball: Yes
Other – See Remarks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Dining Room: Yes
Foyer: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Other – See Remarks: Yes

Waterview

Lake: Yes

Full Bathroom

First: Yes

Waterfront Type

Lakefront: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed Balcony: Yes
MBed Waterfront: Yes

Primary Bathroom

First: Yes

Security Features

Fire Alarm: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony; Double Pane Windows Association Fees Include: Accounting; Advertising; TV Cable; Community Room; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Management; Pest Control; Pool; Recreational Faclty; Security; Sewer; Trash Disposal; Water Furnished: Furnished Kitchen: First Living Room: First Lot Access: City Street; Paved Road Balcony: First Bunk Room: First Primary Bathroom: First Dining Room: First Foyer: First Pool Features: Inground Security Features: Fire Alarm; Smoke Detector(s) Parking Features: Additional Parking; Parking Garage Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Business Center; Community Room; Dining; Dumpster; Elevators; Exercise Room; Mini Golf; Pickle Ball; Picnic Area; Pool; Retail Shops; Security-24 hour; Separate Storage; Whirlpool; Other – See Remarks Rooms: Balcony; Bedroom; Bunk Room; Dining Room; Foyer; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterfront Type: Lakefront Waterview: Lake Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Balcony	First	26.1 x 8	26.10	8.00
Master Bedroom	First	11.4 x 18.5	11.40	18.50
Master Bathroom	First	10.8 x 12.1	10.80	12.10
Living Room	First	14.1 x 18.5	14.10	18.50
Dining Room	First	6.9 x 7.5	6.90	7.50
Kitchen	First	11.5 x 8.6	11.50	8.60
Bunk Room	First	10.7 x 6.9	10.70	6.90
Bedroom	First	10.8 x 12.7	10.80	12.70
Full Bathroom	First	8.3 x 4.1	8.30	4.10
Foyer	First	4.1 x 7.5	4.10	7.50

Listing Office: Coldwell Banker Realty

Last Updated: June – 15 – 2026

Information deemed reliable but not guaranteed.