9860 S Thomas Drive 1304, Panama City Beach, FL 32408 (MLS# 777371)

9860 S Thomas Drive 1304, Panama City Beach, FL 32408

$265,000

Virtual Tour

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Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 1,047 Status: Active

Current Price: $265,000 List Date: 8/08/2025 Last Modified: 7/10/2026

Overview

Description

HIGH FLOOR. LOW STACK. THE BEST VIEWS. This 13th-floor unit near the southeast end of Laketown Wharf offers stunning Gulf views from the living room and balcony, plus peaceful golf course and lagoon views from the front entry. Located in the desirable fourth stack–close to the elevator but away from heavy foot traffic–this 1-bedroom, 2-bath condo also includes a dedicated bunk area with a double bed on the bottom bunk, comfortably accommodating up to six. Used exclusively as a vacation home by the current owners, this condo has not been rented under their ownership. The excellent condition reflects the care and maintenance consistent with non-rental occupancy, along with thoughtful updates that have preserved its like-new feel. With 9-foot ceilings, 1,047 square feet of well-maintained space, and being sold fully furnished and turnkey, it's ready for immediate enjoyment. Laketown Wharf is known for its unmatched amenities. Residents and guests enjoy five pools, including o … (Read more) HIGH FLOOR. LOW STACK. THE BEST VIEWS. This 13th-floor unit near the southeast end of Laketown Wharf offers stunning Gulf views from the living room and balcony, plus peaceful golf course and lagoon views from the front entry. Located in the desirable fourth stack–close to the elevator but away from heavy foot traffic–this 1-bedroom, 2-bath condo also includes a dedicated bunk area with a double bed on the bottom bunk, comfortably accommodating up to six. Used exclusively as a vacation home by the current owners, this condo has not been rented under their ownership. The excellent condition reflects the care and maintenance consistent with non-rental occupancy, along with thoughtful updates that have preserved its like-new feel. With 9-foot ceilings, 1,047 square feet of well-maintained space, and being sold fully furnished and turnkey, it’s ready for immediate enjoyment. Laketown Wharf is known for its unmatched amenities. Residents and guests enjoy five pools, including one heated year-round, two hot tubs, a fitness center overlooking the Gulf, a kids’ playground, pickleball, and even mini golf. The 52,000 square-foot boardwalk circles the lake with a nightly fountain and light show. Direct, gated beach access sits right next door to Pineapple Willy’s. On the ground level, you’ll find a lineup of restaurants, shops, and entertainment: Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, and more. The property also offers 810 Billiards & Bowling, a salon and nail bar, barbecue and pet areas, a poolside Splash Bar & Grill, two parking garages, and beach chair rentals. HOA dues are $2,490.58/quarter and include water, sewer, trash, cable/TV, pest control, WiFi, and full use of amenities. Nearby recently opened attractions include Dolly Parton’s Pirates Voyage Dinner & Show, Topgolf, and McGuire’s Irish Pub, with Tootsie’s Orchid Lounge scheduled to open in 2026, reinforcing the area’s continued growth. All information is deemed reliable but should be verified by the buyer if important.

Listing Details MLS# 777371

Contract Info

List Price/SqFt: 253.1

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 1304
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 40001-000-443
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Legal Description: LAKETOWN WHARF UNIT 1304 TYPE C BLDG 2 ORB 2994 P 1890 1BR 2BA BUNK ORB 4382 P 962 1047 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 13
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1047
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: 21
# of Units in Bldg: 765
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: NA
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 2490.58
HOA Frequency: Quarterly
HOA Annual Amount: 9962.32
New Buyer Fee: Yes
New Buyer Fee Amt: 100
New Buyer Fee Paid: $
Last Taxes: 3621
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: HIGH FLOOR. LOW STACK. THE BEST VIEWS. This 13th-floor unit near the southeast end of Laketown Wharf offers stunning Gulf views from the living room and balcony, plus peaceful golf course and lagoon views from the front entry. Located in the desirable fourth stack–close to the elevator but away from heavy foot traffic–this 1-bedroom, 2-bath condo also includes a dedicated bunk area with a double bed on the bottom bunk, comfortably accommodating up to six. Used exclusively as a vacation home by the current owners, this condo has not been rented under their ownership. The excellent condition reflects the care and maintenance consistent with non-rental occupancy, along with thoughtful updates that have preserved its like-new feel. With 9-foot ceilings, 1,047 square feet of well-maintained space, and being sold fully furnished and turnkey, it's ready for immediate enjoyment. Laketown Wharf is known for its unmatched amenities. Residents and guests enjoy five pools, including one heated year-round, two hot tubs, a fitness center overlooking the Gulf, a kids' playground, pickleball, and even mini golf. The 52,000 square-foot boardwalk circles the lake with a nightly fountain and light show. Direct, gated beach access sits right next door to Pineapple Willy's. On the ground level, you'll find a lineup of restaurants, shops, and entertainment: Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, and more. The property also offers 810 Billiards & Bowling, a salon and nail bar, barbecue and pet areas, a poolside Splash Bar & Grill, two parking garages, and beach chair rentals. HOA dues are $2,490.58/quarter and include water, sewer, trash, cable/TV, pest control, WiFi, and full use of amenities. Nearby recently opened attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub, with Tootsie's Orchid Lounge scheduled to open in 2026, reinforcing the area's continued growth. All information is deemed reliable but should be verified by the buyer if important.

Balcony

First: Yes

More Information

Bunk Room

First: Yes

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Pantry: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes
Foundation – On Piling: Yes
Roof – Clay/Concrete: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes

Association Fees Include

Accounting: Yes
Advertising: Yes
Community Room: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Recreational Faclty: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Garage Attached: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Boardwalk: Yes
Business Center: Yes
Community Room: Yes
Elevators: Yes
Mini Golf: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Theater: Yes
Other – See Remarks: Yes

Rooms

Balcony: Yes
Bunk Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Other – See Remarks: Yes

Waterview

Gulf: Yes
Unit Waterview Only: Yes

Waterfront Type

Lakefront: Yes

Primary Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Fire Alarm: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony; Double Pane Windows Association Fees Include: Accounting; Advertising; TV Cable; Community Room; Exercise Room; Insurance; Ground Keeping; Management; Pest Control; Pool; Recreational Faclty; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional; VA Furnished: Furnished Interior: Floor – Carpet Kitchen: First Living Room: First Lot Access: City Street; Paved Road Balcony: First Bunk Room: First Pool Features: Inground Security Features: Fire Alarm; Smoke Detector(s) Parking Features: Additional Parking; Garage Attached Association Amenities: BBQ Pit/Grill; Boardwalk; Business Center; Community Room; Elevators; Mini Golf; Pool; Retail Shops; Security-24 hour; Theater; Other – See Remarks Rooms: Balcony; Bunk Room; Kitchen; Living Room; Primary Bedroom Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterfront Type: Lakefront Waterview: Gulf; Unit Waterview Only Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Kitchen	First	11 x 9	11.00	9.00
Living Room	First	20 x 15	20.00	15.00
Primary Bedroom	First	14 x 12	14.00	12.00
Bunk Room	First	9 x 7	9.00	7.00
Balcony	First	28 x 8	28.00	8.00

Listing Office: Coldwell Banker Realty

Last Updated: July – 10 – 2026

Information deemed reliable but not guaranteed.