9860 S Thomas Drive 1712, Panama City, FL 32408 (MLS# 786406)

9860 S Thomas Drive 1712, Panama City, FL 32408

$498,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,681 Status: Active

Current Price: $498,000 List Date: 3/06/2026 Last Modified: 7/22/2026

Overview

Description

GULF VIEWS!! Welcome to Laketown Wharf, one of Panama City Beach's most amenity-rich resort communities. This spacious, fully furnished condo offers the perfect blend of comfort, style, and excellent income potential. The open-concept layout features a large kitchen with granite countertops, ample cabinetry, and generous living and dining spaces–perfect for relaxing after a beach day or entertaining guests. Floor-to-ceiling glass doors lead to a private balcony where you can enjoy beautiful Gulf views, all just steps from the sugar-white sand and emerald waters of the Gulf. The oversized primary suite offers plenty of closet space and a private en-suite bath, creating a comfortable retreat. Additional sleeping areas provide flexibility for guests and maximize rental potential. Designed to comfortably sleep 8, this unit is ideal for family vacations and strong short-term rental performance. Tile and LVP flooring, updated lighting, and tasteful coastal décor make this condo truly tu … (Read more)

Listing Details MLS# 786406

Contract Info

List Price/SqFt: 296.25

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 1712
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: No
Parcel ID: 40001-000-603
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Legal Description: LAKETOWN WHARF UNIT 1712 TYPE A BLDG 2 ORB 2994 P 1890 3BR 3BA ORB 4613 P 470 1681 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 17
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1681
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3988.72
HOA Frequency: Quarterly
HOA Annual Amount: 15954.88
New Buyer Fee: No
Last Taxes: 4797
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: GULF VIEWS!! Welcome to Laketown Wharf, one of Panama City Beach's most amenity-rich resort communities. This spacious, fully furnished condo offers the perfect blend of comfort, style, and excellent income potential. The open-concept layout features a large kitchen with granite countertops, ample cabinetry, and generous living and dining spaces–perfect for relaxing after a beach day or entertaining guests. Floor-to-ceiling glass doors lead to a private balcony where you can enjoy beautiful Gulf views, all just steps from the sugar-white sand and emerald waters of the Gulf. The oversized primary suite offers plenty of closet space and a private en-suite bath, creating a comfortable retreat. Additional sleeping areas provide flexibility for guests and maximize rental potential. Designed to comfortably sleep 8, this unit is ideal for family vacations and strong short-term rental performance. Tile and LVP flooring, updated lighting, and tasteful coastal décor make this condo truly turn-key, whether you're looking for a second home or an income-producing investment property. Laketown Wharf is known for its incredible amenities including multiple pools, a large lake with nightly fountain and light shows, boardwalk, fitness center, putting green, on-site dining, and convenient beach access directly across the street. Located in the heart of Panama City Beach near shopping, restaurants, and entertainment, this property offers strong rental potential and an unbeatable central location. Whether you're searching for a high-performing investment property or your own beach retreat, this Laketown Wharf condo checks all the boxes. Schedule your showing today.

Balcony

First: Yes

More Information

Bunk Hall

First: Yes

Dining Room

First: Yes

Pool Features

Inground: Yes
Pool/Spa Combo: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Refrigerator: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Raised: Yes
Elevator: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes

Construction/Siding

Concrete: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Dock: Yes
Dumpster: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Pest Control: Yes
Pool: Yes
Recreational Faclty: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Lot Features

Covenants & Rescrictions: Yes

Lot Access

City Street: Yes

Parking Features

Carport Attached: Yes

Association Amenities

BBQ Pit/Grill: Yes
Boardwalk: Yes
Business Center: Yes
Community Room: Yes
Elevators: Yes
Exercise Room: Yes
Pavilion/Gazebo: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Whirlpool: Yes
Recreation Facilities: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Hall: Yes
Dining Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Electric: Yes

Primary Bdrm/Primary Bath

MBed Balcony: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

24 Hour Security: Yes
Building Security: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Refrigerator Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Dock; Dumpster; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Pest Control; Pool; Recreational Faclty; Security; Sewer; Trash Disposal Furnished: Furnished Kitchen: First Lot Features: Covenants & Rescrictions Lot Access: City Street Balcony: First Bunk Hall: First Dining Room: First Pool Features: Inground; Pool/Spa Combo Security Features: 24 Hour Security; Building Security Parking Features: Carport Attached Association Amenities: BBQ Pit/Grill; Boardwalk; Business Center; Community Room; Elevators; Exercise Room; Pavilion/Gazebo; Pool; Recreation Facilities; Retail Shops; Security-24 hour; Whirlpool Rooms: Balcony; Bedroom; Bunk Hall; Dining Room; Kitchen; Primary Bedroom Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	14 x 14	14.00	14.00
Bedroom	First	13 x 12	13.00	12.00
Bedroom	First	13 x 12	13.00	12.00
Bunk Hall	First	7 x 7	7.00	7.00
Dining Room	First	21 x 16	21.00	16.00
Kitchen	First	13 x 9	13.00	9.00
Balcony	First	30 x 10	30.00	10.00

Listing Office: Think Real Estate

Last Updated: July – 22 – 2026

Information deemed reliable but not guaranteed.