9860 S Thomas Drive 1925, Panama City Beach, FL 32408 (MLS# 789926)

9860 S Thomas Drive 1925, Panama City Beach, FL 32408

$389,900

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,262 Status: Active

Current Price: $389,900 List Date: 5/15/2026 Last Modified: 6/29/2026

Overview

Description

THE BEST GULF VIEW AT LAKETOWN WHARF OWNER FINANCING AVAILABLE! CALL FOR DETAILS Welcome to Laketown Wharf Beauitiful 1925! Breathtaking Gulf views, modern elegance, and unparalleled amenities come together in this stunning top-floor condo. Featuring two spacious bedrooms, two full bathrooms, and a bunk room, this penthouse retreat offers elevated beachfront living in the heart of Panama City Beach. LUXURIOUS INTERIOR & THOUGHTFUL DESIGN Step into a beautifully designed open-concept living space. From your private balcony, experience unmatched panoramic views of the sugar-white sand beaches and emerald waters of the Gulf of Mexico. The gourmet kitchen boasts stainless steel appliances, granite countertops, ample cabinetry, and a breakfast bar, making it perfect for both entertaining and everyday living. The living and dining areas flow seamlessly, offering a bright and inviting atmosphere. The primary suite is a true oasis, featuring a king-size bedroom with dire … (Read more) THE BEST GULF VIEW AT LAKETOWN WHARF OWNER FINANCING AVAILABLE! CALL FOR DETAILS Welcome to Laketown Wharf Beauitiful 1925! Breathtaking Gulf views, modern elegance, and unparalleled amenities come together in this stunning top-floor condo. Featuring two spacious bedrooms, two full bathrooms, and a bunk room, this penthouse retreat offers elevated beachfront living in the heart of Panama City Beach. LUXURIOUS INTERIOR & THOUGHTFUL DESIGN Step into a beautifully designed open-concept living space. From your private balcony, experience unmatched panoramic views of the sugar-white sand beaches and emerald waters of the Gulf of Mexico. The gourmet kitchen boasts stainless steel appliances, granite countertops, ample cabinetry, and a breakfast bar, making it perfect for both entertaining and everyday living. The living and dining areas flow seamlessly, offering a bright and inviting atmosphere. The primary suite is a true oasis, featuring a king-size bedroom with direct Gulf views, a spa-like ensuite bathroom with a soaking tub and walk-in shower, and a large walk-in closet. The second bedroom is equally spacious, providing guests or family members with a relaxing retreat. The bunk room offers additional sleeping space, making this condo perfect for families or vacation rentals. A second full bathroom ensures comfort and convenience for all. New A/C 2021 New Water Heater 2020 New Supply Pump 2021 Replaced PRV Valve 2021 New Washer New Dryer New Kitchen Appliances New Cabinets and Granit in Kitchen Master and Guest Bathrooms Professionally Renovated including Cabinets and Granite New Furniture in Master Bedroom and Den New Balcony Furniture Freshly Painted New Lighting put in Hall and Kitchen Renovated bunk room to include Full Size Murphy Bed and Extra Storage Cabinets Newly renovated bathooms PREMIER RESORT-STYLE AMENITIES AT LAKETOWN WHARF Laketown Wharf is Panama City Beach’s premier resort, offering an extensive array of luxury amenities to enhance your coastal lifestyle: ✔️ Five Spectacular Pools – Choose from a lagoon-style pool, a rooftop pool with stunning views, a zero-entry children’s pool, a seasonally heated pool, or an exclusive adults-only pool for ultimate relaxation. ✔️ Two Hot Tubs – Perfect for unwinding after a day at the beach. ✔️ Private Beach Access – Just steps away, enjoy deeded access to the Gulf of Mexico’s pristine shoreline. ✔️ State-of-the-Art Fitness Center – Featuring cardio equipment, free weights, and strength-training machines, all overlooking the resort’s lake. ✔️ Scenic Boardwalk & Nightly Light Show – Stroll along the 52,000-square-foot boardwalk surrounding the resort’s private lake, and enjoy the spectacular dancing fountain & light show every evening. ✔️ 810 Billiards & Bowling – A premier bowling and entertainment venue offering billiards, arcade games, a full-service bar, and gourmet food–all within the resort! ✔️ On-Site Dining & Shopping – Enjoy a variety of restaurants, cafes, and market shops, including: • The Wharf Seafood Buffet – Fresh seafood and Southern classics. • Juan Taco – Authentic, flavorful Mexican cuisine. • Lorrie Morgan’s Spicy Hot Chicken Coop – Nashville-style hot chicken with a Southern twist. • The Candymaker – Handmade fudge, pralines, and nostalgic treats. • Sunshine Bar & Grill – A poolside tiki bar offering tropical drinks and casual bites. • Laketown Market – A convenient stop for essentials, snacks, and refreshments. ✔️ Covered Parking & 24/7 Security – Enjoy secure, gated access and round-the-clock security throughout the resort. AN UNMATCHED OPPORTUNITY – PERFECT FOR INVESTORS OR SECOND HOMEOWNERS! Whether you’re looking for a luxurious beachfront escape or a high-performing short-term rental, this Laketown Wharf is an exceptional condo.

Listing Details MLS# 789926

Contract Info

List Price/SqFt: 308.95

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 1925
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf Phase II
Community/Resort: None
Waterfront: No
Parcel ID: 40001-000-692
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Legal Description: LAKETOWN WHARF UNIT 1925 TYPE B BLDG 2 3BR 2BA 1262 TOTAL SF ORB 2994 P 1890 ORB 4970 P 647

General Property Info

Sub-Type: Condominium
Floor Number: 19
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0.00
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3198
HOA Frequency: Quarterly
HOA Annual Amount: 12792
New Buyer Fee: Yes
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: THE BEST GULF VIEW AT LAKETOWN WHARF OWNER FINANCING AVAILABLE! CALL FOR DETAILS Welcome to Laketown Wharf Beauitiful 1925! Breathtaking Gulf views, modern elegance, and unparalleled amenities come together in this stunning top-floor condo. Featuring two spacious bedrooms, two full bathrooms, and a bunk room, this penthouse retreat offers elevated beachfront living in the heart of Panama City Beach. LUXURIOUS INTERIOR & THOUGHTFUL DESIGN Step into a beautifully designed open-concept living space. From your private balcony, experience unmatched panoramic views of the sugar-white sand beaches and emerald waters of the Gulf of Mexico. The gourmet kitchen boasts stainless steel appliances, granite countertops, ample cabinetry, and a breakfast bar, making it perfect for both entertaining and everyday living. The living and dining areas flow seamlessly, offering a bright and inviting atmosphere. The primary suite is a true oasis, featuring a king-size bedroom with direct Gulf views, a spa-like ensuite bathroom with a soaking tub and walk-in shower, and a large walk-in closet. The second bedroom is equally spacious, providing guests or family members with a relaxing retreat. The bunk room offers additional sleeping space, making this condo perfect for families or vacation rentals. A second full bathroom ensures comfort and convenience for all. New A/C 2021 New Water Heater 2020 New Supply Pump 2021 Replaced PRV Valve 2021 New Washer New Dryer New Kitchen Appliances New Cabinets and Granit in Kitchen Master and Guest Bathrooms Professionally Renovated including Cabinets and Granite New Furniture in Master Bedroom and Den New Balcony Furniture Freshly Painted New Lighting put in Hall and Kitchen Renovated bunk room to include Full Size Murphy Bed and Extra Storage Cabinets Newly renovated bathooms PREMIER RESORT-STYLE AMENITIES AT LAKETOWN WHARF Laketown Wharf is Panama City Beach's premier resort, offering an extensive array of luxury amenities to enhance your coastal lifestyle: ✔️ Five Spectacular Pools – Choose from a lagoon-style pool, a rooftop pool with stunning views, a zero-entry children's pool, a seasonally heated pool, or an exclusive adults-only pool for ultimate relaxation. ✔️ Two Hot Tubs – Perfect for unwinding after a day at the beach. ✔️ Private Beach Access – Just steps away, enjoy deeded access to the Gulf of Mexico's pristine shoreline. ✔️ State-of-the-Art Fitness Center – Featuring cardio equipment, free weights, and strength-training machines, all overlooking the resort's lake. ✔️ Scenic Boardwalk & Nightly Light Show – Stroll along the 52,000-square-foot boardwalk surrounding the resort's private lake, and enjoy the spectacular dancing fountain & light show every evening. ✔️ 810 Billiards & Bowling – A premier bowling and entertainment venue offering billiards, arcade games, a full-service bar, and gourmet food–all within the resort! ✔️ On-Site Dining & Shopping – Enjoy a variety of restaurants, cafes, and market shops, including: • The Wharf Seafood Buffet – Fresh seafood and Southern classics. • Juan Taco – Authentic, flavorful Mexican cuisine. • Lorrie Morgan's Spicy Hot Chicken Coop – Nashville-style hot chicken with a Southern twist. • The Candymaker – Handmade fudge, pralines, and nostalgic treats. • Sunshine Bar & Grill – A poolside tiki bar offering tropical drinks and casual bites. • Laketown Market – A convenient stop for essentials, snacks, and refreshments. ✔️ Covered Parking & 24/7 Security – Enjoy secure, gated access and round-the-clock security throughout the resort. AN UNMATCHED OPPORTUNITY – PERFECT FOR INVESTORS OR SECOND HOMEOWNERS! Whether you're looking for a luxurious beachfront escape or a high-performing short-term rental, this Laketown Wharf is an exceptional condo.

Pool Features

Heated – Electric: Yes
Inground: Yes
Pool/Spa Combo: Yes
Spa/ Hot Tub: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Microwave: Yes
Oven – Convection: Yes
Oven – Double: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes

Interior Features

Floor – Tile: Yes
Floor – Vinyl Plank: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
Advertising: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Ground Keeping: Yes
Internet Service: Yes
Legal: Yes
Management: Yes
Pavilion/Gazebo: Yes
Pest Control: Yes
Pool: Yes
Security: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes
Seller Financing: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Present Zoning

Resort: Yes

Association Amenities

BBQ Pit/Grill: Yes
Boardwalk: Yes
Exercise Room: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Whirlpool: Yes
Pickle Ball: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Cable – Available: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Cooling

Ceiling Fan(s): Yes
ENERGY STAR Qualified Equipment: Yes

Heating

Electric: Yes
Fireplace – Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed Balcony: Yes

Security Features

24 Hour Security: Yes
Building Security: Yes
Gated with Guard: Yes
Security Gate: Yes
Security Guard: Yes
Security Service: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Microwave; Oven – Convection; Oven – Double; Range – Electric; Refrigerator; Washer/Dryer Stacked Cooling: Ceiling Fan(s); ENERGY STAR Qualified Equipment Heating: Electric; Fireplace – Electric Exterior: Balcony Association Fees Include: Accounting; Advertising; BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Exercise Room; Internet Service; Legal; Ground Keeping; Management; Pavilion/Gazebo; Pest Control; Pool; Security; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional; Seller Financing Furnished: Furnished Interior: Bunk Room Pool Features: Heated – Electric; Inground; Pool/Spa Combo; Spa/ Hot Tub Security Features: 24 Hour Security; Building Security; Gated with Guard; Security Gate; Security Guard; Security Service; Smoke Detector(s) Association Amenities: BBQ Pit/Grill; Boardwalk; Exercise Room; Pickle Ball; Pool; Retail Shops; Security-24 hour; Sidewalks; Whirlpool Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Cable – Available Waterview: Gulf Present Zoning: Resort

Room Information

Room Name	Dimensions	Length	Width
Living Room	20 x 15	20.00	15.00
Primary Bedroom	12 x 14	12.00	14.00
Bedroom	11 x 12	11.00	12.00
Kitchen	9 x 11	9.00	11.00

Listing Office: Coastal Living Realty & Associates

Last Updated: June – 29 – 2026

Information deemed reliable but not guaranteed.