9860 S Thomas Drive 2010, Panama City, FL 32408 (MLS# 791229)

9860 S Thomas Drive 2010, Panama City, FL 32408

New Listing

$419,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,262 Status: Active

Current Price: $419,000 List Date: 6/12/2026 Last Modified: 6/12/2026

Overview

Description

Welcome to Laketown Wharf, one of Panama City Beach's most sought-after resort communities! This beautifully maintained, fully furnished 3-bedroom, 2-bath condominium offers 1,262 square feet of coastal living and is completely turnkey, making it ready for immediate enjoyment or continued rental income from day one. Designed with both comfort and functionality in mind, the unit features a highly desirable bunk room in addition to two spacious bedrooms, allowing it to comfortably accommodate families and larger groups. Located on the penthouse level, this condo offers beautiful views of the Gulf of Mexico and Panama City Beach's stunning coastline. Start your mornings with coffee on the balcony while taking in the emerald waters of the Gulf, and end your evenings watching breathtaking sunsets paint the sky in shades of orange, pink, and gold. The elevated vantage point provides a picturesque backdrop that guests and owners alike will appreciate year-round. Just a short walk from t … (Read more) Welcome to Laketown Wharf, one of Panama City Beach’s most sought-after resort communities! This beautifully maintained, fully furnished 3-bedroom, 2-bath condominium offers 1,262 square feet of coastal living and is completely turnkey, making it ready for immediate enjoyment or continued rental income from day one. Designed with both comfort and functionality in mind, the unit features a highly desirable bunk room in addition to two spacious bedrooms, allowing it to comfortably accommodate families and larger groups. Located on the penthouse level, this condo offers beautiful views of the Gulf of Mexico and Panama City Beach’s stunning coastline. Start your mornings with coffee on the balcony while taking in the emerald waters of the Gulf, and end your evenings watching breathtaking sunsets paint the sky in shades of orange, pink, and gold. The elevated vantage point provides a picturesque backdrop that guests and owners alike will appreciate year-round. Just a short walk from the sugar-white sands and emerald waters that make Panama City Beach famous, this property delivers the ultimate beach lifestyle. Whether you’re spending the day on the shore, enjoying water activities, or simply relaxing and soaking in the views, you’ll love having the beach just steps away. For investors, the numbers speak for themselves, with over $50,000 annually in actual gross rental income and a proven history of strong guest demand. The spacious floor plan, desirable bunk room, Gulf views, and resort amenities combine to create a property that appeals to vacationers throughout the year. Recent Upgrades & Improvements: This condo has been thoughtfully maintained and updated, offering added value and peace of mind for its next owner. Recent improvements include a new hot water heater (2022), new HVAC system (2023), new dishwasher (2023), new refrigerator (2024), and new microwave (2024). These major updates help minimize future maintenance expenses while enhancing the property’s appeal for both personal use and vacation rental guests. Laketown Wharf is known for its impressive lineup of resort-style amenities, including five swimming pools, a private freshwater lake with a scenic boardwalk, fitness center, putting green, splash pad, covered parking garage, and the community’s signature nightly fountain, music, and light show. These amenities help make Laketown Wharf one of the most popular destinations in Panama City Beach for owners and vacationers alike. Conveniently located in the heart of Panama City Beach, you’ll be just minutes from some of the area’s best shopping, dining, entertainment, golf, and family attractions. From Pier Park and local restaurants to popular attractions and outdoor activities, everything you need for the perfect beach getaway is within easy reach. Whether you’re looking for a proven investment property, a vacation retreat, or a combination of both, this fully furnished, penthouse-level condo offers an exceptional opportunity to own in one of Panama City Beach’s premier resort communities while enjoying Gulf views, spectacular sunsets, outstanding amenities, and strong rental performance. (Buyer to verify all info)

Listing Details MLS# 791229

Contract Info

List Price/SqFt: 332.01

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 2010
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: No
Parcel ID: 40001-000-709
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: GPS Friendly
Legal Description: LAKETOWN WHARF UNIT 2010 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4801 P 1863 1262 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 20
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0X0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 3195.61
HOA Frequency: Quarterly
HOA Annual Amount: 12782.44
New Buyer Fee: Yes
New Buyer Fee Amt: 100
New Buyer Fee Paid: $
Last Taxes: 4385.75
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Laketown Wharf, one of Panama City Beach's most sought-after resort communities! This beautifully maintained, fully furnished 3-bedroom, 2-bath condominium offers 1,262 square feet of coastal living and is completely turnkey, making it ready for immediate enjoyment or continued rental income from day one. Designed with both comfort and functionality in mind, the unit features a highly desirable bunk room in addition to two spacious bedrooms, allowing it to comfortably accommodate families and larger groups. Located on the penthouse level, this condo offers beautiful views of the Gulf of Mexico and Panama City Beach's stunning coastline. Start your mornings with coffee on the balcony while taking in the emerald waters of the Gulf, and end your evenings watching breathtaking sunsets paint the sky in shades of orange, pink, and gold. The elevated vantage point provides a picturesque backdrop that guests and owners alike will appreciate year-round. Just a short walk from the sugar-white sands and emerald waters that make Panama City Beach famous, this property delivers the ultimate beach lifestyle. Whether you're spending the day on the shore, enjoying water activities, or simply relaxing and soaking in the views, you'll love having the beach just steps away. For investors, the numbers speak for themselves, with over $50,000 annually in actual gross rental income and a proven history of strong guest demand. The spacious floor plan, desirable bunk room, Gulf views, and resort amenities combine to create a property that appeals to vacationers throughout the year. Recent Upgrades & Improvements: This condo has been thoughtfully maintained and updated, offering added value and peace of mind for its next owner. Recent improvements include a new hot water heater (2022), new HVAC system (2023), new dishwasher (2023), new refrigerator (2024), and new microwave (2024). These major updates help minimize future maintenance expenses while enhancing the property's appeal for both personal use and vacation rental guests. Laketown Wharf is known for its impressive lineup of resort-style amenities, including five swimming pools, a private freshwater lake with a scenic boardwalk, fitness center, putting green, splash pad, covered parking garage, and the community's signature nightly fountain, music, and light show. These amenities help make Laketown Wharf one of the most popular destinations in Panama City Beach for owners and vacationers alike. Conveniently located in the heart of Panama City Beach, you'll be just minutes from some of the area's best shopping, dining, entertainment, golf, and family attractions. From Pier Park and local restaurants to popular attractions and outdoor activities, everything you need for the perfect beach getaway is within easy reach. Whether you're looking for a proven investment property, a vacation retreat, or a combination of both, this fully furnished, penthouse-level condo offers an exceptional opportunity to own in one of Panama City Beach's premier resort communities while enjoying Gulf views, spectacular sunsets, outstanding amenities, and strong rental performance. (Buyer to verify all info)

Bunk Room

First: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Track: Yes
Window – Treatment Some: Yes

Construction/Siding

Concrete: Yes
Foundation – On Piling: Yes
Steel/Frame: Yes
Roof – Clay/Concrete: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet Service: Yes
Management: Yes
Pool: Yes
Repairs/Maintenance: Yes
Security: Yes
Trash Disposal: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes
Other: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Parking Features

Parking Garage: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Elevators: Yes
Exercise Room: Yes
Pool: Yes
Security-24 hour: Yes

Rooms

Bedroom: Yes
Bunk Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes
Lake: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Electric: Yes

Primary Bdrm/Primary Bath

MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Exercise Room; Insurance; Internet Service; Ground Keeping; Repairs/Maintenance; Management; Pool; Security; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional; Other Furnished: Furnished Interior: Bunk Room Bunk Room: First Parking Features: Parking Garage Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Elevators; Exercise Room; Pool; Security-24 hour Rooms: Bedroom; Bunk Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterview: Gulf; Lake

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	14 x 12	14.00	12.00	Buyer to Verify
Bedroom	First	12 x 11	12.00	11.00	Buyer to verify
Bunk Room	First	9 x 7	9.00	7.00	Buyer to verify

Listing Office: 1 Percent Lists Florida Coast

Last Updated: June – 12 – 2026

Information deemed reliable but not guaranteed.