9860 S Thomas Drive 207, Panama City Beach, FL 32408 (MLS# 785728)

9860 S Thomas Drive 207, Panama City Beach, FL 32408

$299,900

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,262 Status: Active

Current Price: $299,900 List Date: 2/24/2026 Last Modified: 7/10/2026

Overview

Description

Experience coastal living at its finest in this beautifully updated 2-bedroom + private bunk area, 2-bath lakeview condo at Laketown Wharf Resort in the heart of Panama City Beach. Ideally situated on the convenient 2nd floor–no elevator needed–this turn-key, fully furnished unit is already performing as a strong rental and offers the perfect opportunity for investors or those seeking a stylish second home with income potential. Freshly painted and thoughtfully upgraded throughout, the interior features new luxury vinyl plank flooring (no carpet), new mattresses, ceiling fans, extra recessed lighting in the hallway and kitchen, and a new light fixture over the kitchen island. The kitchen is both functional and stylish with granite countertops, a tile backsplash, new faucets, stainless steel appliances, and added conveniences, including an Instant Pot and air fryer. The open living space flows seamlessly onto an oversized balcony overlooking the serene lake–complete with beautiful … (Read more) Experience coastal living at its finest in this beautifully updated 2-bedroom + private bunk area, 2-bath lakeview condo at Laketown Wharf Resort in the heart of Panama City Beach. Ideally situated on the convenient 2nd floor–no elevator needed–this turn-key, fully furnished unit is already performing as a strong rental and offers the perfect opportunity for investors or those seeking a stylish second home with income potential. Freshly painted and thoughtfully upgraded throughout, the interior features new luxury vinyl plank flooring (no carpet), new mattresses, ceiling fans, extra recessed lighting in the hallway and kitchen, and a new light fixture over the kitchen island. The kitchen is both functional and stylish with granite countertops, a tile backsplash, new faucets, stainless steel appliances, and added conveniences, including an Instant Pot and air fryer. The open living space flows seamlessly onto an oversized balcony overlooking the serene lake–complete with beautiful teak patio furniture–perfect for morning coffee or evening relaxation. The sleeper sofa includes an orthopedic mattress for added guest comfort, and extra bedding is provided in every bedroom. The spacious primary suite offers direct balcony access and features a large ensuite bath with dual vanities, a soaking tub, and a separate walk-in shower. The guest bedroom and private bunk area (with stylish barn doors) share a second full bath, allowing the condo to comfortably accommodate up to eight guests. Custom blackout curtains in every room ensure privacy and restful nights, while dedicated storage space makes it easy to keep beach gear organized. Laketown Wharf delivers a true resort experience with five pools, a 52,000 sq. ft. lakefront boardwalk, Gulf-view fitness center, onsite dining, bowling, kids’ playground, covered garage parking, nightly fountain shows, and direct beach access just across the street. HOA dues include water, sewer, cable, WiFi, and access to all amenities (electric billed separately). Whether you’re seeking a vacation getaway, full-time coastal living, or a high-performing rental investment, this updated and move-in-ready condo offers convenience, comfort, and unbeatable location all in one. Schedule your private showing today.

Listing Details MLS# 785728

Contract Info

List Price/SqFt: 237.64

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 207
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 40001-000-037
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Legal Description: LAKETOWN WHARF UNIT 207 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4507 P 60 1262 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2008
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Lot Dimensions: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3195.61
HOA Frequency: Quarterly
HOA Annual Amount: 12782.44
New Buyer Fee: No
Last Taxes: 3574
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Experience coastal living at its finest in this beautifully updated 2-bedroom + private bunk area, 2-bath lakeview condo at Laketown Wharf Resort in the heart of Panama City Beach. Ideally situated on the convenient 2nd floor–no elevator needed–this turn-key, fully furnished unit is already performing as a strong rental and offers the perfect opportunity for investors or those seeking a stylish second home with income potential. Freshly painted and thoughtfully upgraded throughout, the interior features new luxury vinyl plank flooring (no carpet), new mattresses, ceiling fans, extra recessed lighting in the hallway and kitchen, and a new light fixture over the kitchen island. The kitchen is both functional and stylish with granite countertops, a tile backsplash, new faucets, stainless steel appliances, and added conveniences, including an Instant Pot and air fryer. The open living space flows seamlessly onto an oversized balcony overlooking the serene lake–complete with beautiful teak patio furniture–perfect for morning coffee or evening relaxation. The sleeper sofa includes an orthopedic mattress for added guest comfort, and extra bedding is provided in every bedroom. The spacious primary suite offers direct balcony access and features a large ensuite bath with dual vanities, a soaking tub, and a separate walk-in shower. The guest bedroom and private bunk area (with stylish barn doors) share a second full bath, allowing the condo to comfortably accommodate up to eight guests. Custom blackout curtains in every room ensure privacy and restful nights, while dedicated storage space makes it easy to keep beach gear organized. Laketown Wharf delivers a true resort experience with five pools, a 52,000 sq. ft. lakefront boardwalk, Gulf-view fitness center, onsite dining, bowling, kids' playground, covered garage parking, nightly fountain shows, and direct beach access just across the street. HOA dues include water, sewer, cable, WiFi, and access to all amenities (electric billed separately). Whether you're seeking a vacation getaway, full-time coastal living, or a high-performing rental investment, this updated and move-in-ready condo offers convenience, comfort, and unbeatable location all in one. Schedule your private showing today.

Balcony

First: Yes

More Information

Bunk Room

First: Yes

Pool Features

Heated – Gas: Yes
Inground: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – On Piling: Yes

Exterior

Balcony: Yes
Deck Covered: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Dock: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Master Association: Yes
Pest Control: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Garage Attached: Yes
Garage Detached: Yes

Present Zoning

City: Yes
Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Dock: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Playground: Yes
Pool: Yes
Security-24 hour: Yes
Whirlpool: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Waterfront Type

Lakefront: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes

Security Features

Security Guard: Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Deck Covered Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Dock; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Master Association; Pest Control; Picnic Area; Playground; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Balcony: First Bunk Room: First Pool Features: Heated – Gas; Inground Security Features: Security Guard Parking Features: Garage Attached; Garage Detached Association Amenities: BBQ Pit/Grill; Dock; Dumpster; Elevators; Exercise Room; Playground; Pool; Security-24 hour; Whirlpool Rooms: Balcony; Bedroom; Bunk Room; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Lakefront Waterview: Lake Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	20 x 15	20.00	15.00
Kitchen	First	11 x 9	11.00	9.00
Primary Bedroom	First	14 x 12	14.00	12.00
Bedroom	First	12 x 11	12.00	11.00
Bunk Room	First	9 x 7	9.00	7.00
Balcony	First	28 x 8	28.00	8.00

Listing Office: Local Insight Realty

Last Updated: July – 10 – 2026

Information deemed reliable but not guaranteed.