9860 S Thomas Drive 209, Panama City Beach, FL 32408 (MLS# 792391)

9860 S Thomas Drive 209, Panama City Beach, FL 32408

New Listing

$339,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,262 Status: Active

Current Price: $339,900 List Date: 7/09/2026 Last Modified: 7/09/2026

Overview

Description

Experience coastal living at its finest in this beautifully updated 2-bedroom + bunk room, 2-bath condo at Laketown Wharf Resort. This turn-key property is fully furnished and already performing as a strong rental, offering an exceptional opportunity for investors or those seeking a stylish second home with income potential. The décor blends calming tones of blue, white, and gray with subtle splashes of color, creating a bright, inviting atmosphere from the moment you walk in. The open living area is filled with natural light and flows seamlessly onto a spacious balcony overlooking the serene lake and resort surroundings. The primary suite also offers balcony access along with a generously sized ensuite featuring dual vanities, a soaking tub, and a separate walk-in shower. The guest bedroom and bunk room share a second full bath with a tub/shower combo, allowing the condo to sleep six comfortably and accommodate up to eight guests. The kitchen is both functional and stylish, sho … (Read more)

Listing Details MLS# 792391

Contract Info

List Price/SqFt: 269.33

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 209
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 40001-000-039
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Legal Description: LAKETOWN WHARF UNIT 209 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4693 P 2256 1262 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Lot Dimensions: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3195.61
HOA Frequency: Quarterly
HOA Annual Amount: 12782.44
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: %
Last Taxes: 3574.1
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Experience coastal living at its finest in this beautifully updated 2-bedroom + bunk room, 2-bath condo at Laketown Wharf Resort. This turn-key property is fully furnished and already performing as a strong rental, offering an exceptional opportunity for investors or those seeking a stylish second home with income potential. The décor blends calming tones of blue, white, and gray with subtle splashes of color, creating a bright, inviting atmosphere from the moment you walk in. The open living area is filled with natural light and flows seamlessly onto a spacious balcony overlooking the serene lake and resort surroundings. The primary suite also offers balcony access along with a generously sized ensuite featuring dual vanities, a soaking tub, and a separate walk-in shower. The guest bedroom and bunk room share a second full bath with a tub/shower combo, allowing the condo to sleep six comfortably and accommodate up to eight guests. The kitchen is both functional and stylish, showcasing white cabinetry, a sleek gray tile backsplash, granite countertops, stainless steel appliances, LED lighting, and a breakfast bar ideal for casual dining or entertaining. Additional updates include new luxury vinyl plank flooring throughout and upgraded appliances, ensuring a clean, modern feel throughout the space. Laketown Wharf delivers an impressive resort experience with multiple pools, a lakefront boardwalk, a Gulf-view fitness center, onsite dining, nightly fountain and light shows, and direct beach access just across the street. Its prime location places you steps from restaurants, shopping, and the iconic sugar-white sands of Panama City Beach. HOA dues include water, sewer, cable, WiFi, and access to all resort amenities (electric billed separately). Offering strong rental history, stylish updates, and a turn-key setup, this condo is a standout opportunity in one of PCB's most popular vacation destinations. Ready for immediate enjoyment or continued rental success.

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pull Down Stairs: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Insurance: Yes
Internet-WiFi: Yes
Master Association: Yes
Mini Golf: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes
Smart Thermostat: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Garage Detached: Yes

Present Zoning

City: Yes
Commercial: Yes

Association Amenities

BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Mini Golf: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Security-24 hour: Yes
Waterfront: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Sewer Available: Yes
Public Water – Available: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Waterfront Type

Lakefront: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed Walk-in Closet: Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Exercise Room; Insurance; Internet-WiFi; Master Association; Mini Golf; Picnic Area; Playground; Pool; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional; VA Furnished: Furnished Interior: Bunk Room; Smart Thermostat Kitchen: First Living Room: First Lot Access: City Street; Paved Road Parking Features: Garage Detached Association Amenities: BBQ Pit/Grill; Community Room; Dumpster; Elevators; Exercise Room; Mini Golf; Pavilion/Gazebo; Picnic Area; Playground; Pool; Security-24 hour; Waterfront Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Sewer Available; Public Water – Available Waterfront Type: Lakefront Waterview: Lake Present Zoning: Commercial

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	20 x 15	20.00	15.00
Kitchen	First	11 x 9	11.00	9.00
Primary Bedroom	First	14 x 12	14.00	12.00
Bedroom	First	12 x 11	12.00	11.00

Listing Office: Local Insight Realty

Last Updated: July – 09 – 2026

Information deemed reliable but not guaranteed.