9860 S Thomas Drive 2124, Panama City, FL 32408 (MLS# 786469)

9860 S Thomas Drive 2124, Panama City, FL 32408

$469,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,262 Status: Active

Current Price: $469,900 List Date: 3/07/2026 Last Modified: 7/31/2026

Overview

Description

Absolutely stunning Penthouse Condo offering sweeping views of the emerald waters and sugar-white sands of Panama City Beach! This beautifully updated unit features 12-foot ceilings and vestibule windows that fill the space with natural light and breathtaking Gulf views. Recent updates include new flooring, stylish light fixtures, a tiled kitchen backsplash, and a beautifully tiled master shower. Floor-to-ceiling glass doors lead to a private balcony where mornings begin with the sound of the waves and evenings end with unforgettable sunsets over the Gulf. Inside, the open living and dining space is designed to make the most of the view, creating a relaxed coastal atmosphere ideal for unwinding after a day on the beach. The kitchen provides plenty of cabinet space and a functional layout for preparing meals before heading out to explore the area's restaurants, attractions, and entertainment. The primary suite offers a peaceful retreat with direct Gulf views and private balcon … (Read more)

Listing Details MLS# 786469

Contract Info

List Price/SqFt: 372.35

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 2124
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40001-000-753
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's restaurant.
Legal Description: LAKETOWN WHARF UNIT 2124 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4195 P 1922 1262 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 21
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3002
HOA Frequency: Quarterly
HOA Annual Amount: 12008
New Buyer Fee: No
Last Taxes: 4386
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Absolutely stunning Penthouse Condo offering sweeping views of the emerald waters and sugar-white sands of Panama City Beach! This beautifully updated unit features 12-foot ceilings and vestibule windows that fill the space with natural light and breathtaking Gulf views. Recent updates include new flooring, stylish light fixtures, a tiled kitchen backsplash, and a beautifully tiled master shower. Floor-to-ceiling glass doors lead to a private balcony where mornings begin with the sound of the waves and evenings end with unforgettable sunsets over the Gulf. Inside, the open living and dining space is designed to make the most of the view, creating a relaxed coastal atmosphere ideal for unwinding after a day on the beach. The kitchen provides plenty of cabinet space and a functional layout for preparing meals before heading out to explore the area's restaurants, attractions, and entertainment. The primary suite offers a peaceful retreat with direct Gulf views and private balcony access, allowing you to wake up to the sound of the surf. Additional sleeping space makes this property ideal for hosting guests or maximizing rental potential. Located within Laketown Wharf, residents and guests enjoy resort-style amenities including multiple pools, lakefront boardwalk, fitness center, and easy beach access just across the street. With dining, shopping, and entertainment within walking distance, this property places you in the center of everything Panama City Beach has to offer. Whether used as a vacation escape, income-producing rental, or personal beach retreat, this condo offers the chance to enjoy the coastal lifestyle from one of the most sought-after vantage points on the Gulf.

Pool Features

Gunite Concrete: Yes
Inground: Yes
Pool House: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Raised: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes
Roof – Membrane: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes
Patio Covered: Yes
Storm Doors: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Community Room: Yes
Conference Center: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Internet Service: Yes
Internet-WiFi: Yes
Pavilion/Gazebo: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Repairs/Maintenance: Yes
Trash Disposal: Yes
TV Cable: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Lot Features

Deeded Access: Yes
Landscaped: Yes
Near Beach Access: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Boardwalk: Yes
Conference Center: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Mini Golf: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Sidewalks: Yes
Other – See Remarks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Great Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Sewer Available: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes
Lake: Yes

Sale Type

As Is: Yes

Waterfront Type

Lakefront: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed Balcony: Yes
MBed Walk-in Closet: Yes

Security Features

24 Hour Security: Yes
Carbon Monoxide Detector: Yes
Closed Circuit Camera(s): Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Gated with Guard: Yes
Security Guard: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Microwave; Oven – Electric; Range Hood; Refrigerator; Water Heater – Electric Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony; Double Pane Windows; Patio Covered; Storm Doors Association Fees Include: BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Exercise Room; Gated Community; Internet Service; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Conference Center; Pavilion/Gazebo; Pest Control; Picnic Area; Pool; Trash Disposal Financing: Cash; Conventional Furnished: Furnished Interior: Bunk Room Lot Features: Deeded Access; Landscaped; Near Beach Access; Within 1/2 Mile to Water Lot Access: Paved Road Pool Features: Gunite Concrete; Inground; Pool House Security Features: 24 Hour Security; Carbon Monoxide Detector; Closed Circuit Camera(s); Fire Alarm; Fire Sprinkler System; Gated with Guard; Security Guard; Smoke Detector(s) Parking Features: Garage Attached Association Amenities: BBQ Pit/Grill; Boardwalk; Dumpster; Elevators; Exercise Room; Gated Community; Conference Center; Mini Golf; Pavilion/Gazebo; Picnic Area; Pool; Retail Shops; Security-24 hour; Sidewalks; Other – See Remarks Rooms: Balcony; Bedroom; Bunk Room; Great Room; Kitchen; Primary Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Garbage; Internet – Broadband Available; Sewer Available; Public Water – Connected Waterfront Type: Lakefront Waterview: Gulf; Lake Present Zoning: Resid Single Family

Room Information

Room Name	Dimensions	Length	Width
Primary Bedroom	14 x 12	14.00	12.00
Bedroom	12 x 11	12.00	11.00
Bunk Room	9 x 7	9.00	7.00
Great Room	20 x 15	20.00	15.00
Kitchen	11 x 9	11.00	9.00
Balcony	28 x 8	28.00	8.00

Listing Office: Simply South Realty

Last Updated: July – 31 – 2026

Information deemed reliable but not guaranteed.