9860 S Thomas Drive 226, Panama City, FL 32408 (MLS# 787501)

9860 S Thomas Drive 226, Panama City, FL 32408

$254,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,262 Status: Active

Current Price: $254,000 List Date: 3/27/2026 Last Modified: 6/03/2026

Overview

Description

Seller Financing Available!!! Welcome to this exceptional 2-bedroom, 2-bathroom condo with a bonus bunk-room at Laketown Wharf Resort! Ideally located for convenience, you can skip the elevator wait by taking the stairs or use the elevated crosswalk with direct access to the parking garage. Positioned near the main pool, this unit offers easy access to fun in the sun, while the spacious balcony provides a lovely lake view–perfect for relaxing or entertaining family and friends. Fully refurbished in 2020, this turnkey property is being sold fully furnished and is ready for immediate enjoyment or rental income. Recent updates include a new HVAC system, hot water heater and stainless-steel kitchen appliances (2021), all-new bedding (2023), and luxury vinyl plank flooring (2024), ensuring a modern and comfortable coastal retreat. Located just steps from the world-famous white-sand beaches, as well as premier shopping, dining, and entertainment, this resort offers the best of beachside l … (Read more)

Listing Details MLS# 787501

Contract Info

List Price/SqFt: 201.27

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 226
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf Phase II
Community/Resort: None
Waterfront: No
Parcel ID: 40001-000-055
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Legal Description: LAKETOWN WHARF UNIT 226 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4342 P 1276 1262 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
SqFt Source: Prop App Site
Balcony SqFt: 335
Full Baths: 2
Total Baths: 2
# of Units in Bldg: 765
Units Above Ground: 765
Year Built: 2008
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: Condo
Pool: Yes
Pool Type: Community
Acreage: 0
Lot Size (SqFt): 0

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 3195.61
HOA Frequency: Quarterly
HOA Annual Amount: 12782.44
Is Subject Leased: No
New Buyer Fee: No
New Buyer Fee Paid: $
Last Taxes: 3574
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Seller Financing Available!!! Welcome to this exceptional 2-bedroom, 2-bathroom condo with a bonus bunk-room at Laketown Wharf Resort! Ideally located for convenience, you can skip the elevator wait by taking the stairs or use the elevated crosswalk with direct access to the parking garage. Positioned near the main pool, this unit offers easy access to fun in the sun, while the spacious balcony provides a lovely lake view–perfect for relaxing or entertaining family and friends. Fully refurbished in 2020, this turnkey property is being sold fully furnished and is ready for immediate enjoyment or rental income. Recent updates include a new HVAC system, hot water heater and stainless-steel kitchen appliances (2021), all-new bedding (2023), and luxury vinyl plank flooring (2024), ensuring a modern and comfortable coastal retreat. Located just steps from the world-famous white-sand beaches, as well as premier shopping, dining, and entertainment, this resort offers the best of beachside living. Laketown Wharf features an impressive array of amenities, including convenient beach access, five unique pools, a kids' Funscape playground, Splash Bar & Grill, a Gulf-view fitness center, and covered garage parking. Don't miss this opportunity–come experience it for yourself! All current rental bookings and associated income will convey to the buyer after closing, contingent upon the buyer entering into a contractual agreement with the current property management company. All dimensions are approximate and should be verified if important.

Balcony

First: Yes

More Information

Bunk Room

First: Yes

Dining Room

First: Yes

Pool Features

Inground: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes
Foundation – On Piling: Yes
Roof – Clay/Concrete: Yes
Roof – Membrane: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Dumpster: Yes
Exercise Room: Yes
Ground Keeping: Yes
Master Association: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
Seller Financing: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

First: Yes

Lot Features

Near Beach Access: Yes
Within 1/2 Mile to Water: Yes

Parking Features

Garage Detached: Yes

Mstr Bath / Mstr Bdrm

MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBed First Floor: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Business Center: Yes
Conference Center: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Pavilion/Gazebo: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Other – See Remarks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Dining Room: Yes
Kitchen: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Other – See Remarks: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

24 Hour Security: Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Dumpster; Exercise Room; Ground Keeping; Master Association; Pest Control; Picnic Area; Pool; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional; Seller Financing; VA Furnished: Furnished Interior: Bunk Room Kitchen: First Lot Features: Near Beach Access; Within 1/2 Mile to Water Balcony: First Bunk Room: First Dining Room: First Pool Features: Inground Security Features: 24 Hour Security; Fire Alarm; Fire Sprinkler System; Smoke Detector(s) Parking Features: Garage Detached Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Business Center; Dumpster; Elevators; Exercise Room; Conference Center; Pavilion/Gazebo; Pool; Retail Shops; Security-24 hour; Other – See Remarks Rooms: Balcony; Bedroom; Bunk Room; Dining Room; Kitchen; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterview: Lake Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	14 x 12	14.00	12.00
Bedroom	First	12 x 11	12.00	11.00
Bunk Room	First	9 x 7	9.00	7.00
Dining Room	First	20 x 15	20.00	15.00	Living / Dining Combo
Kitchen	First	11 x 9	11.00	9.00
Balcony	First	28 x 8	28.00	8.00

Listing Office: Beach Time Realty, Inc

Last Updated: June – 03 – 2026

Information deemed reliable but not guaranteed.