9860 S Thomas Drive 409, Panama City Beach, FL 32408 (MLS# 796680)

9860 S Thomas Drive 409, Panama City Beach, FL 32408

New Listing

$285,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,262 Status: Active

Current Price: $285,000 List Date: 10/16/2026 Last Modified: 10/16/2026

Overview

Description

Welcome to your ultimate coastal getaway at Laketown Wharf Resort! Perfectly positioned in the heart of Panama City Beach – just steps from the world's most famous sugar-white sands, top attractions like Ripley's and WonderWorks, dining, and nightlife – this spacious condo offers the ideal blend of convenience, relaxation, and top-tier rental potential. Prime Location & Rare Convenience: Forget waiting on busy elevators! This desirable 4th-floor unit allows you to walk directly from the parking garage right to your front door. Even better, you are located just steps from the pool while enjoying stunning, serene lake views right from your residence. Interior Highlights: Freshly updated with LVP flooring throughout, this 2-bedroom, 2-bath condo includes a private bunk room and comfortably accommodates up to 8 guests. The open-concept layout features a fully equipped kitchen with sleek granite countertops and a breakfast bar, flowing seamlessly into the main living space and out ont … (Read more)

Listing Details MLS# 796680

Contract Info

List Price/SqFt: 225.83

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 409
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40001-000-107
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Legal Description: LAKETOWN WHARF UNIT 409 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4130 P 839 1262 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community
Association Fee/Month: 1065.2

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3195.61
HOA Frequency: Quarterly
HOA Annual Amount: 12782.44
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Paid: $
Last Taxes: 3574.1
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to your ultimate coastal getaway at Laketown Wharf Resort! Perfectly positioned in the heart of Panama City Beach – just steps from the world's most famous sugar-white sands, top attractions like Ripley's and WonderWorks, dining, and nightlife – this spacious condo offers the ideal blend of convenience, relaxation, and top-tier rental potential. Prime Location & Rare Convenience: Forget waiting on busy elevators! This desirable 4th-floor unit allows you to walk directly from the parking garage right to your front door. Even better, you are located just steps from the pool while enjoying stunning, serene lake views right from your residence. Interior Highlights: Freshly updated with LVP flooring throughout, this 2-bedroom, 2-bath condo includes a private bunk room and comfortably accommodates up to 8 guests. The open-concept layout features a fully equipped kitchen with sleek granite countertops and a breakfast bar, flowing seamlessly into the main living space and out onto an expansive private balcony. The spacious primary suite serves as a true retreat, featuring a double vanity, deep garden tub, and separate walk-in shower. Unrivaled Resort Amenities: Laketown Wharf offers resort living like nowhere else: 5 unique pools, multiple on-site restaurants, an ice cream shop, hair salon, putting green, state-of-the-art fitness center, covered garage parking, and a 52,000 sq. ft. lakefront boardwalk with nightly light and fountain shows. Whether you're seeking a high-performing vacation rental or your own turnkey beach escape, this unit is the one you've been looking for!

Balcony

First: Yes

More Information

Bunk Room

First: Yes

Family Room

First: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes

Construction/Siding

Concrete: Yes

Exterior

Balcony: Yes

Association Fees Include

Beach: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Master Association: Yes
Mini Golf: Yes
Pest Control: Yes
Pool: Yes
Repairs/Maintenance: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Conventional: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

First: Yes

Parking Features

Community Structure: Yes
Parking Garage: Yes
Parking Lot: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Elevators: Yes
Exercise Room: Yes
Pavilion/Gazebo: Yes
Pool: Yes
Retail Shops: Yes
Waterfront: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Family Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes
Lagoon: Yes
Lake: Yes
Unobstructed: Yes

Waterfront Type

Gulf: Yes
Lakefront: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes

Security Features

24 Hour Security: Yes
Carbon Monoxide Detector: Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Security Guard: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Heat Pump Exterior: Balcony Association Fees Include: Beach; TV Cable; Exercise Room; Insurance; Ground Keeping; Repairs/Maintenance; Master Association; Mini Golf; Pest Control; Pool; Security; Sewer; Trash Disposal; Water Financing: Conventional Furnished: Furnished Interior: Bunk Room Kitchen: First Balcony: First Bunk Room: First Family Room: First Security Features: 24 Hour Security; Carbon Monoxide Detector; Fire Alarm; Fire Sprinkler System; Security Guard; Smoke Detector(s) Parking Features: Community Structure; Parking Garage; Parking Lot Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Elevators; Exercise Room; Pavilion/Gazebo; Pool; Retail Shops; Waterfront Rooms: Balcony; Bedroom; Bunk Room; Family Room; Kitchen; Primary Bedroom Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf; Lakefront Waterview: Gulf; Lagoon; Lake; Unobstructed

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Family Room	First	20 x 15	20.00	15.00	Dining/Living Room Combo
Kitchen	First	11 x 9	11.00	9.00	Island Seating
Primary Bedroom	First	14 x 12	14.00	12.00	Lake Views
Bedroom	First	12 x 11	12.00	11.00	Gulf Views
Bunk Room	First	9 x 7	9.00	7.00	Gulf Views
Balcony	First	28 x 8	28.00	8.00	Lake Views

Listing Office: SimpliHOM

Last Updated: October – 16 – 2026

Information deemed reliable but not guaranteed.