9860 S Thomas Drive 501, Panama City, FL 32408 (MLS# 787448)

9860 S Thomas Drive 501, Panama City, FL 32408

$450,000

Virtual Tour

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,483 Status: Pending

Current Price: $450,000 List Date: 3/26/2026 Last Modified: 6/01/2026

Overview

Description

LOW-FLOOR GULF VIEWS | END-UNIT POSITION | WRAPAROUND BALCONY Laketown Wharf Unit 501 | Panama City Beach, FL – Three-bedroom plus bunk room, end unit with a rare position within the building. Located on the fifth floor, this unit represents the first level in Laketown Wharf where Gulf views begin while still maintaining a lower-floor elevation. Positioned on the southeast end of the building, with convenient access to the elevators and owners parking garage, but away from the heavy foot traffic areas. The wraparound balcony overlooks the elevated ''kiddie pool'' deck on top of the south parking garage, featuring water features, lounge seating, and an active amenity area. The balcony offers multiple access points, including the living area, primary suite, and a rare full door from one of the guest bedrooms–an uncommon feature within Laketown Wharf, primarily found in the first stack of the building. One section of the balcony remains shaded during ALL portions of the day and benef … (Read more) LOW-FLOOR GULF VIEWS | END-UNIT POSITION | WRAPAROUND BALCONY Laketown Wharf Unit 501 | Panama City Beach, FL – Three-bedroom plus bunk room, end unit with a rare position within the building. Located on the fifth floor, this unit represents the first level in Laketown Wharf where Gulf views begin while still maintaining a lower-floor elevation. Positioned on the southeast end of the building, with convenient access to the elevators and owners parking garage, but away from the heavy foot traffic areas. The wraparound balcony overlooks the elevated ”kiddie pool” deck on top of the south parking garage, featuring water features, lounge seating, and an active amenity area. The balcony offers multiple access points, including the living area, primary suite, and a rare full door from one of the guest bedrooms–an uncommon feature within Laketown Wharf, primarily found in the first stack of the building. One section of the balcony remains shaded during ALL portions of the day and benefits from consistent airflow, creating a comfortable outdoor space for those who prefer to stay out of direct sun exposure. The kitchen features updated recessed lighting, granite countertops, and stainless steel appliances. Coastal furnishings complement the interior, with tile and LVP flooring throughout for durability and ease of maintenance, along with a stackable washer and dryer. Laketown Wharf is known for its unmatched amenities. Residents and guests enjoy five pools, including one heated year-round, two hot tubs, a fitness center overlooking the Gulf, a playground, pickleball courts, and mini golf. The 52,000 square-foot boardwalk circles the lake with a nightly fountain and light show. Direct, gated beach access sits next door to Pineapple Willy’s. On the ground level, you’ll find a lineup of restaurants, shops, and entertainment: Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, and more. The property also offers 810 Billiards & Bowling, a salon and nail bar, barbecue and pet areas, a poolside Splash Bar & Grill, two parking garages, and beach chair rentals. HOA dues are $3,527.73/quarter and include water, sewer, trash, cable/TV, pest control, WiFi, and full use of amenities. Nearby recently opened attractions include Dolly Parton’s Pirates Voyage Dinner & Show, Topgolf, and McGuire’s Irish Pub, with Tootsie’s Orchid Lounge scheduled to open in 2026, reinforcing the area’s continued growth. All information is deemed reliable but should be verified by the buyer if important.

Listing Details MLS# 787448

Contract Info

List Price/SqFt: 303.44

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 501
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 40001-000-136
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Legal Description: LAKETOWN WHARF UNIT 501 TYPE D BLDG 2 ORB 2994 P 1890 4BR 3BA ORB 4395 P 1052 1483 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 5
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1483
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
# of Stories in Building: 21
# of Units in Bldg: 765
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: NA
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-04-27

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 3527.73
HOA Frequency: Quarterly
HOA Annual Amount: 14110.92
New Buyer Fee: Yes
New Buyer Fee Amt: 100
New Buyer Fee Paid: $
Last Taxes: 4530
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: LOW-FLOOR GULF VIEWS | END-UNIT POSITION | WRAPAROUND BALCONY Laketown Wharf Unit 501 | Panama City Beach, FL – Three-bedroom plus bunk room, end unit with a rare position within the building. Located on the fifth floor, this unit represents the first level in Laketown Wharf where Gulf views begin while still maintaining a lower-floor elevation. Positioned on the southeast end of the building, with convenient access to the elevators and owners parking garage, but away from the heavy foot traffic areas. The wraparound balcony overlooks the elevated ''kiddie pool'' deck on top of the south parking garage, featuring water features, lounge seating, and an active amenity area. The balcony offers multiple access points, including the living area, primary suite, and a rare full door from one of the guest bedrooms–an uncommon feature within Laketown Wharf, primarily found in the first stack of the building. One section of the balcony remains shaded during ALL portions of the day and benefits from consistent airflow, creating a comfortable outdoor space for those who prefer to stay out of direct sun exposure. The kitchen features updated recessed lighting, granite countertops, and stainless steel appliances. Coastal furnishings complement the interior, with tile and LVP flooring throughout for durability and ease of maintenance, along with a stackable washer and dryer. Laketown Wharf is known for its unmatched amenities. Residents and guests enjoy five pools, including one heated year-round, two hot tubs, a fitness center overlooking the Gulf, a playground, pickleball courts, and mini golf. The 52,000 square-foot boardwalk circles the lake with a nightly fountain and light show. Direct, gated beach access sits next door to Pineapple Willy's. On the ground level, you'll find a lineup of restaurants, shops, and entertainment: Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, and more. The property also offers 810 Billiards & Bowling, a salon and nail bar, barbecue and pet areas, a poolside Splash Bar & Grill, two parking garages, and beach chair rentals. HOA dues are $3,527.73/quarter and include water, sewer, trash, cable/TV, pest control, WiFi, and full use of amenities. Nearby recently opened attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub, with Tootsie's Orchid Lounge scheduled to open in 2026, reinforcing the area's continued growth. All information is deemed reliable but should be verified by the buyer if important.

More Information

Balcony

First: Yes

Bunk Room

First: Yes

Master Bathroom

First: Yes

Pool Features

Inground: Yes
Saltwater: Yes
Spa/ Hot Tub: Yes
Waterfall: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lock Out Closet: Yes
Pantry: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes

Association Fees Include

Accounting: Yes
Advertising: Yes
Community Room: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Recreational Faclty: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Deeded Access Water: Yes
Within 1/2 Mile to Water: Yes

Parking Features

Additional Parking: Yes
Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBed Balcony: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Boardwalk: Yes
Business Center: Yes
Community Room: Yes
Elevators: Yes
Mini Golf: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Theater: Yes
Pickle Ball: Yes
Other – See Remarks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Other – See Remarks: Yes

Waterview

Gulf: Yes
Unit Waterview Only: Yes

Full Bathroom

First: Yes

Waterfront Type

Lakefront: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Fire Alarm: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Full Bathroom: First Master Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony; Double Pane Windows Association Fees Include: Accounting; Advertising; TV Cable; Community Room; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Management; Pest Control; Pool; Recreational Faclty; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional; VA Furnished: Furnished Kitchen: First Living Room: First Lot Features: Deeded Access Water; Within 1/2 Mile to Water Balcony: First Bunk Room: First Master Bathroom: First Pool Features: Inground; Saltwater; Spa/ Hot Tub; Waterfall Security Features: Fire Alarm; Smoke Detector(s) Parking Features: Additional Parking; Garage Attached Association Amenities: BBQ Pit/Grill; Boardwalk; Business Center; Community Room; Elevators; Mini Golf; Pickle Ball; Pool; Retail Shops; Security-24 hour; Theater; Other – See Remarks Rooms: Balcony; Bedroom; Bunk Room; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterfront Type: Lakefront Waterview: Gulf; Unit Waterview Only Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Balcony	First	38.4 x 33.6	38.40	33.60
Living Room	First	15.5 x 18.6	15.50	18.60
Kitchen	First	15.5 x 8.7	15.50	8.70
Master Bedroom	First	11.3 x 18.6	11.30	18.60
Master Bathroom	First	11.3 x 12.8	11.30	12.80
Bedroom	First	11.3 x 12.3	11.30	12.30
Full Bathroom	First	7.11 x 5.2	7.11	5.20
Bunk Room	First	10.2 x 6.9	10.20	6.90
Bedroom	First	10.7 x 11.4	10.70	11.40
Full Bathroom	First	6 x 6.1	6.00	6.10

Listing Office: Coldwell Banker Realty

Last Updated: June – 01 – 2026

Information deemed reliable but not guaranteed.