9860 S Thomas Drive 705, Panama City, FL 32408 (MLS# 784478)

9860 S Thomas Drive 705, Panama City, FL 32408

$285,000

Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 1,047 Status: Active

Current Price: $285,000 List Date: 2/01/2026 Last Modified: 6/02/2026

Overview

Description

This beautifully maintained Gulf-view unit offers sweeping views you can enjoy every day from your private balcony. Inside, the open-concept layout is bright and welcoming, featuring a full-size kitchen with ample cabinetry, granite countertops, stainless appliances, and a stylish mosaic backsplash—perfect for preparing meals when you're not dining out. The condo comfortably sleeps six and includes two spacious bathrooms, making it ideal for full-time living, a second home, or a high-performing vacation rental. Tile flooring in the main living areas, updated coastal décor, and a well-appointed primary bedroom create a truly turn-key feel throughout. Located at Laketown Wharf, owners and guests enjoy a true resort-style experience with multiple pools, a lakefront boardwalk, a Gulf-view fitness center, onsite dining, nightly fountain and light shows, and direct beach access just across the street. The unbeatable location places you steps from restaurants, shopping, entertainm … (Read more)

Listing Details MLS# 784478

Contract Info

List Price/SqFt: 272.21

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 705
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: No
Parcel ID: 40001-000-216
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Front Beach Rd., turn South on S. Thomas Dr. (Circle K) towards Pineapple Willies. After curve to the Left, turn Left into Laketown Wharf. Security will direct you where to park.
Legal Description: LAKETOWN WHARF UNIT 705 TYPE C BLDG 2 ORB 2994 P 1890 1BR 2BA BUNK ORB 4684 P 1582 1047 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 7
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1047
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Lot Dimensions: No

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 2490.58
HOA Frequency: Quarterly
HOA Annual Amount: 9962.32
New Buyer Fee: No
Last Taxes: 3375
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: This beautifully maintained Gulf-view unit offers sweeping views you can enjoy every day from your private balcony. Inside, the open-concept layout is bright and welcoming, featuring a full-size kitchen with ample cabinetry, granite countertops, stainless appliances, and a stylish mosaic backsplash—perfect for preparing meals when you're not dining out. The condo comfortably sleeps six and includes two spacious bathrooms, making it ideal for full-time living, a second home, or a high-performing vacation rental. Tile flooring in the main living areas, updated coastal décor, and a well-appointed primary bedroom create a truly turn-key feel throughout. Located at Laketown Wharf, owners and guests enjoy a true resort-style experience with multiple pools, a lakefront boardwalk, a Gulf-view fitness center, onsite dining, nightly fountain and light shows, and direct beach access just across the street. The unbeatable location places you steps from restaurants, shopping, entertainment, and the iconic sugar-white sands of Panama City Beach. HOA dues include water, sewer, cable, WiFi, and full access to all resort amenities (electric billed separately). With strong rental history, stylish updates, Gulf views, and an attractive price point, this condo stands out as an exceptional opportunity for personal enjoyment or continued rental success.

Bunk Room

First: Yes

More Information

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Track: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Exercise Room: Yes
Internet-WiFi: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Security: Yes
Sewer: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Furnished: Yes

Living Room

First: Yes

Present Zoning

City: Yes

Rooms

Bunk Room: Yes
Living Room: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Master Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Double Pane Windows Association Fees Include: BBQ Pit/Grill; TV Cable; Exercise Room; Internet-WiFi; Picnic Area; Playground; Pool; Security; Sewer; Water Financing: Cash; Conventional; VA Furnished: Furnished Living Room: First Bunk Room: First Rooms: Bunk Room; Living Room; Master Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	20 x 15	20.00	15.00
Master Bedroom	First	13 x 12	13.00	12.00
Bunk Room	First	9 x 7	9.00	7.00

Listing Office: Local Insight Realty

Last Updated: June – 02 – 2026

Information deemed reliable but not guaranteed.