9860 S Thomas Drive 809, Panama City Beach, FL 32408 (MLS# 789301)

9860 S Thomas Drive 809, Panama City Beach, FL 32408

$379,000

Virtual Tour

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Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,262 Status: Active

Current Price: $379,000 List Date: 5/03/2026 Last Modified: 6/20/2026

Overview

Description

UPDATED. REMODELED. 09 STACK. Laketown Wharf Unit 809 delivers a fully remodeled 3-bedroom, 2-bath layout on the 8th floor in one of the building's most desirable stack positions, known for wide east-facing beach views and strong appeal among Panama City Beach vacation-rental buyers. This unit has been thoughtfully updated throughout with a clean, modern finish package, including LVP flooring across the entire space, fresh interior paint, white quartz countertops, a tile backsplash, white cabinetry with gold hardware, matching white appliances, and a deep stainless steel sink with a faucet that coordinates with the cabinet hardware. The kitchen, dining, and living areas feel clean, cohesive, and modern, with updated barstools, all new flat-screen TVs, and a leather sofa and loveseat that are approximately one year old. The living area opens to a large balcony with lounge furniture, creating a strong indoor-outdoor connection and showcasing the east-facing beach views that help set th … (Read more) UPDATED. REMODELED. 09 STACK. Laketown Wharf Unit 809 delivers a fully remodeled 3-bedroom, 2-bath layout on the 8th floor in one of the building’s most desirable stack positions, known for wide east-facing beach views and strong appeal among Panama City Beach vacation-rental buyers. This unit has been thoughtfully updated throughout with a clean, modern finish package, including LVP flooring across the entire space, fresh interior paint, white quartz countertops, a tile backsplash, white cabinetry with gold hardware, matching white appliances, and a deep stainless steel sink with a faucet that coordinates with the cabinet hardware. The kitchen, dining, and living areas feel clean, cohesive, and modern, with updated barstools, all new flat-screen TVs, and a leather sofa and loveseat that are approximately one year old. The living area opens to a large balcony with lounge furniture, creating a strong indoor-outdoor connection and showcasing the east-facing beach views that help set this 09-stack unit apart. The primary bedroom faces the Gulf and offers direct balcony access, adding another highly desirable feature for both personal use and rental performance. The bunk area has also been upgraded with a sliding barn door, giving it true privacy and making the overall layout function more like three defined sleeping spaces. Throughout the unit, unique single-blade wooden ceiling fans add a subtle coastal, almost nautical vibe without going overboard. It is one of those details that helps the space feel more custom than cookie-cutter. Additional updates include refreshed bathroom details with updated light fixtures, matching cabinet hardware, faucets, and mirrors, along with a front-load stackable washer and dryer, new mattresses, tasteful cohesive décor, and a turnkey setup that is professionally managed by a local rental company. Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, a 52,000-square-foot lakefront boardwalk with a nightly fountain and light show, gated beach access next door to Pineapple Willy’s, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,065.20 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. Nearby attractions continue to add momentum to this part of Panama City Beach, including Dolly Parton’s Pirates Voyage Dinner & Show, Topgolf, McGuire’s Irish Pub, and Tootsie’s Orchid Lounge, which opened in May 2026. All information is deemed reliable but should be verified by the buyer if important.

Listing Details MLS# 789301

Contract Info

List Price/SqFt: 300.32

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 809
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 40001-000-258
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's
Legal Description: LAKETOWN WHARF UNIT 809 TYPE B BLDG 2 ORB 2994 P 1890 3BR 2BA ORB 4603 P 1093 1262 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 8
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: 21
# of Units in Bldg: 765
Year Built: 2008
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: NA
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 1065.2
HOA Frequency: Monthly
HOA Annual Amount: 12782.4
New Buyer Fee: Yes
New Buyer Fee Amt: 100
New Buyer Fee Paid: $
Last Taxes: 4386
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: UPDATED. REMODELED. 09 STACK. Laketown Wharf Unit 809 delivers a fully remodeled 3-bedroom, 2-bath layout on the 8th floor in one of the building's most desirable stack positions, known for wide east-facing beach views and strong appeal among Panama City Beach vacation-rental buyers. This unit has been thoughtfully updated throughout with a clean, modern finish package, including LVP flooring across the entire space, fresh interior paint, white quartz countertops, a tile backsplash, white cabinetry with gold hardware, matching white appliances, and a deep stainless steel sink with a faucet that coordinates with the cabinet hardware. The kitchen, dining, and living areas feel clean, cohesive, and modern, with updated barstools, all new flat-screen TVs, and a leather sofa and loveseat that are approximately one year old. The living area opens to a large balcony with lounge furniture, creating a strong indoor-outdoor connection and showcasing the east-facing beach views that help set this 09-stack unit apart. The primary bedroom faces the Gulf and offers direct balcony access, adding another highly desirable feature for both personal use and rental performance. The bunk area has also been upgraded with a sliding barn door, giving it true privacy and making the overall layout function more like three defined sleeping spaces. Throughout the unit, unique single-blade wooden ceiling fans add a subtle coastal, almost nautical vibe without going overboard. It is one of those details that helps the space feel more custom than cookie-cutter. Additional updates include refreshed bathroom details with updated light fixtures, matching cabinet hardware, faucets, and mirrors, along with a front-load stackable washer and dryer, new mattresses, tasteful cohesive décor, and a turnkey setup that is professionally managed by a local rental company. Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, a 52,000-square-foot lakefront boardwalk with a nightly fountain and light show, gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,065.20 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. Nearby attractions continue to add momentum to this part of Panama City Beach, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge, which opened in May 2026. All information is deemed reliable but should be verified by the buyer if important.

Balcony

First: Yes

More Information

Bunk Room

First: Yes

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lock Out Closet: Yes
Pantry: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes
Foundation – On Piling: Yes
Roof – Clay/Concrete: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes

Association Fees Include

Accounting: Yes
Advertising: Yes
Community Room: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Recreational Faclty: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Smart Thermostat: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Deeded Access Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Garage Attached: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Boardwalk: Yes
Business Center: Yes
Community Room: Yes
Elevators: Yes
Mini Golf: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Theater: Yes
Pickle Ball: Yes
Other – See Remarks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Other – See Remarks: Yes

Waterview

Gulf: Yes
Unit Waterview Only: Yes

Full Bathroom

First: Yes

Waterfront Type

Lakefront: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed Balcony: Yes

Primary Bathroom

First: Yes

Security Features

Fire Alarm: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony; Double Pane Windows Association Fees Include: Accounting; Advertising; TV Cable; Community Room; Exercise Room; Insurance; Ground Keeping; Management; Pest Control; Pool; Recreational Faclty; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional; VA Furnished: Furnished Interior: Smart Thermostat Kitchen: First Living Room: First Lot Features: Deeded Access Water Lot Access: City Street; Paved Road Balcony: First Bunk Room: First Primary Bathroom: First Pool Features: Inground Security Features: Fire Alarm; Smoke Detector(s) Parking Features: Additional Parking; Garage Attached Association Amenities: BBQ Pit/Grill; Boardwalk; Business Center; Community Room; Elevators; Mini Golf; Pickle Ball; Pool; Retail Shops; Security-24 hour; Theater; Other – See Remarks Rooms: Balcony; Bedroom; Bunk Room; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterfront Type: Lakefront Waterview: Gulf; Unit Waterview Only Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Balcony	First	26.1 x 7.7	26.10	7.70
Living Room	First	15.2 x 18.8	15.20	18.80
Kitchen	First	10.7 x 8.1	10.70	8.10
Master Bedroom	First	11.4 x 18.8	11.40	18.80
Master Bathroom	First	11.4 x 12.1	11.40	12.10
Bedroom	First	11.4 x 12.3	11.40	12.30
Full Bathroom	First	7.5 x 5.1	7.50	5.10
Bunk Room	First	9.7 x 6.1	9.70	6.10

Listing Office: Coldwell Banker Realty

Last Updated: June – 20 – 2026

Information deemed reliable but not guaranteed.