9860 S Thomas Drive L17, Panama City Beach, FL 32408 (MLS# 788465)

9860 S Thomas Drive L17, Panama City Beach, FL 32408

New Listing

$1,690,000

Virtual Tour

https://my.matterport.com/show/?m=KJ5TDcRA3hC&brand=0&mls=1&

79-web-or-mls-9860 S Thomas Dr L17-DTD-4

1st floor King with private ensuite bathroom

102-web-or-mls-PANHANDLE - 9680 S THOMAS

103-web-or-mls-PANHANDLE - 9680 S THOMAS

104-web-or-mls-PANHANDLE - 9680 S THOMAS

104-web-or-mls-PANHANDLE - 9860 S THOMAS

100-web-or-mls-PANHANDLE - 9680 S THOMAS

108-web-or-mls-PANHANDLE - 9680 S THOMAS

78-web-or-mls-9860 S Thomas Dr L17-DTD-3

110-web-or-mls-PANHANDLE - 9680 S THOMAS

111-web-or-mls-PANHANDLE - 9680 S THOMAS

112-web-or-mls-PANHANDLE - 9680 S THOMAS

113-web-or-mls-PANHANDLE - 9680 S THOMAS

115-web-or-mls-PANHANDLE - 9680 S THOMAS

Primary King w/Full convertible sofa, private ensuite bath

117-web-or-mls-PANHANDLE - 9680 S THOMAS

118-web-or-mls-PANHANDLE - 9680 S THOMAS

120-web-or-mls-PANHANDLE - 9680 S THOMAS

127-web-or-mls-PANHANDLE - 9860 S THOMAS

128-web-or-mls-PANHANDLE - 9860 S THOMAS

119-web-or-mls-PANHANDLE - 9680 S THOMAS

121-web-or-mls-PANHANDLE - 9860 S THOMAS

121-web-or-mls-PANHANDLE - 9680 S THOMAS

123-web-or-mls-PANHANDLE - 9680 S THOMAS

124-web-or-mls-PANHANDLE - 9680 S THOMAS

106-web-or-mls-PANHANDLE - 9680 S THOMAS

107-web-or-mls-PANHANDLE - 9680 S THOMAS

65-web-or-mls-Laketown-Wharf-Aerials-24-

66-web-or-mls-Laketown-Wharf-Aerials-24-

67-web-or-mls-Laketown-Wharf-Amenities-2

69-web-or-mls-Laketown-Wharf-Aerials-24-

70-web-or-mls-Laketown-Wharf-Aerials-24-

71-web-or-mls-Laketown-Wharf-Aerials-24-

72-web-or-mls-Laketown-Wharf-Aerials-24-

73-web-or-mls-Laketown-Wharf-Aerials-24-

74-web-or-mls-Laketown-Wharf-Amenities-2

75-web-or-mls-Laketown-Wharf-Amenities-2

76-web-or-mls-Laketown-Wharf-Amenities-2

77-web-or-mls-Laketown-Wharf-Amenities-2

78-web-or-mls-Laketown-Wharf-Aerials-26-

79-web-or-mls-Laketown-Wharf-Aerials-26-

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 2,700 Status: Active

Current Price: $1,690,000 List Date: 4/16/2026 Last Modified: 4/16/2026

Overview

Description

Welcome to Laketown Wharf's newest luxury residence — a rare new construction condo in the heart of Panama City Beach! This stunning 5-bedroom, 4-bathroom condo offers over 2,700 square feet of refined living space, perfectly blending coastal style with modern sophistication. Built in 2025, this residence offers peace of mind for years to come, featuring steel framing, all-new mechanical systems, and high-end finishes throughout. Step inside to discover engineered white oak flooring, custom white oak cabinetry, and quartz countertops that elevate every space. The open-concept design creates a light-filled, airy atmosphere–perfect for entertaining or unwinding after a day at the beach. Enjoy expansive 20-foot windows with breathtaking Gulf views, bringing the beauty of the coast right into your living space. This residence is fully furnished and thoughtfully designed, making it completely turnkey and ready for immediate enjoyment–whether as a high-performing short-term rental or y … (Read more)

Listing Details MLS# 788465

Contract Info

List Price/SqFt: 625.93

Location

Area: 03 – Bay County – Beach
Street #: 9860
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: L17
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: No
Parcel ID: 40001-000-796
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Front Beach Rd (SR-30), turn onto S Thomas Dr. End at Laketown Wharf Resort 9902 S Thomas Dr, Panama City, FL 32408
Legal Description: LAKETOWN WHARF COMMERCIAL UNIT #8 ORB 2994 P 1890 1536 TOTAL SF ORB 4530 P 1509

General Property Info

Sub-Type: Condominium
Floor Number: 17
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 2700
SqFt Source: An Appraiser
Full Baths: 4
Total Baths: 4
Year Built: 2007
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: NA
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3653.8
HOA Frequency: Quarterly
HOA Annual Amount: 14615.2
New Buyer Fee: No
Last Taxes: 692
Last Tax Year: 2025
Brokerage Interest: Ownership Interest – Listing Broker/Salesperson has ownership interest in the property.
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Laketown Wharf's newest luxury residence — a rare new construction condo in the heart of Panama City Beach! This stunning 5-bedroom, 4-bathroom condo offers over 2,700 square feet of refined living space, perfectly blending coastal style with modern sophistication. Built in 2025, this residence offers peace of mind for years to come, featuring steel framing, all-new mechanical systems, and high-end finishes throughout. Step inside to discover engineered white oak flooring, custom white oak cabinetry, and quartz countertops that elevate every space. The open-concept design creates a light-filled, airy atmosphere–perfect for entertaining or unwinding after a day at the beach. Enjoy expansive 20-foot windows with breathtaking Gulf views, bringing the beauty of the coast right into your living space. This residence is fully furnished and thoughtfully designed, making it completely turnkey and ready for immediate enjoyment–whether as a high-performing short-term rental or your own private second home by the beach. Residents and guests enjoy Laketown Wharf's exceptional resort-style amenities, including: • Five sparkling swimming pools • A state-of-the-art fitness center • On-site dining and shopping • Direct beach access • Covered parking and 24-hour security Whether you're seeking a luxury beach retreat, a proven income-producing property, or a spacious full-time residence, this home offers a rare combination of style, flexibility, and investment potential in one of Panama City Beach's most desirable communities. Don't miss the opportunity to own a brand-new, fully turnkey residence at Laketown Wharf — where modern luxury meets effortless coastal living.

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes
Wine Cooler: Yes
Wine Refrigerator: Yes

More Information

Interior Features

Ceiling – Raised: Yes
Fireplace: Yes
Floor – Hardwood: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Lock Out Closet: Yes
Pantry: Yes
Stairs: Yes
Wet Bar: Yes

Construction/Siding

Steel/Frame: Yes

Other Structures

Garage(s): Yes
Kennel/Dog Run: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Master Association: Yes
Mini Golf: Yes
Pavilion/Gazebo: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes
Whirlpool: Yes

Furnished

Unfurnished: Yes

Living Room

First: Yes

Lot Features

Landscaped: Yes
Near Beach Access: Yes

Lot Access

City Street: Yes
Gated Access: Yes

Parking Features

Garage Detached: Yes

Present Zoning

Resort: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Mini Golf: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Separate Storage: Yes
Whirlpool: Yes
Dog Park: Yes
Recreation Facilities: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Living Room: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes

Waterview

Gulf: Yes
Lake: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Electric: Yes

Heating

Electric: Yes

Security Features

24 Hour Security: Yes
Closed Circuit Camera(s): Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Gated with Guard: Yes
Secured Garage/Parking: Yes
Security Guard: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric; Wine Cooler; Wine Refrigerator Bedroom: First; Second Cooling: Ceiling Fan(s); Electric Heating: Electric Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Master Association; Mini Golf; Pavilion/Gazebo; Pest Control; Picnic Area; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water Furnished: Unfurnished Living Room: First Lot Features: Landscaped; Near Beach Access Lot Access: City Street; Gated Access Security Features: 24 Hour Security; Closed Circuit Camera(s); Fire Alarm; Fire Sprinkler System; Gated with Guard; Secured Garage/Parking; Security Guard; Smoke Detector(s) Parking Features: Garage Detached Other Structures: Garage(s); Kennel/Dog Run Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Dog Park; Dumpster; Exercise Room; Gated Community; Mini Golf; Pavilion/Gazebo; Picnic Area; Pool; Recreation Facilities; Retail Shops; Security-24 hour; Separate Storage; Sidewalks; Whirlpool Rooms: Bedroom; Living Room Sale Type: As Is Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected Waterview: Gulf; Lake Present Zoning: Resort

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	28 x 21	28.00	21.00
Bedroom	First	11 x 12	11.00	12.00
Bedroom	First	13 x 7	13.00	7.00
Bedroom	Second	27 x 13	27.00	13.00
Bedroom	Second	12 x 11.5	12.00	11.50
Bedroom	Second	15 x 10.5	15.00	10.50

Listing Office: RE Florida Homes

Last Updated: April – 16 – 2026

Information deemed reliable but not guaranteed.