9900 S Thomas 220 Drive 220, Panama City Beach, FL 32408 (MLS# 776170)

9900 S Thomas 220 Drive 220, Panama City Beach, FL 32408

New Listing

$475,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,102 Status: Active

Current Price: $475,000 List Date: 7/18/2026 Last Modified: 7/18/2026

Overview

Description

Included Second floor Deeded Parking spot on the same floor as the unit so no need for an elevator. This delightful condo has been very well cared for and has had many updates. There are 2 bedrooms plus a large cozy bunk room. The double balcony is perfect for enjoying the scenery. This beautiful low floor unit has some of the most beautiful views of the Gulf of Mexico and the beautiful resort style pool. Just go through the 24/7 gated security to the second floor and walk right into your room. Shores of Panama has so many great amenities, you will love the beautiful resort/lagoon style pool, a heated indoor pool, hot tubs, tiki huts serving food and drinks, state of the art fitness center, and so much more. Shores of Panama is conveniently located close to everything Panama City Beach has to offer.

Listing Details MLS# 776170

Contract Info

List Price/SqFt: 431.03

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas 220
Street Suffix: Drive
Unit #: 220
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama Phase II
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-675-014
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located at the intersection of Front Beach Road and South Thomas Drive next to Pineapple Willy's.
Legal Description: SHORES OF PANAMA II UNIT 220 TYPE L ORB 4431 P 1025 2BR 2.5BA . 1102 TOTAL SF ORB 4431 P 1041 PARKING SPACE #220

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1102
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 23
Year Built: 2007
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Assigned Spaces: Yes
Lot Dimensions: 0 X 0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3705.85
HOA Frequency: Quarterly
HOA Annual Amount: 14823.4
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
Last Taxes: 5122.64
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Included Second floor Deeded Parking spot on the same floor as the unit so no need for an elevator. This delightful condo has been very well cared for and has had many updates. There are 2 bedrooms plus a large cozy bunk room. The double balcony is perfect for enjoying the scenery. This beautiful low floor unit has some of the most beautiful views of the Gulf of Mexico and the beautiful resort style pool. Just go through the 24/7 gated security to the second floor and walk right into your room. Shores of Panama has so many great amenities, you will love the beautiful resort/lagoon style pool, a heated indoor pool, hot tubs, tiki huts serving food and drinks, state of the art fitness center, and so much more. Shores of Panama is conveniently located close to everything Panama City Beach has to offer.

Pool Features

Inground: Yes
Indoor: Yes
Spa/ Hot Tub: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Accounting: Yes
Advertising: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Pest Control: Yes
Pool: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Parking Features

Deeded: Yes

Association Amenities

BBQ Pit/Grill: Yes
Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Waterfront: Yes
Whirlpool: Yes

Rooms

Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Heating

Central: Yes

Security Features

24 Hour Security: Yes
Building Security: Yes
Gated with Guard: Yes
Secured Garage/Parking: Yes
Security Guard: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Heating: Central Exterior: Balcony Association Fees Include: Accounting; Advertising; BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Pest Control; Pool; Sewer; Whirlpool; Trash Disposal Financing: Cash; Conventional Furnished: Furnished Pool Features: Inground; Indoor; Spa/ Hot Tub Security Features: 24 Hour Security; Building Security; Gated with Guard; Secured Garage/Parking; Security Guard Parking Features: Deeded Association Amenities: BBQ Pit/Grill; Community Room; Exercise Room; Gated Community; Pool; Whirlpool; Waterfront Rooms: Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach

Room Information

Room Name	Dimensions	Length	Width
Bedroom	0 x 0	0.00	0.00
Bedroom	0 x 0	0.00	0.00

Listing Office: LPT Realty LLC

Last Updated: July – 18 – 2026

Information deemed reliable but not guaranteed.