9900 S Thomas Drive 1103, Panama City Beach, FL 32408 (MLS# 789195)

9900 S Thomas Drive 1103, Panama City Beach, FL 32408

$599,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,131 Status: Active

Current Price: $599,000 List Date: 5/01/2026 Last Modified: 7/02/2026

Overview

Description

Experience one of the most desirable layouts at the Shores of Panama – 1103 is the E floor plan with a wraparound balcony and unobstructed Gulf views. Also rare, is this residence conveys with TWO DEEDED PARKING SPACES, one on the same floor (Level 11) and an additional space on Level 12. Sold fully furnished, this turn-key unit is ready to enjoy, rent, or both. Designed to live like a 3-bedroom, this residence features 2 primary suites, one is Gulf front with direct balcony access. It also features a large bunk room and 2.5 BATHS. This unit has demonstrated impressive rental performance generating approximately $70,000 in 2024, and $78,000 for 2025. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, known for its iconic 14,000sf Gulf front lagoon pool, featuring zero-entry access, tropical palm-lined islands, fountains, and an expansive beachfront hot tub. Additional amenities include an indoor heated pool and spa, 24-hour fitness center, seasonal tiki bar, co … (Read more)

Listing Details MLS# 789195

Contract Info

List Price/SqFt: 529.62

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 1103
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-650-180
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Directions: From US-98, turn south onto Richard Jackson Blvd. Continue to Front Beach Rd and turn left. Shores of Panama Resort is located at the intersection of Front Beach Road and South Thomas Drive, next to Pineapple Willy's. Enter the parking garage from South Thomas Drive.
Legal Description: SHORES OF PANAMA PHASE I UNIT 1103 TYPE E ORB 2740 P 2252 11TH FLOOR 2BD/2.5BR ORB 4678 P 1196 1131 SQ FT ORB 4678 P 1224 PARKING SP 1139-B ORB 4678 P 1227 PARKING SP 1292

General Property Info

Sub-Type: Condominium
Floor Number: 11
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1131
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 23
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: n/a
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 4354.06
HOA Frequency: Quarterly
HOA Annual Amount: 17416.24
New Buyer Fee: No
Last Taxes: 6186.77
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Experience one of the most desirable layouts at the Shores of Panama – 1103 is the E floor plan with a wraparound balcony and unobstructed Gulf views. Also rare, is this residence conveys with TWO DEEDED PARKING SPACES, one on the same floor (Level 11) and an additional space on Level 12. Sold fully furnished, this turn-key unit is ready to enjoy, rent, or both. Designed to live like a 3-bedroom, this residence features 2 primary suites, one is Gulf front with direct balcony access. It also features a large bunk room and 2.5 BATHS. This unit has demonstrated impressive rental performance generating approximately $70,000 in 2024, and $78,000 for 2025. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, known for its iconic 14,000sf Gulf front lagoon pool, featuring zero-entry access, tropical palm-lined islands, fountains, and an expansive beachfront hot tub. Additional amenities include an indoor heated pool and spa, 24-hour fitness center, seasonal tiki bar, covered parking, and on-site security. The location places you in the heart of it all–adjacent to Pineapple Willy's for beachfront dining, and just across the street from Laketown Wharf offering a variety of restaurants, coffee shops, entertainment, and retail. Nearby attractions include Pier Park, Topgolf Panama City Beach, and Pirates Voyage Dinner & Show, with continued growth and new venues enhancing the area's appeal. Whether you're seeking a primary residence, second home, or high-performing income property, this is a standout opportunity in one of the Gulf Coast's most recognizable resort destinations. All information, including dimensions and HOA details, is deemed reliable but should be verified by buyers if important.

Bunk Room

First: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Tile: Yes
Lock Out Closet: Yes
Pantry: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Exercise Room: Yes
Game Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Master Association: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Recreational Faclty: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes
Whirlpool: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Waterfront: Yes

Parking Features

Deeded: Yes
Gated: Yes
Parking Garage: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes
Game Room: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Waterfront: Yes
Whirlpool: Yes
Dining: Yes
Recreation Facilities: Yes

Rooms

Bedroom: Yes
Bunk Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Availabile: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Electric: Yes

Heating

Electric: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes
MBed First Floor: Yes
MBed Waterfront: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

24 Hour Security: Yes
Fire Sprinkler System: Yes
Gated Community: Yes
Gated with Guard: Yes
Security Gate: Yes
Security Guard: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Electric Heating: Electric Exterior: Balcony Association Fees Include: BBQ Pit/Grill; Beach; Community Room; Exercise Room; Game Room; Gated Community; Internet-WiFi; Ground Keeping; Master Association; Picnic Area; Playground; Pool; Recreational Faclty; Security; Sewer; Whirlpool; Trash Disposal; Water Furnished: Furnished Interior: Bunk Room Kitchen: First Living Room: First Lot Features: Waterfront Bunk Room: First Security Features: 24 Hour Security; Fire Sprinkler System; Gated Community; Gated with Guard; Security Gate; Security Guard Parking Features: Deeded; Gated; Parking Garage Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dining; Dumpster; Elevators; Game Room; Gated Community; Picnic Area; Playground; Pool; Recreation Facilities; Whirlpool; Waterfront Rooms: Bedroom; Bunk Room; Kitchen; Living Room; Primary Bedroom Utilities: TV Cable; Electricity – Availabile; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	16 x 14	16.00	14.00
Kitchen	First	10 x 8	10.00	8.00
Primary Bedroom	First	13.5 x 12	13.50	12.00
Bedroom	First	14 x 11	14.00	11.00
Bunk Room	First	10 x 8	10.00	8.00

Listing Office: The Premier Property Group

Last Updated: July – 02 – 2026

Information deemed reliable but not guaranteed.