9900 S Thomas Drive 1106, Panama City Beach, FL 32408

$280,000
Property Type: Residential Baths: 1 Square Footage: 473 Status: Active
Current Price: $280,000 List Date: 8/08/2025 Last Modified: 7/27/2026

Overview

Description

There’s absolutely no better investment in Panama City Beach than a studio condo at Shores of Panama! These units will maximize your rental income year after year, with this unit already booked 100% of the time between now and the end of February, 2026 if you choose to keep the current bookings! These units are also ideal as a personal beach getaway! Enjoy the unbeatable central location within walking distance to some of the beach’s best dining, attractions and shopping – plus the world famous Pineapple Willy’s is directly next door!

Supplements: This 11th floor gem boasts new/upgraded flooring, brand new A/C unit with 10 year warranty, crown molding, new full size front loading washer and dryer, new Polywood balcony chairs, and brand new fridge/freezer, which is all included in the purchase. This is a HOT listing and will not be available for long!

Listing Details MLS# 777382

Contract Info

List Price/SqFt
591.97

Location

Area
03 – Bay County – Beach
Street #
9900
Street Direction
S
Street Name
Thomas
Street Suffix
Drive
Unit #
1106
State
FL
Zip Code
32408
County
Bay
Sub Area
0318 – Beach – Central South
Subdivision
Shores Of Panama Phase I
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
40000-650-183
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Directions
Shores of Panama is located at the intersection of Front Beach Road and South Thomas Drive next to Pineapple Willy's.
Legal Description
SHORES OF PANAMA PHASE I UNIT 1106 TYPE G(L) ORB 2941 P 107 11TH FLOOR EFF/1BR ORB 3203 P 1189 473 SQ FT

General Property Info

Sub-Type
Condominium
Floor Number
11
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
473
SqFt Source
Prop App Site
Full Baths
Yes
Total Baths
Yes
# of Stories in Building
23
Year Built
2007
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
N/A
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
1722.5
HOA Frequency
Quarterly
HOA Annual Amount
6890
New Buyer Fee
No
Last Taxes
2804
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
Yes
Condo Doc
Yes

Remarks & Misc

Remarks
There's absolutely no better investment in Panama City Beach than a studio condo at Shores of Panama! These units will maximize your rental income year after year, with this unit already booked 100% of the time between now and the end of February, 2026 if you choose to keep the current bookings! These units are also ideal as a personal beach getaway! Enjoy the unbeatable central location within walking distance to some of the beach's best dining, attractions and shopping – plus the world famous Pineapple Willy's is directly next door!

Appliances

Dishwasher
Yes
Disposal
Yes
Freezer
Yes
Ice Maker
Yes
Instant Hot Water
Yes
Microwave
Yes
Oven – Electric
Yes
Refrigerator
Yes
Washer/Dryer Stacked
Yes
Water Heater – Electric
Yes

More Information

Interior Features

Breakfast Bar
Yes
Floor – Vinyl Plank
Yes
Window – Treatment All
Yes

Exterior

Balcony
Yes

Association Fees Include

Accounting
Yes
BBQ Pit/Grill
Yes
Beach
Yes
Community Room
Yes
Dumpster
Yes
Exercise Room
Yes
Gated Community
Yes
Ground Keeping
Yes
Internet-WiFi
Yes
Management
Yes
Pest Control
Yes
Pool
Yes
Security
Yes
Sewer
Yes
Trash Disposal
Yes
TV Cable
Yes
Water
Yes

Financing

Cash
Yes
Conventional
Yes

Furnished

Furnished
Yes

Parking Features

Garage Attached
Yes

Association Amenities

BBQ Pit/Grill
Yes
Beach
Yes
Dumpster
Yes
Exercise Room
Yes
Gated Community
Yes
Pool
Yes
Security-24 hour
Yes
Waterfront
Yes
Dog Park
Yes

Utilities

TV Cable
Yes
Garbage
Yes
Internet – Broadband Available
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes

Sale Type

As Is
Yes

Waterfront Type

Gulf
Yes

Cooling

Mini-Split/Ductless
Yes

Heating

Mini-Split/Ductless
Yes

Security Features

24 Hour Security
Yes
Building Security
Yes
Fire Alarm
Yes
Fire Escape
Yes
Fire Sprinkler System
Yes
Gated Community
Yes
Security Guard
Yes
Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Disposal; Freezer; Ice Maker; Instant Hot Water; Microwave; Oven – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Cooling: Mini-Split/Ductless Heating: Mini-Split/Ductless Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Exercise Room; Gated Community; Internet-WiFi; Ground Keeping; Management; Pest Control; Pool; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Security Features: 24 Hour Security; Building Security; Fire Alarm; Fire Escape; Fire Sprinkler System; Gated Community; Security Guard; Smoke Detector(s) Parking Features: Garage Attached Association Amenities: BBQ Pit/Grill; Beach; Dog Park; Dumpster; Exercise Room; Gated Community; Pool; Security-24 hour; Waterfront Sale Type: As Is Utilities: TV Cable; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf
Listing Office: CENTURY 21 Ryan Realty Inc
Last Updated: July – 27 – 2026
Information deemed reliable but not guaranteed.