9900 S Thomas Drive 1118, Panama City Beach, FL 32408 (MLS# 790086)

9900 S Thomas Drive 1118, Panama City Beach, FL 32408

$399,000

Virtual Tour

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Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,066 Status: Under Contract – Taking Backups

Current Price: $399,000 List Date: 5/19/2026 Last Modified: 6/04/2026

Overview

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS SELLER FINANCING OPTION AVAILABLE | GULF-VIEW J FLOOR PLAN. DEEDED PARKING NEAR THE BREEZEWAY. UPDATED 2-BEDROOM PLUS BUNK LAYOUT. Shores of Panama Unit 1118 offers a highly functional 2-bedroom plus bunk area layout with 2.5 bathrooms, in-unit laundry, and a deeded parking space located just three spaces from the breezeway. This placement creates a more convenient arrival experience for parking, unloading, and accessing the elevators. Positioned in the desirable ''J'' floor plan, Unit 1118 places the primary bedroom on the Gulf side of the condo, allowing natural light and Gulf-facing views from the bedroom windows. The private balcony captures direct views of the lagoon-style pool, sunset skies, and the turquoise waters of the Gulf of Mexico in Panama City Beach, Florida. Inside, the condo reflects thoughtful ownership and tasteful updates throughout. Features include LVP flooring, updated lighting fixtures, fra … (Read more) CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS SELLER FINANCING OPTION AVAILABLE | GULF-VIEW J FLOOR PLAN. DEEDED PARKING NEAR THE BREEZEWAY. UPDATED 2-BEDROOM PLUS BUNK LAYOUT. Shores of Panama Unit 1118 offers a highly functional 2-bedroom plus bunk area layout with 2.5 bathrooms, in-unit laundry, and a deeded parking space located just three spaces from the breezeway. This placement creates a more convenient arrival experience for parking, unloading, and accessing the elevators. Positioned in the desirable ”J” floor plan, Unit 1118 places the primary bedroom on the Gulf side of the condo, allowing natural light and Gulf-facing views from the bedroom windows. The private balcony captures direct views of the lagoon-style pool, sunset skies, and the turquoise waters of the Gulf of Mexico in Panama City Beach, Florida. Inside, the condo reflects thoughtful ownership and tasteful updates throughout. Features include LVP flooring, updated lighting fixtures, framed mirrors, Samsung stainless steel appliances known for quiet operation, a large industrial-style sink added in 2022, and updated furnishings. Entertainment upgrades include a new 65-inch flat-screen TV in the living area and new 55-inch flat-screen TVs in each bedroom. Additional ownership-focused improvements include a smart thermostat designed to shut off the HVAC system if doors remain open for an extended period, along with a 24/7 dehumidifier to help protect the unit and manage interior moisture levels. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy’s is adjacent to the resort, while Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton’s Pirates Voyage Dinner & Show, Topgolf, McGuire’s Irish Pub, and Tootsie’s Orchid Lounge. HOA dues are $4,119.22 per quarter. All information is believed to be accurate but should be verified by buyers if important.

Listing Details MLS# 790086

Contract Info

List Price/SqFt: 374.3

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 1118
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-650-195
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located next to Pineapple Willy's across from Laketown Wharf, at the intersection of Front Beach Road and Thomas Dr
Legal Description: SHORES OF PANAMA PHASE I UNIT 1118 TYPE J ORB 4598 P 1431 11TH FLOOR 2BD/2.5BR ORB 4510 P 485 PRKNG #1122 1070 H&C

General Property Info

Sub-Type: Condominium
Floor Number: 11
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1066
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 23
# of Units in Bldg: 709
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: CONDO
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-06-02

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 4119.22
HOA Frequency: Quarterly
HOA Annual Amount: 16476.88
New Buyer Fee: No
Last Taxes: 4810
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS SELLER FINANCING OPTION AVAILABLE | GULF-VIEW J FLOOR PLAN. DEEDED PARKING NEAR THE BREEZEWAY. UPDATED 2-BEDROOM PLUS BUNK LAYOUT. Shores of Panama Unit 1118 offers a highly functional 2-bedroom plus bunk area layout with 2.5 bathrooms, in-unit laundry, and a deeded parking space located just three spaces from the breezeway. This placement creates a more convenient arrival experience for parking, unloading, and accessing the elevators. Positioned in the desirable ''J'' floor plan, Unit 1118 places the primary bedroom on the Gulf side of the condo, allowing natural light and Gulf-facing views from the bedroom windows. The private balcony captures direct views of the lagoon-style pool, sunset skies, and the turquoise waters of the Gulf of Mexico in Panama City Beach, Florida. Inside, the condo reflects thoughtful ownership and tasteful updates throughout. Features include LVP flooring, updated lighting fixtures, framed mirrors, Samsung stainless steel appliances known for quiet operation, a large industrial-style sink added in 2022, and updated furnishings. Entertainment upgrades include a new 65-inch flat-screen TV in the living area and new 55-inch flat-screen TVs in each bedroom. Additional ownership-focused improvements include a smart thermostat designed to shut off the HVAC system if doors remain open for an extended period, along with a 24/7 dehumidifier to help protect the unit and manage interior moisture levels. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $4,119.22 per quarter. All information is believed to be accurate but should be verified by buyers if important.

More Information

Balcony

First: Yes

Bunk Hall

First: Yes

Master Bathroom

First: Yes

Pool Features

Heated – Electric: Yes
Inground: Yes
Indoor: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Vinyl Plank: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Master Association: Yes
Pool: Yes
Sewer: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
Seller Financing: Yes
Other: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes
Smart Thermostat: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Deeded: Yes

Mstr Bath / Mstr Bdrm

MBed Waterfront: Yes
MBath Shower/Tub Combo: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Business Center: Yes
Community Room: Yes
Elevators: Yes
Exercise Room: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Retail Shops: Yes
Waterfront: Yes
Other – See Remarks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Hall: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Other – See Remarks: Yes

Waterview

Gulf: Yes

Full Bathroom

First: Yes

Half Bathroom

First: Yes

Waterfront Type

Gulf: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

24 Hour Security: Yes
Fire Sprinkler System: Yes
Security Gate: Yes
Security Guard: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Full Bathroom: First Half Bathroom: First Master Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Master Association; Pool; Sewer; Water Financing: Cash; Conventional; Seller Financing; Other Furnished: Furnished Interior: Bunk Room; Smart Thermostat Kitchen: First Living Room: First Balcony: First Master Bathroom: First Bunk Hall: First Pool Features: Heated – Electric; Inground; Indoor Security Features: 24 Hour Security; Fire Sprinkler System; Security Gate; Security Guard Parking Features: Deeded Association Amenities: BBQ Pit/Grill; Beach; Business Center; Community Room; Elevators; Exercise Room; Picnic Area; Playground; Pool; Retail Shops; Waterfront; Other – See Remarks Rooms: Balcony; Bedroom; Bunk Hall; Full Bathroom; Half Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterfront Type: Gulf Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Kitchen	First	11.2 x 10.8	11.20	10.80
Living Room	First	14.11 x 16	14.11	16.00
Balcony	First	14.11 x 5.1	14.11	5.10
Master Bedroom	First	13.3 x 11.7	13.30	11.70
Master Bathroom	First	13.3 x 7.7	13.30	7.70
Bunk Hall	First	9.6 x 6.9	9.60	6.90
Half Bathroom	First	3.9 x 7	3.90	7.00
Bedroom	First	13.4 x 10.5	13.40	10.50
Full Bathroom	First	9.8 x 7.7	9.80	7.70

Listing Office: Coldwell Banker Realty

Last Updated: June – 04 – 2026

Information deemed reliable but not guaranteed.