9900 S Thomas Drive 1219, Panama City Beach, FL 32408 (MLS# 794015)

9900 S Thomas Drive 1219, Panama City Beach, FL 32408

New Listing

$372,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,184 Status: Active

Current Price: $372,000 List Date: 8/13/2026 Last Modified: 8/13/2026

Overview

Description

Welcome to the 12th floor at Shores of Panama, where Gulf-front views and strong rental potential come together in this 2-bedroom + bunk room, 3-bath condo that comfortably sleeps up to 8 guests. This condo is perfectly positioned to capture spectacular western-facing sunsets over the Gulf. From your spacious private balcony, enjoy panoramic views of the emerald waters and the resort's iconic lagoon-style pool. The thoughtfully designed floor plan features two king suites, each with its own ensuite bath, offering privacy and comfort for owners and guests alike. A bunk area with twin beds and a queen sleeper sofa in the living area maximize occupancy and rental appeal. Inside, the open-concept layout creates a welcoming retreat. The fully equipped kitchen includes granite countertops, and a breakfast bar that flows seamlessly into the dining and living areas–ideal for entertaining or relaxing after a day on the beach. This unit conveys with a deeded parking space and is renta … (Read more) Welcome to the 12th floor at Shores of Panama, where Gulf-front views and strong rental potential come together in this 2-bedroom + bunk room, 3-bath condo that comfortably sleeps up to 8 guests. This condo is perfectly positioned to capture spectacular western-facing sunsets over the Gulf. From your spacious private balcony, enjoy panoramic views of the emerald waters and the resort’s iconic lagoon-style pool. The thoughtfully designed floor plan features two king suites, each with its own ensuite bath, offering privacy and comfort for owners and guests alike. A bunk area with twin beds and a queen sleeper sofa in the living area maximize occupancy and rental appeal. Inside, the open-concept layout creates a welcoming retreat. The fully equipped kitchen includes granite countertops, and a breakfast bar that flows seamlessly into the dining and living areas–ideal for entertaining or relaxing after a day on the beach. This unit conveys with a deeded parking space and is rental-ready, making it an outstanding option for investors or buyers seeking a turnkey Gulf-front getaway. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub–all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable–walk next door to Pineapple Willy’s for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu’s Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you’re looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities–this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo–ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

Listing Details MLS# 794015

Contract Info

List Price/SqFt: 314.19

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 1219
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama Phase II
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 4000-675-143
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Directions: Shores of Panama is located at the intersection of Front Beach Rd and South Thomas Drive next to Pineapple Willies
Legal Description: SHORES OF PANAMA II UNIT 1219 TYPE K (R) ORB 2740 P 2252 2BR 3BA ORB 3404 P 2138 1184 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 12
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1184
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 2007
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 3981.6
HOA Frequency: Quarterly
HOA Annual Amount: 15926.4
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to the 12th floor at Shores of Panama, where Gulf-front views and strong rental potential come together in this 2-bedroom + bunk room, 3-bath condo that comfortably sleeps up to 8 guests. This condo is perfectly positioned to capture spectacular western-facing sunsets over the Gulf. From your spacious private balcony, enjoy panoramic views of the emerald waters and the resort's iconic lagoon-style pool. The thoughtfully designed floor plan features two king suites, each with its own ensuite bath, offering privacy and comfort for owners and guests alike. A bunk area with twin beds and a queen sleeper sofa in the living area maximize occupancy and rental appeal. Inside, the open-concept layout creates a welcoming retreat. The fully equipped kitchen includes granite countertops, and a breakfast bar that flows seamlessly into the dining and living areas–ideal for entertaining or relaxing after a day on the beach. This unit conveys with a deeded parking space and is rental-ready, making it an outstanding option for investors or buyers seeking a turnkey Gulf-front getaway. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub–all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable–walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities–this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo–ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

Bunk Room

First: Yes

More Information

Appliances

Dryer: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Window – Treatment All: Yes

Exterior

Balcony: Yes

Association Fees Include

Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Master Association: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Deeded: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Security-24 hour: Yes
Waterfront: Yes
Whirlpool: Yes

Rooms

Bedroom: Yes
Bunk Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Security Gate: Yes

Property Features

Appliances: Dryer; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Balcony Association Fees Include: Exercise Room; Gated Community; Insurance; Ground Keeping; Master Association; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Bunk Room: First Security Features: Security Gate Parking Features: Deeded Association Amenities: Exercise Room; Gated Community; Pool; Security-24 hour; Whirlpool; Waterfront Rooms: Bedroom; Bunk Room; Full Bathroom; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Primary Bedroom	First	17 x 12	17.00	12.00	if important buyer to verify
Bunk Room	First	10 x 9	10.00	9.00	if important buyer to verify
Bedroom	First	12 x 12	12.00	12.00	if important buyer to verify
Kitchen	First	9 x 8	9.00	8.00	if important buyer to verify
Living Room	First	12 x 17	12.00	17.00	if important buyer to verify
Full Bathroom	First	5 x 7	5.00	7.00	if important buyer to verify
Full Bathroom	First	5 x 10	5.00	10.00	if important buyer to verify
Full Bathroom	First	10.5 x 6	10.50	6.00	if important buyer to verify

Listing Office: Christies International Real Estate Emerald Coast

Last Updated: August – 13 – 2026

Information deemed reliable but not guaranteed.