9900 S Thomas Drive 1610, Panama City Beach, FL 32408 (MLS# 794006)

9900 S Thomas Drive 1610, Panama City Beach, FL 32408

New Listing

$285,000

Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 911 Status: Active

Current Price: $285,000 List Date: 8/13/2026 Last Modified: 8/13/2026

Overview

Description

Own a rare opportunity at Shores of Panama with this highly sought-after ''F'' stack Gulf-view condo–a prime 16th-floor location offering breathtaking, unobstructed views of the emerald waters and sugar-white sand. This thoughtfully designed 1-bedroom, 1.5-bath condo with a bunk area is perfectly sized for a family getaway while also delivering strong rental potential. Wake each morning to panoramic Gulf views and step onto your private balcony overlooking the shoreline–one of the few layouts in the building offering this direct perspective of the water. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized h … (Read more)

Listing Details MLS# 794006

Contract Info

List Price/SqFt: 312.84

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 1610
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama Phase II
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-650-277
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Directions: Thomas Dr & Front Beach Road
Legal Description: SHORES OF PANAMA PHASE I UNIT 1610 TYPE F ORB 2740 P 2252 16TH FLOOR 1BD/1.5BR ORB 3404 P 2138 911 SQ FT W/BUNK

General Property Info

Sub-Type: Condominium
Floor Number: 16
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 911
SqFt Source: Prop App Site
Full Baths: Yes
Half Baths: Yes
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2007
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 3507.11
HOA Frequency: Quarterly
HOA Annual Amount: 14028.44
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Own a rare opportunity at Shores of Panama with this highly sought-after ''F'' stack Gulf-view condo–a prime 16th-floor location offering breathtaking, unobstructed views of the emerald waters and sugar-white sand. This thoughtfully designed 1-bedroom, 1.5-bath condo with a bunk area is perfectly sized for a family getaway while also delivering strong rental potential. Wake each morning to panoramic Gulf views and step onto your private balcony overlooking the shoreline–one of the few layouts in the building offering this direct perspective of the water. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub–all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable–walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities–this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo–ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

Appliances

Dishwasher: Yes
Dryer: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Window – Treatment All: Yes

Exterior

Balcony: Yes

Association Fees Include

Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Master Association: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Deeded: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Security-24 hour: Yes
Waterfront: Yes
Whirlpool: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Security Gate: Yes

Property Features

Appliances: Dishwasher; Dryer; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: TV Cable; Exercise Room; Gated Community; Insurance; Ground Keeping; Master Association; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Security Features: Security Gate Parking Features: Deeded Association Amenities: Elevators; Exercise Room; Gated Community; Pool; Security-24 hour; Whirlpool; Waterfront Rooms: Bedroom; Kitchen; Living Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	14 x 13	14.00	13.00	if important buyer to verify
Living Room	First	16 x 16	16.00	16.00	if important buyer to verify
Kitchen	First	12 x 12	12.00	12.00	if important buyer to verify

Listing Office: Christies International Real Estate Emerald Coast

Last Updated: August – 13 – 2026

Information deemed reliable but not guaranteed.