9900 S Thomas Drive 1806, Panama City Beach, FL 32408 (MLS# 796641)

9900 S Thomas Drive 1806, Panama City Beach, FL 32408

New Listing

$265,000

6-web-or-mls-PANHANDLE - 9900 S THOMAS D

7-web-or-mls-PANHANDLE - 9900 S THOMAS D

8-web-or-mls-PANHANDLE - 9900 S THOMAS D

9-web-or-mls-PANHANDLE - 9900 S THOMAS D

Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 473 Status: Active

Current Price: $265,000 List Date: 10/16/2026 Last Modified: 10/16/2026

Overview

Description

Gulf views, sugar-white sand, and a resort atmosphere set the stage for your next chapter at Shores of Panama Unit 1806! Located on the 18th floor, this coastal retreat offers an elevated perspective of Panama City Beach and a welcoming place to unwind, recharge, and enjoy life by the water. Whether you're searching for a personal beach getaway or exploring a vacation rental opportunity, this condo deserves a closer look. Begin your mornings with coffee on your private balcony as you take in the Gulf views and plan the day ahead. Spend the afternoon on the beach, cool off in the resort pool, or head out to explore the surrounding restaurants and attractions. When it's time to slow down, return to your own outdoor retreat and enjoy the coastal breeze. Inside, the living space provides a comfortable setting for relaxing after a day in the sun, sharing a meal, or settling in for a movie night. The kitchen features a refrigerator, stove, oven, and dishwasher, making it convenient to … (Read more) Gulf views, sugar-white sand, and a resort atmosphere set the stage for your next chapter at Shores of Panama Unit 1806! Located on the 18th floor, this coastal retreat offers an elevated perspective of Panama City Beach and a welcoming place to unwind, recharge, and enjoy life by the water. Whether you’re searching for a personal beach getaway or exploring a vacation rental opportunity, this condo deserves a closer look. Begin your mornings with coffee on your private balcony as you take in the Gulf views and plan the day ahead. Spend the afternoon on the beach, cool off in the resort pool, or head out to explore the surrounding restaurants and attractions. When it’s time to slow down, return to your own outdoor retreat and enjoy the coastal breeze. Inside, the living space provides a comfortable setting for relaxing after a day in the sun, sharing a meal, or settling in for a movie night. The kitchen features a refrigerator, stove, oven, and dishwasher, making it convenient to prepare everything from a quick breakfast before the beach to dinner at home. Having a kitchen of your own adds flexibility to every stay, whether you’re visiting for a weekend or enjoying a longer coastal escape. The resort experience extends well beyond the condo. Shores of Panama features a lagoon-style outdoor pool surrounded by tropical landscaping, creating an inviting setting for afternoons spent poolside. An indoor pool, hot tub, and fitness center offer additional options for recreation and relaxation. With beach access right at the property, you can easily trade your poolside seat for a walk along the shoreline or a refreshing dip in the Gulf. The location puts dining, shopping, and entertainment within easy reach, with Pineapple Willy’s next door and additional Panama City Beach attractions nearby. Enjoy a casual meal overlooking the beach, explore local shops, or fill your days with boating, fishing, and other coastal adventures. For buyers considering vacation rental ownership, Unit 1806 combines Gulf views, beachfront resort amenities, and a convenient location–features worth considering when evaluating a property for both personal enjoyment and guest stays. Make this your home base for beach weekends, seasonal escapes, and memorable days along Florida’s coast. Schedule your private showing and experience Shores of Panama Unit 1806!

Listing Details MLS# 796641

Contract Info

List Price/SqFt: 560.25

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 1806
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama Phase I
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-650-309
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Traveling East on Front Beach Road, make a right onto S. Thomas Drive. Traveling West on Front Beach Road, make a left onto S. Thomas Drive.
Legal Description: SHORES OF PANAMA PHASE I UNIT 1806 TYPE G(L) ORB 2740 P 2252 18TH FLOOR EFF/1BR ORB 4418 P 2152 473 SQ FT ORB 4418 P 2179 PARKING SPACE 970

General Property Info

Sub-Type: Condominium
Floor Number: 18
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 473
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: 23
Accessory Dwelling Unit: No
Year Built: 2007
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Assigned Spaces: Yes
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2435
HOA Frequency: Quarterly
HOA Annual Amount: 9740
New Buyer Fee: No
Last Taxes: 3038
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Gulf views, sugar-white sand, and a resort atmosphere set the stage for your next chapter at Shores of Panama Unit 1806! Located on the 18th floor, this coastal retreat offers an elevated perspective of Panama City Beach and a welcoming place to unwind, recharge, and enjoy life by the water. Whether you're searching for a personal beach getaway or exploring a vacation rental opportunity, this condo deserves a closer look. Begin your mornings with coffee on your private balcony as you take in the Gulf views and plan the day ahead. Spend the afternoon on the beach, cool off in the resort pool, or head out to explore the surrounding restaurants and attractions. When it's time to slow down, return to your own outdoor retreat and enjoy the coastal breeze. Inside, the living space provides a comfortable setting for relaxing after a day in the sun, sharing a meal, or settling in for a movie night. The kitchen features a refrigerator, stove, oven, and dishwasher, making it convenient to prepare everything from a quick breakfast before the beach to dinner at home. Having a kitchen of your own adds flexibility to every stay, whether you're visiting for a weekend or enjoying a longer coastal escape. The resort experience extends well beyond the condo. Shores of Panama features a lagoon-style outdoor pool surrounded by tropical landscaping, creating an inviting setting for afternoons spent poolside. An indoor pool, hot tub, and fitness center offer additional options for recreation and relaxation. With beach access right at the property, you can easily trade your poolside seat for a walk along the shoreline or a refreshing dip in the Gulf. The location puts dining, shopping, and entertainment within easy reach, with Pineapple Willy's next door and additional Panama City Beach attractions nearby. Enjoy a casual meal overlooking the beach, explore local shops, or fill your days with boating, fishing, and other coastal adventures. For buyers considering vacation rental ownership, Unit 1806 combines Gulf views, beachfront resort amenities, and a convenient location–features worth considering when evaluating a property for both personal enjoyment and guest stays. Make this your home base for beach weekends, seasonal escapes, and memorable days along Florida's coast. Schedule your private showing and experience Shores of Panama Unit 1806!

Appliances

Dishwasher: Yes
Disposal: Yes
Freezer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Floor – Vinyl Plank: Yes

Construction/Siding

Concrete: Yes
Steel/Frame: Yes
Roof – Flat: Yes
Roof – Tar/Gravel: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Accounting: Yes
Advertising: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Exercise Room: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Management: Yes
Pool: Yes
TV Cable: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Additional Parking: Yes
Deeded: Yes

Present Zoning

Resort: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Elevators: Yes
Exercise Room: Yes
Pool: Yes
Waterfront: Yes

Rooms

Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Fire Alarm: Yes
Fire Sprinkler System: Yes
Firewall(s): Yes
Secured Garage/Parking: Yes

Property Features

Appliances: Dishwasher; Disposal; Freezer; Microwave; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Balcony Association Fees Include: Accounting; Advertising; BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Internet-WiFi; Ground Keeping; Management; Pool Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Security Features: Fire Alarm; Fire Sprinkler System; Firewall(s); Secured Garage/Parking Parking Features: Additional Parking; Deeded Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Pool; Waterfront Rooms: Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resort

Room Information

Room Name	Level	Dimensions
Primary Bedroom	First	0 x 0
Kitchen	First	0 x 0
Living Room	First	0 x 0

Listing Office: Palms to Pines Real Estate LLC

Last Updated: October – 16 – 2026

Information deemed reliable but not guaranteed.