9900 S Thomas Drive 1920, Panama City, FL 32408

$439,400
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,102 Status: Active
Current Price: $439,400 List Date: 2/26/2026 Last Modified: 7/04/2026

Overview

Description

Gulf-Front Primary Suite Strong Rental Income Enjoy breathtaking Gulf views through floor-to-ceiling glass doors leading to the balcony from both the living room and the Gulf-front primary suite. This spacious 2-bedroom + bunk room, 2.5-bath floor plan lives and rents like a true 3-bedroom condo. Major exterior improvements at the resort are nearing completion, and construction on this stack is already complete, making this unit ready for immediate enjoyment and rental income. Comfortably sleeping 8 and including a reserved parking space, this condo is being sold fully furnished and rental-ready. Recent updates include flooring, furnishings, paint, appliances, granite countertops, and washer/dryer. The property has a strong history of 5-star guest reviews and generates approximately $50,000 in annual gross rental revenue, with nearly $25,000 in future bookings already secured as of June 2026. Located in the highly sought-after Shores of Panama, owners and guests enjoy

Listing Details MLS# 785898

Contract Info

List Price/SqFt
398.73

Location

Area
03 – Bay County – Beach
Street #
9900
Street Direction
S
Street Name
Thomas
Street Suffix
Drive
Unit #
1920
State
FL
Zip Code
32408
County
Bay
Sub Area
0318 – Beach – Central South
Subdivision
Shores Of Panama Phase II
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
40000-675-235
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Directions
Intersection of Front Beach and S. Thomas Dr.
Legal Description
SHORES OF PANAMA II UNIT 1920 TYPE L ORB 2740 P 2252 2BR 2.5BA ORB 4552 P 1321 1102 TOTAL SF ORB 4563 P 704 PARKING SPACE 1086

General Property Info

Sub-Type
Condominium
Floor Number
19
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
1102
SqFt Source
Builders Plans
Full Baths
2
Half Baths
Yes
Total Baths
3
# of Stories in Building
23
Year Built
2007
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
Yes
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
3529
HOA Frequency
Quarterly
HOA Annual Amount
14116
New Buyer Fee
No
Last Taxes
4764
Last Tax Year
2025
Brokerage Interest
No Interest
Condo Doc
Yes

Remarks & Misc

Remarks
Gulf-Front Primary Suite Strong Rental Income Enjoy breathtaking Gulf views through floor-to-ceiling glass doors leading to the balcony from both the living room and the Gulf-front primary suite. This spacious 2-bedroom + bunk room, 2.5-bath floor plan lives and rents like a true 3-bedroom condo. Major exterior improvements at the resort are nearing completion, and construction on this stack is already complete, making this unit ready for immediate enjoyment and rental income. Comfortably sleeping 8 and including a reserved parking space, this condo is being sold fully furnished and rental-ready. Recent updates include flooring, furnishings, paint, appliances, granite countertops, and washer/dryer. The property has a strong history of 5-star guest reviews and generates approximately $50,000 in annual gross rental revenue, with nearly $25,000 in future bookings already secured as of June 2026. Located in the highly sought-after Shores of Panama, owners and guests enjoy: • 500 feet of Gulf frontage • 14,000 sq. ft. lagoon-style pool • Heated indoor pool, hot tub, sauna, and steam room • Fitness center • On-site dining, tiki bars, coffee shop, and gated security Conveniently located in the heart of Panama City Beach near shopping, dining, and attractions including Ripley's Believe It or Not! Panama City Beach, WonderWorks Panama City Beach, Shipwreck Island Waterpark, and Pirates Voyage Dinner & Show. Whether you're seeking a beachfront getaway, second home, or turnkey investment opportunity, this condo offers outstanding views, resort amenities, and proven income potential. See Documents section for additional details. Buyer to verify all information deemed important.

Bunk Room

First
Yes

More Information

Association Fees Include

BBQ Pit/Grill
Yes
Beach
Yes
Community Room
Yes
Dumpster
Yes
Exercise Room
Yes
Ground Keeping
Yes
Internet-WiFi
Yes
Management
Yes
Pest Control
Yes
Picnic Area
Yes
Pool
Yes
Recreational Faclty
Yes
Security
Yes
Sewer
Yes
Trash Disposal
Yes
TV Cable
Yes
Water
Yes

Furnished

Furnished
Yes

Rooms

Bedroom
Yes
Bunk Room
Yes
Primary Bathroom
Yes

Utilities

TV Cable
Yes

Waterfront Type

Gulf
Yes

Bedroom

First
Yes

Primary Bathroom

First
Yes

Property Features

Bedroom: First Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Exercise Room; Internet-WiFi; Ground Keeping; Management; Pest Control; Picnic Area; Pool; Recreational Faclty; Security; Sewer; Trash Disposal; Water Furnished: Furnished Bunk Room: First Primary Bathroom: First Rooms: Bedroom; Bunk Room; Primary Bathroom Utilities: TV Cable Waterfront Type: Gulf

Room Information

Room Name Level Dimensions Length Width Remarks
Primary Bathroom First 14 x 12 14.00 12.00 Sliding glass door, Master Bathroom has garden tub
Bedroom First 14 x 11 14.00 11.00 All Tile, Big Bathroom inside 2nd bedroom
Bunk Room First 10 x 8 10.00 8.00 Bunkroom is huge! Double bunk with single on top
Listing Office: Ohana Real Estate Services
Last Updated: July – 04 – 2026
Information deemed reliable but not guaranteed.