9900 S Thomas Drive 1921, Panama City, FL 32408 (MLS# 784037)

9900 S Thomas Drive 1921, Panama City, FL 32408

$395,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,184 Status: Active

Current Price: $395,000 List Date: 1/22/2026 Last Modified: 7/18/2026

Overview

Description

Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains. Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests. Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an ou … (Read more)

Listing Details MLS# 784037

Contract Info

List Price/SqFt: 333.61

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 1921
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama Phase II
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 40000-675-236
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located at the intersection of Front Beach Road and S. Thomas Dr. next to Pineapple Willy's.
Legal Description: SHORES OF PANAMA II UNIT 1921 TYPE K (L) 0RB 2835 P 434 2BR 3BA ORB 4454 P 652 1184 TOTAL SF ORB 4454 P 653 PK SP 10100

General Property Info

Sub-Type: Condominium
Floor Number: 19
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1184
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
# of Stories in Building: 23
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3981.8
HOA Frequency: Quarterly
HOA Annual Amount: 15927.2
New Buyer Fee: No
Last Taxes: 4083
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains. Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests. Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an outdoor grilling/picnic area. Renovations to the building exterior are currently underway.

Bunk Hall

First: Yes

More Information

Pool Features

Inground: Yes
Indoor: Yes
Spa/ Hot Tub: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Vinyl Plank: Yes
Pantry: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Bunk Hallway: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Assigned: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Picnic Area: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Waterfront: Yes
Whirlpool: Yes
Dining: Yes

Rooms

Bedroom: Yes
Bunk Hall: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Primary Bathroom

First: Yes

Security Features

24 Hour Security: Yes
Building Security: Yes
Fire Sprinkler System: Yes
Secured Garage/Parking: Yes
Security Guard: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Exercise Room; Gated Community; Internet-WiFi; Ground Keeping; Pest Control; Picnic Area; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Interior: Bunk Hallway Kitchen: First Living Room: First Primary Bathroom: First Bunk Hall: First Pool Features: Inground; Indoor; Spa/ Hot Tub Security Features: 24 Hour Security; Building Security; Fire Sprinkler System; Secured Garage/Parking; Security Guard Parking Features: Assigned Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dining; Elevators; Exercise Room; Gated Community; Picnic Area; Pool; Retail Shops; Security-24 hour; Whirlpool; Waterfront Rooms: Bedroom; Bunk Hall; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Kitchen	First	10.08 x 883	10.08	883.00
Living Room	First	15.83 x 17.5	15.83	17.50	Living/Dining Combo
Primary Bedroom	First	17.42 x 11.33	17.42	11.33
Primary Bathroom	First	9.9 x 5.42	9.90	5.42
Bedroom	First	12.42 x 9.83	12.42	9.83
Full Bathroom	First	4.9 x 7.9	4.90	7.90
Bunk Hall	First	7.25 x 7.67	7.25	7.67
Full Bathroom	First	5.67 x 9.83	5.67	9.83

Listing Office: RC Real Estate Group

Last Updated: July – 18 – 2026

Information deemed reliable but not guaranteed.