9900 S Thomas Drive 2020, Panama City Beach, FL 32408 (MLS# 792546)

9900 S Thomas Drive 2020, Panama City Beach, FL 32408

New Listing

$415,000

Virtual Tour

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Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,102 Status: Active

Current Price: $415,000 List Date: 7/12/2026 Last Modified: 7/12/2026

Overview

Description

20TH FLOOR. GULF-SIDE PRIMARY. DEEDED PARKING. Shores of Panama 2020 brings the 20/20 vision concept to life with Gulf and pool views from a higher-floor position in one of Panama City Beach's most recognized Gulf-front resorts. Located on the 20th floor in the 20 stack, this L floor plan offers 2 bedrooms, a bunk area, 2.5 bathrooms, three sleeping areas, and a large balcony accessible from both the living room and the Gulf-side primary bedroom. The interior features tile flooring throughout the entire unit, a fully equipped kitchen with stainless steel appliances, granite countertops, and a tile backsplash. The hallway includes a stackable washer and dryer, and the condo is offered turnkey for continued use and enjoyment. The primary bedroom includes Gulf views, a king-size bed, and a sliding glass door opening directly to the large balcony. The primary bathroom has been updated with a double vanity and glass shower door, while the second bedroom includes a queen-size bed. A deeded … (Read more) 20TH FLOOR. GULF-SIDE PRIMARY. DEEDED PARKING. Shores of Panama 2020 brings the 20/20 vision concept to life with Gulf and pool views from a higher-floor position in one of Panama City Beach’s most recognized Gulf-front resorts. Located on the 20th floor in the 20 stack, this L floor plan offers 2 bedrooms, a bunk area, 2.5 bathrooms, three sleeping areas, and a large balcony accessible from both the living room and the Gulf-side primary bedroom. The interior features tile flooring throughout the entire unit, a fully equipped kitchen with stainless steel appliances, granite countertops, and a tile backsplash. The hallway includes a stackable washer and dryer, and the condo is offered turnkey for continued use and enjoyment. The primary bedroom includes Gulf views, a king-size bed, and a sliding glass door opening directly to the large balcony. The primary bathroom has been updated with a double vanity and glass shower door, while the second bedroom includes a queen-size bed. A deeded parking space on the 10th floor adds an important convenience within the resort. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort’s private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy’s is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton’s Pirates Voyage Dinner & Show, Topgolf, McGuire’s Irish Pub, and Tootsie’s Orchid Lounge. HOA dues are $3,705.85 per quarter. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

Listing Details MLS# 792546

Contract Info

List Price/SqFt: 376.59

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 2020
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama Phase II
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-675-248
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located next to Pineapple Willy's across from Laketown Wharf, at the intersection of Front Beach Road and Thomas Dr.
Legal Description: SHORES OF PANAMA II UNIT 2020 TYPE L ORB 2835 P 434 2BR 2.5BA ORB 3472 P 2036 1102 TOTAL SF ORB 3767 P 584 PK SP NO 1092

General Property Info

Sub-Type: Condominium
Floor Number: 20
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1102
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 23
# of Units in Bldg: 709
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Assigned Spaces: Yes
Lot Dimensions: CONDO
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 3705.85
HOA Frequency: Quarterly
HOA Annual Amount: 14823.4
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: 20TH FLOOR. GULF-SIDE PRIMARY. DEEDED PARKING. Shores of Panama 2020 brings the 20/20 vision concept to life with Gulf and pool views from a higher-floor position in one of Panama City Beach's most recognized Gulf-front resorts. Located on the 20th floor in the 20 stack, this L floor plan offers 2 bedrooms, a bunk area, 2.5 bathrooms, three sleeping areas, and a large balcony accessible from both the living room and the Gulf-side primary bedroom. The interior features tile flooring throughout the entire unit, a fully equipped kitchen with stainless steel appliances, granite countertops, and a tile backsplash. The hallway includes a stackable washer and dryer, and the condo is offered turnkey for continued use and enjoyment. The primary bedroom includes Gulf views, a king-size bed, and a sliding glass door opening directly to the large balcony. The primary bathroom has been updated with a double vanity and glass shower door, while the second bedroom includes a queen-size bed. A deeded parking space on the 10th floor adds an important convenience within the resort. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,705.85 per quarter. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

Balcony

First: Yes

More Information

Bunk Room

First: Yes

Pool Features

Heated – Electric: Yes
Inground: Yes
Indoor: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Master Association: Yes
Pool: Yes
Sewer: Yes
TV Cable: Yes
Water: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Deeded: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Business Center: Yes
Community Room: Yes
Elevators: Yes
Exercise Room: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Retail Shops: Yes
Waterfront: Yes
Other – See Remarks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Other – See Remarks: Yes

Waterview

Gulf: Yes

Full Bathroom

First: Yes

Half Bathroom

First: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBed Waterfront: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Primary Bathroom

First: Yes

Security Features

24 Hour Security: Yes
Fire Sprinkler System: Yes
Security Gate: Yes
Security Guard: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Full Bathroom: First Half Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Master Association; Pool; Sewer; Water Furnished: Furnished Interior: Bunk Room Kitchen: First Living Room: First Balcony: First Bunk Room: First Primary Bathroom: First Pool Features: Heated – Electric; Inground; Indoor Security Features: 24 Hour Security; Fire Sprinkler System; Security Gate; Security Guard Parking Features: Deeded Association Amenities: BBQ Pit/Grill; Beach; Business Center; Community Room; Elevators; Exercise Room; Picnic Area; Playground; Pool; Retail Shops; Waterfront; Other – See Remarks Rooms: Balcony; Bedroom; Bunk Room; Full Bathroom; Half Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterfront Type: Gulf Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Balcony	First	32.6 x 6.6	32.60	6.60
Primary Bedroom	First	15.1 x 11.4	15.10	11.40
Primary Bathroom	First	9.5 x 8.11	9.50	8.11
Bedroom	First	15.1 x 10.2	15.10	10.20
Full Bathroom	First	5.6 x 7.7	5.60	7.70
Living Room	First	16.3 x 13.9	16.30	13.90
Kitchen	First	12.5 x 9.1	12.50	9.10
Bunk Room	First	12 x 7.3	12.00	7.30
Half Bathroom	First	3.11 x 7.11	3.11	7.11

Listing Office: Coldwell Banker Realty

Last Updated: July – 12 – 2026

Information deemed reliable but not guaranteed.